CACC

CREDIT ACCEPTANCE CORP

Nasdaq· Personal Credit Institutions· Inc. MI· CIK 0000885550 Traditional Finance

$540.57 −4.47 (−0.82%)

Oct 26 4:00 PM ET · prev $545.04

Market cap

$5.8B

Mid cap

Consensus

Sell

0% Buy or better · 8 analysts

Median target

$600.00

+11% · range $590.00–600.00

Next earnings

Oct 29

in 3 days

1 year

+7.4%

from $503.11 · Oct 27

30 days

−1.7%

from $550.00

52-week range

$411.04–657.20

−18% from high · low Nov 20

Avg volume 20D

83.3K

Oct 1 spike 231.5K

Short interest

961.7K

≈9.3% of shares · −2.1%

Days to cover

6.7

at average volume

Insider net

−$14.0M

0 buyers · 3 sellers · since Jun 25

New fund stakes

Q2 2026 13F · 0 exits

SecBot read BULLISH 10 reports · 90 days

Balance 0 bearish · 2 bullish · 8 neutral oldest → newest, height = score

Avg score

·High conf. 8/10 ·Next Earnings date, Oct 29, 2026

Strongest BULLISH Credit Acceptance Corporation settled multi-year litigation with the NY Attorney General and 40 other state…

All reports →

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

S Jun 25 to Jul 2 3 days of insider sells: $13.0M by 3 insiders, avg $642.28
S Jul 16 1 insider sell $919.8K at $640.52
R Sep 17 Credit Acceptance Corporation settled multi-year litigation with the…

Signal stack

Where each data set points today.

InsidersBEARISH

3 insiders sold $14.0M.
InstitutionsBULLISH

Q2 2026: 33 added (2 new), 20 trimmed or exited. Largest new: Principal Financial Group $18.0M, Public Sector Pension Investment Board $12.8M.
AnalystsBEARISH

0 of 8 rate it Buy or better. Every target is above the price.
Short sellersSTEADY

Short interest −2.1% to 961.7K shares. 6.7 days to cover, ≈9.3% of shares.
TrendDOWNTREND

5% below its 50-day average.

Who's buying

13F· Q2 2026

new positions

exits

$30.8M

in new stakes

Fund	Move	Shares	Value
BlackRock, Inc.	DOUBLED	642,097	$408.8M
VANGUARD PORTFOLIO MANAGEMENT LLC	ADD	225,244	$143.4M
STATE STREET CORP	ADD	176,917	$112.7M
GOLDMAN SACHS GROUP INC	DOUBLED	169,014	$107.6M
FMR LLC	ADD	162,447	$103.4M
UBS Group AG	DOUBLED	153,563	$97.8M
AMERICAN CENTURY COMPANIES INC	ADD	119,230	$75.9M
Bank of New York Mellon Corp	ADD	30,384	$19.3M

Quarterly 13F filings are due 45 days after each quarter ends.

The Street

8 analysts

Sell 0% rate it Buy or better

Strong Buy0Buy0Hold5Sell1Strong Sell2

12-month targets · 3 analysts

$540.57 $590.00 $600.00 $600.00

Price is below the lowest target. Median implies +11%.Targets as of Oct 26, 2026.

Recent actions

Date	Firm	Action	Rating
Oct 6, 2026	TD Cowen MAINTAIN	MAINTAIN	Hold
Aug 5, 2026	TD Cowen MAINTAIN	MAINTAIN	Hold
Jul 7, 2026	TD Cowen MAINTAIN	MAINTAIN	Hold
May 6, 2026	TD Cowen MAINTAIN	MAINTAIN	Hold

Insider ledger

Form 4

bought · 0 insiders

$14.0M

sold · 3 insiders

Date	Insider	Type	Value
Jul 16, 2026	Watson Jill Foss 10%+ Owner	SELL	$625.4K
Jul 16, 2026	Watson Jill Foss 10%+ Owner	SELL	$293.1K
Jul 16, 2026	Watson Jill Foss 10%+ Owner	SELL	$1.3K
Jul 2, 2026	Prescott General Partners LLC 10%+ Owner	OTHER	$6.5M
Jul 2, 2026	Watson Jill Foss 10%+ Owner	SELL	$34.4K
Jul 2, 2026	Watson Jill Foss 10%+ Owner	SELL	$268.4K
Jul 2, 2026	Watson Jill Foss 10%+ Owner	SELL	$450.0K
Jul 2, 2026	Watson Jill Foss 10%+ Owner	SELL	$115.0K

Earnings setup

Estimates

Oct 29

reports in 3 days

Revision history: 🔒 Fresh data, subscribers only

Period	EPS est.	Range	30D rev.	Revenue
Current Q	🔒 Fresh data, subscribers only
Next Q	🔒 Fresh data, subscribers only
Current FY	🔒 Fresh data, subscribers only
Next FY	🔒 Fresh data, subscribers only