The CEO's multi-day exercise-and-sell pattern is typical for option exercises with tax withholding and diversification, not a bearish signal. The director's 10b5-1 plan sale is routine. Monitor next 10-Q for any change in credit loss trends or loan growth, which are the primary drivers for COF.
How the stock moved after the report
⚠ Clustered NEUTRAL VIEWSTOCK ABOVE ENTRY AT T+1- T+0 · Nov 10 $195.84entry
- T+1 · 14h ago +0.65%α −0.67% · $197.11
- T+5 · in 5d Pending
- T+20 · in 27d Pending
- T+60 · in 3mo Pending
Price Chart
REPLAYWatch the reaction play outHow similar events traded
Executive Summary
CEO Richard Fairbank and a director sold shares in open-market transactions totaling approximately $485K in the latest reported trades. Fairbank's sale was part of a larger multi-day exercise-and-sell pattern involving 40,743 derivative exercises and over 80,000 shares sold, while the director's sale was under a 10b5-1 plan. The total dollar value is trivial relative to COF's $123B market cap (under 0.001%), making this cluster routine and not indicative of a material directional signal.
Key Financial Metrics
Key Facts
- CEO Richard Fairbank sold 700 shares at $207.99 on Nov 4, 2026 (latest trade), part of a larger exercise-and-sell pattern
- Director Peter Raskind sold 1,681 shares at $201.79 on Nov 6, 2026 under a 10b5-1 plan
- Total value of the latest reported trades: ~$485K
- Fairbank also exercised 40,743 derivative shares at $86.34 and $0 on Nov 4, with corresponding open-market sales of over 80,000 shares totaling ~$18.6M
- COF market cap is $123B; total cluster value is under 0.001% of market cap
- Both open-market sales were under 10b5-1 plans
Financial Impact
~$485K in open-market sales, immaterial relative to $123B market cap
Risk Factors
- Insider selling volume could increase if the CEO continues to sell post-exercise
- No material business event disclosed in the cluster data to explain the sales
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-COF-1794258750839 |
Track record
55 reports on COF
4 of 6 bullish or bearish reports moved the stock their way by T+5. Best: +20.63% at T+60 after the Jun 11, 2026 report. 4 of 6 went positive at some point.
Filters
- Nov 10, 20261d ago 8-K Neutral 2/10 Entry $196.00 Now $195.84 −0.08% settles Nov 18
- Nov 10, 20262d ago Court Ruling Neutral 3/10 Entry $196.24 Now $195.84 −0.20% settles Nov 18
- Nov 9, 20262d ago 144 Neutral 2/10 Entry $195.84 Now $195.84 −0.00% settles Nov 17
- Nov 9, 20262d ago Insider Cluster Neutral 2/10 Viewing Entry $195.84 Now $195.84 −0.00% settles Nov 17
- Nov 9, 20263d ago Court Ruling Neutral 2/10 Entry $195.84 Now $195.84 −0.00% settles Nov 17
- Nov 6, 20265d ago 144 Neutral 2/10 Entry $198.58 Now $195.84 −1.38% settles Nov 16
- Nov 4, 20267d ago 144 Neutral 3/10 Entry $203.84 Now $195.84 −3.92% settles Nov 12
- Nov 2, 202610d ago Court Ruling Neutral 1/10 Entry $208.71 to $195.84 Now $195.84 −6.17% ▼ −6.17% −5.58% vs SPY
- Oct 28, 202614d ago Institutional Cluster Mixed 3/10 Entry $204.88 to $206.31 Now $195.84 −4.41% ▲ +0.70% +1.41% vs SPY
- Oct 27, 202615d ago 144 Neutral 2/10 Entry $204.88 to $206.31 Now $195.84 −4.41% ▲ +0.70% +1.41% vs SPY
US Market Status
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