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Insider Cluster (5 insiders) ·Filed May 20, 2026

CACC

CREDIT ACCEPTANCE CORP
NEUTRAL
Impact 2/10
Horizonweeks Processed5mo ago
Insider cluster: 5 insiders, $3.7M total
Actionable Insight • Neutral

The insider selling is routine and quantitatively insignificant. Monitor upcoming quarterly earnings for any fundamental changes, but this cluster alone does not warrant action.

DirectionNeutral
Confidencemedium
Horizonweeks
Final — all horizons settled through T+60d ⚠ clustered
CACC ▲ +4.73% at T+60d
NEUTRAL call +4.73% · α vs SPY +0.70% · entry $544.66 → $570.44
Entry = T+0 close
May 20, 2026
via day close
T+1d
+0.08%
call +0.08% · α -0.37%
$545.07
settled 5mo ago
T+5d
+4.54%
call +4.54% · α +2.69%
$569.38
settled 5mo ago
T+20d
+6.44%
call +6.44% · α +5.90%
$579.73
settled 4mo ago
T+60d
+4.73%
call +4.73% · α +0.70%
$570.44
settled 2mo ago

Price Chart

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Executive Summary

Five insiders at Credit Acceptance Corp sold a total of ~$3.66M in open-market shares over May 14-18, 2026, following a routine securitization filing. The sales represent <0.1% of market cap and are largely tied to option exercises, suggesting liquidity-driven portfolio rebalancing rather than a negative signal.

Key Financial Metrics

Direction
selling
Total Value
$3.7M
Insiders
5

Key Facts

  • Multiple C-suite executives and a director sold shares, but total open-market sales were only ~$3.66M (0.064% of $5.7B market cap).
  • Sales cluster occurred after the May 5, 2026 securitization agreement (Credit Acceptance Auto Loan Trust 2026-1), a routine financing transaction.
  • Most sales were accompanied by option exercises at $333.94/share, typical of tax withholding or diversification strategies.

Financial Impact

Insider sales of ~$3.66M, negligible relative to $5.7B market cap

insider ownershipfloat

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CACC-1779307649921
35 reports for CACC
Performance horizon
67% Hit rate @ T+60 2 of 3 directional calls Went positive at some point 4 of 5 best @ T+60▲ +49.64%Apr 3, 2026
Filters
Rows
Reports for CACC — sortable, filterable
TypeNow
Oct 22, 2026
4d ago
Press Release
NEUTRAL ★ 1/10
$545.04awaiting T+60—$537.38 (−1.41%)
Oct 6, 2026
20d ago
144
NEUTRAL ★ 3/10
$536.58awaiting T+60—$537.38 (+0.15%)
Oct 1, 2026
25d ago
Court Ruling
NEUTRAL ★ 2/10
$527.50awaiting T+60—$537.38 (+1.87%)
Sep 22, 2026
4w ago
Press Release
NEUTRAL ★ 2/10
$555.13awaiting T+60—$537.38 (−3.20%)
Sep 18, 2026
5w ago
8-K
NEUTRAL ★ 5/10
$564.27awaiting T+60—$537.38 (−4.77%)
Sep 17, 2026
5w ago
Press Release
BULLISH ★ 6/10
$590.41awaiting T+60—$537.38 (−8.98%)
Sep 15, 2026
5w ago
Press Release
NEUTRAL ★ 3/10
$601.54awaiting T+60—$537.38 (−10.67%)
Sep 15, 2026
5w ago
Court Ruling
NEUTRAL ★ 3/10
$601.54awaiting T+60—$537.38 (−10.67%)
Sep 4, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$593.78awaiting T+60—$537.38 (−9.50%)
Aug 15, 2026
10w ago
Institutional Cluster
BULLISH ★ 5/10
$573.09awaiting T+60—$537.38 (−6.23%)
Showing 10 of 35

US Market Status

Market Closed — Opens Tue (< 1m)

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Report published May 20, 2026