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Insider Cluster (6 insiders) ·Filed May 6, 2026

CACC

CREDIT ACCEPTANCE CORP
NEUTRAL
Impact 4/10
Horizondays Processed5mo ago
Insider cluster: 6 insiders, $7.0M total
Actionable Insight • Neutral

Monitor for further insider selling in the coming weeks; the cluster is post-earnings and routine in size, but continued sales could signal lack of confidence. Watch for any 8-K or press release related to business outlook.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d ⚠ clustered
CACC ▲ +3.80% at T+60d
NEUTRAL call +3.80% · α vs SPY +2.73% · entry $535.32 → $555.67
Entry = T+0 close
May 5, 2026
via day close
T+1d
-3.12%
call -3.12% · α -2.79%
$518.60
settled 6mo ago
T+5d
-1.61%
call -1.61% · α -2.74%
$526.72
settled 6mo ago
T+20d
+1.17%
call +1.17% · α -1.61%
$541.58
settled 5mo ago
T+60d
+3.80%
call +3.80% · α +2.73%
$555.67
settled 3mo ago

Price Chart

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Executive Summary

Six insiders at Credit Acceptance Corp sold a total of $7.03M in open-market shares on May 6, 2026, all after exercising options. The sales follow the company's mixed Q1 2026 earnings report (GAAP EPS up but revenue growth only 1.6% and loan volumes down 4.3%). The total sales represent 0.13% of market cap, which is modest but notable as it involves the entire C-suite and a director.

Key Financial Metrics

Direction
selling
Total Value
$7.0M
Insiders
6

Key Facts

  • 6 insiders sold $7.03M total on May 6, 2026
  • All sales were open-market transactions following option exercises
  • Insiders include CFO, COO, CLO, CPO, CTO, and a director
  • Sales occurred 1 day after Q1 2026 earnings (mixed results)
  • Total sells represent 0.13% of $5.5B market cap

Financial Impact

Insider selling of $7.03M, modest relative to $5.5B market cap

insider holdingsdilution

Risk Factors

  • Further insider selling could weigh on sentiment
  • Earnings showed loan volume decline of 4.3%

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (8 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-CACC-1778270860670
35 reports for CACC
Performance horizon
67% Hit rate @ T+60 2 of 3 directional calls Went positive at some point 4 of 5 best @ T+60▲ +49.64%Apr 3, 2026
Filters
Rows
Reports for CACC — sortable, filterable
TypeNow
Oct 22, 2026
4d ago
Press Release
NEUTRAL ★ 1/10
$545.04awaiting T+60—$545.04 (−0.00%)
Oct 6, 2026
20d ago
144
NEUTRAL ★ 3/10
$536.58awaiting T+60—$545.04 (+1.58%)
Oct 1, 2026
26d ago
Court Ruling
NEUTRAL ★ 2/10
$527.50awaiting T+60—$545.04 (+3.33%)
Sep 22, 2026
4w ago
Press Release
NEUTRAL ★ 2/10
$555.13awaiting T+60—$545.04 (−1.82%)
Sep 18, 2026
5w ago
8-K
NEUTRAL ★ 5/10
$564.27awaiting T+60—$545.04 (−3.41%)
Sep 17, 2026
5w ago
Press Release
BULLISH ★ 6/10
$590.41awaiting T+60—$545.04 (−7.68%)
Sep 15, 2026
5w ago
Press Release
NEUTRAL ★ 3/10
$601.54awaiting T+60—$545.04 (−9.39%)
Sep 15, 2026
6w ago
Court Ruling
NEUTRAL ★ 3/10
$601.54awaiting T+60—$545.04 (−9.39%)
Sep 4, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$593.78awaiting T+60—$545.04 (−8.21%)
Aug 15, 2026
10w ago
Institutional Cluster
BULLISH ★ 5/10
$573.09awaiting T+60—$545.04 (−4.89%)
Showing 10 of 35

US Market Status

Market Closed — Opens Wed (13h 7m)

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Report published May 8, 2026