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Insider Cluster (7 insiders) ·Filed May 6, 2026

CACC

CREDIT ACCEPTANCE CORP
NEUTRAL
Impact 4/10
Horizonweeks Processed5mo ago
Insider cluster: 7 insiders, $7.7M total
Actionable Insight • Neutral

The insider cluster is routine in dollar terms and likely related to option exercises. Monitor for any accelerating selling pattern or upcoming guidance changes. The mixed earnings report is a more significant signal than the insider trades.

DirectionNeutral
Confidencehigh
Horizonweeks
Final — all horizons settled through T+60d ⚠ clustered
CACC ▲ +3.80% at T+60d
NEUTRAL call +3.80% · α vs SPY +2.73% · entry $535.32 → $555.67
Entry = T+0 close
May 5, 2026
via day close
T+1d
-3.12%
call -3.12% · α -2.79%
$518.60
settled 6mo ago
T+5d
-1.61%
call -1.61% · α -2.74%
$526.72
settled 6mo ago
T+20d
+1.17%
call +1.17% · α -1.61%
$541.58
settled 5mo ago
T+60d
+3.80%
call +3.80% · α +2.73%
$555.67
settled 3mo ago

Price Chart

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Executive Summary

Seven CACC insiders, including the COO, CFO, and CLO, sold a total of $7.72M in open-market stock on May 6, 2026, following the company's Q1 earnings report. The sales coincide with option exercises and represent 0.14% of market cap, a modest amount that is likely tax-related rather than a bearish signal.

Key Financial Metrics

Direction
selling
Total Value
$7.7M
Insiders
7

Key Facts

  • 7 insiders executed open-market sales totaling $7.72M on May 6, 2026.
  • Sales followed the May 5 Q1 2026 earnings release (mixed: GAAP EPS beat, revenue in line, loan volumes down 4.3%).
  • Most sales were paired with derivative exercises at $333.94 or $0, suggesting tax-related or planned dispositions.
  • Total sales represent ~0.14% of CACC's $5.5B market cap, modest in size.

Financial Impact

Insider sales of $7.72M (~0.14% of market cap)

insider ownershipperception of management confidence

Risk Factors

  • Further insider selling could indicate waning confidence if volumes increase.
  • Loan volume decline of 4.3% may pressure future revenue.

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CACC-1778279513130
35 reports for CACC
Performance horizon
67% Hit rate @ T+60 2 of 3 directional calls Went positive at some point 4 of 5 best @ T+60▲ +49.64%Apr 3, 2026
Filters
Rows
Reports for CACC — sortable, filterable
TypeNow
Oct 22, 2026
4d ago
Press Release
NEUTRAL ★ 1/10
$545.04awaiting T+60—$537.38 (−1.41%)
Oct 6, 2026
20d ago
144
NEUTRAL ★ 3/10
$536.58awaiting T+60—$537.38 (+0.15%)
Oct 1, 2026
26d ago
Court Ruling
NEUTRAL ★ 2/10
$527.50awaiting T+60—$537.38 (+1.87%)
Sep 22, 2026
4w ago
Press Release
NEUTRAL ★ 2/10
$555.13awaiting T+60—$537.38 (−3.20%)
Sep 18, 2026
5w ago
8-K
NEUTRAL ★ 5/10
$564.27awaiting T+60—$537.38 (−4.77%)
Sep 17, 2026
5w ago
Press Release
BULLISH ★ 6/10
$590.41awaiting T+60—$537.38 (−8.98%)
Sep 15, 2026
5w ago
Press Release
NEUTRAL ★ 3/10
$601.54awaiting T+60—$537.38 (−10.67%)
Sep 15, 2026
6w ago
Court Ruling
NEUTRAL ★ 3/10
$601.54awaiting T+60—$537.38 (−10.67%)
Sep 4, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$593.78awaiting T+60—$537.38 (−9.50%)
Aug 15, 2026
10w ago
Institutional Cluster
BULLISH ★ 5/10
$573.09awaiting T+60—$537.38 (−6.23%)
Showing 10 of 35

US Market Status

Market Closed — Opens in 1h 10m

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Report published May 8, 2026