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144 ·Filed Apr 20, 2026

CACC

CREDIT ACCEPTANCE CORP
NEUTRAL
Impact 3/10
Horizondays Processed6mo ago SEC0001959173-26-002999
Form 144 — notice of proposed sale of securities
Actionable Insight • Neutral

Monitor upcoming Form 4 filings to confirm whether the sale proceeds as planned. Given the officer status and material value, any execution could signal sentiment, but the size is not large enough to indicate distress or major concern.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d
CACC ▲ +14.77% at T+60d
NEUTRAL call +14.77% · α vs SPY +8.68% · entry $538.29 → $617.78
Entry = T+0 close
Apr 20, 2026
via day close
T+1d
-3.72%
call -3.72% · α -3.06%
$518.29
settled 6mo ago
T+5d
-4.32%
call -4.32% · α -5.23%
$515.04
settled 6mo ago
T+20d
+3.02%
call +3.02% · α -1.18%
$554.56
settled 5mo ago
T+60d
+14.77%
call +14.77% · α +8.68%
$617.78
settled 3mo ago

Price Chart

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Executive Summary

Jonathan Lum, an officer of Credit Acceptance Corp (CACC), filed a Form 144 to notify intent to sell 3,000 shares, valued at approximately $1.605 million based on current market prices. The sale is planned to occur on or about April 20, 2026, through Fidelity Brokerage Services LLC.

Key Facts

  • Reporting owner: Jonathan Lum, officer of CACC
  • Number of shares proposed for sale: 3,000
  • Approximate value of shares: $1,605,000 (based on $535/share implied price)
  • Sale to be conducted on or about April 20, 2026
  • Shares are common stock acquired via option grant dated December 30, 2020

Financial Impact

$1.605 million in potential insider selling

insider ownershipshare floatmarket sentiment

Risk Factors

  • Perception of insider selling ahead of potential negative catalysts
  • Potential downward pressure on shares if sale is executed in a concentrated timeframe

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 3 SEC documents filed with EDGAR.

DocumentAccession Number
144 Filing (Primary)0001959173-26-002999
Document: 0001959173-26-002999-index.html0001959173-26-002999
Document: 0001959173-26-002999.txt0001959173-26-002999
35 reports for CACC
Performance horizon
67% Hit rate @ T+60 2 of 3 directional calls Went positive at some point 4 of 5 best @ T+60▲ +49.64%Apr 3, 2026
Filters
Rows
Reports for CACC — sortable, filterable
TypeNow
Oct 22, 2026
3d ago
Press Release
NEUTRAL ★ 1/10
$558.90awaiting T+60—$541.27 (−3.15%)
Oct 6, 2026
19d ago
144
NEUTRAL ★ 3/10
$536.58awaiting T+60—$541.27 (+0.87%)
Oct 1, 2026
25d ago
Court Ruling
NEUTRAL ★ 2/10
$527.50awaiting T+60—$541.27 (+2.61%)
Sep 22, 2026
4w ago
Press Release
NEUTRAL ★ 2/10
$555.13awaiting T+60—$541.27 (−2.50%)
Sep 18, 2026
5w ago
8-K
NEUTRAL ★ 5/10
$564.27awaiting T+60—$541.27 (−4.08%)
Sep 17, 2026
5w ago
Press Release
BULLISH ★ 6/10
$590.41awaiting T+60—$541.27 (−8.32%)
Sep 15, 2026
5w ago
Press Release
NEUTRAL ★ 3/10
$601.54awaiting T+60—$541.27 (−10.02%)
Sep 15, 2026
5w ago
Court Ruling
NEUTRAL ★ 3/10
$601.54awaiting T+60—$541.27 (−10.02%)
Sep 4, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$593.78awaiting T+60—$541.27 (−8.84%)
Aug 15, 2026
10w ago
Institutional Cluster
BULLISH ★ 5/10
$573.09awaiting T+60—$541.27 (−5.55%)
Showing 10 of 35

US Market Status

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Report published Apr 20, 2026