SecBot SecBot
Insider Cluster (3 insiders) ·Filed May 6, 2026

CACC

CREDIT ACCEPTANCE CORP
NEUTRAL
Impact 3/10
Horizondays Processed5mo ago
Insider cluster: 3 insiders, $5.0M total
Actionable Insight • Neutral

The insider sales are routine and insignificant relative to company size. No immediate action warranted; monitor for any unexpected changes in insider trading patterns or company guidance.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d ⚠ clustered
CACC ▲ +3.80% at T+60d
NEUTRAL call +3.80% · α vs SPY +2.73% · entry $535.32 → $555.67
Entry = T+0 close
May 5, 2026
via day close
T+1d
-3.12%
call -3.12% · α -2.79%
$518.60
settled 6mo ago
T+5d
-1.61%
call -1.61% · α -2.74%
$526.72
settled 6mo ago
T+20d
+1.17%
call +1.17% · α -1.61%
$541.58
settled 5mo ago
T+60d
+3.80%
call +3.80% · α +2.73%
$555.67
settled 3mo ago

Price Chart

Loading chart...

Executive Summary

Three insiders at Credit Acceptance Corp (CFO, COO, Director) collectively sold ~$4.99M worth of shares on May 6, 2026, following the company's mixed Q1 2026 earnings release. The sales are small relative to CACC's $5.5B market cap (~0.09%) and appear to be routine option-exercise-and-sell transactions. No material bearish signal.

Key Financial Metrics

Direction
selling
Total Value
$5.0M
Insiders
3

Key Facts

  • Three insiders sold shares on May 6, 2026, totaling ~$4.99M.
  • Sales came after the company reported mixed Q1 2026 earnings on May 5.
  • CFO sold 1,047 shares at $550.30; COO sold 4,000 shares at $550; Director sold 4,000 shares at $554.
  • Total sales represent only ~0.09% of CACC's $5.5B market cap.
  • All three insiders exercised stock options at $333.94 or $0 concurrently with the sales.

Financial Impact

Total insider sales of ~$4.99M, or 0.09% of market cap, are immaterial.

Risk Factors

  • Insider selling clusters can sometimes precede negative news, but the dollar amount here is too small to be predictive.
  • Q1 earnings showed declining loan volumes, which could pressure future revenue.

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CACC-1778270751197
35 reports for CACC
Performance horizon
67% Hit rate @ T+60 2 of 3 directional calls Went positive at some point 4 of 5 best @ T+60▲ +49.64%Apr 3, 2026
Filters
Rows
Reports for CACC — sortable, filterable
TypeNow
Oct 22, 2026
4d ago
Press Release
NEUTRAL ★ 1/10
$545.04awaiting T+60—$545.04 (−0.00%)
Oct 6, 2026
20d ago
144
NEUTRAL ★ 3/10
$536.58awaiting T+60—$545.04 (+1.58%)
Oct 1, 2026
26d ago
Court Ruling
NEUTRAL ★ 2/10
$527.50awaiting T+60—$545.04 (+3.33%)
Sep 22, 2026
4w ago
Press Release
NEUTRAL ★ 2/10
$555.13awaiting T+60—$545.04 (−1.82%)
Sep 18, 2026
5w ago
8-K
NEUTRAL ★ 5/10
$564.27awaiting T+60—$545.04 (−3.41%)
Sep 17, 2026
5w ago
Press Release
BULLISH ★ 6/10
$590.41awaiting T+60—$545.04 (−7.68%)
Sep 15, 2026
5w ago
Press Release
NEUTRAL ★ 3/10
$601.54awaiting T+60—$545.04 (−9.39%)
Sep 15, 2026
6w ago
Court Ruling
NEUTRAL ★ 3/10
$601.54awaiting T+60—$545.04 (−9.39%)
Sep 4, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$593.78awaiting T+60—$545.04 (−8.21%)
Aug 15, 2026
10w ago
Institutional Cluster
BULLISH ★ 5/10
$573.09awaiting T+60—$545.04 (−4.89%)
Showing 10 of 35

US Market Status

Market Closed — Opens Wed (12h 42m)

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers
Report published May 8, 2026