Market Cap
$4.0B
UCB
UNITED COMMUNITY BANKS INC
$33.94 ▲ +0.49%
Prev close $33.77Market cap$4.0B
ConsensusHold
12-mo target$40.17 (+18.4%)
▲ Bullish
Analyst conviction 6/10
Insider Selling Cluster (3 insiders)High Impact Filing (7/10)23 New Institutional Positions13 Institutional Exits Traditional Finance
Snapshot
The big-picture read on UCB right now — valuation, ownership and activity at a glance.
Cap Size
Mid Cap
Analyst Consensus
Buy (55%)
Inst. Holders
50 funds
Inst. Value
$3.2B
Inst. Activity
23 buys / 13 sells
Insider Activity
$74.3K buy / $1.0M sell
Insider Net $
-$960.8K
SEC Reports
20
Press Releases
3
Price chart 30d -3.0%
Daily candles (open–high–low–close) with volume. Green = up day, red = down day.
No data for this timeframe.
Vol
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Sep 30, 2026 earnings
Sep 9, 2026 SEC United Community Banks, Inc. Announces Date for Third Quarter 2026 Earnings Release and Conference Call
GREENVILLE, S.C., Sept. 30, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announ
United Community Banks completed a strategic balance sheet repositioning, selling $2.6B in low-yielding securities (2.20
8-K — Impact 7/10
Sep 8, 2026 Insider
Speir Thomas Hardaway was granted 12,752 shares
EVP, CFO
Sep 1, 2026 Insider
Aug 19, 2026 SEC KUMLER ALAN H was granted 2,932 shares
SVP, Chief Accounting Officer
United Community Banks announced the hiring of Tom Speir as its new CFO, effective September 8, 2026, to succeed Jeffers
8-K — Impact 3/10
Aug 15, 2026 Insider
Aug 4, 2026 SEC KUMLER ALAN H surrendered for taxes 514 shares
SVP, Chief Accounting Officer @ $36.74 ($18.9K)
Two UCB insiders (EVP/CFO and EVP/Chief Banking Officer) sold a total of $935K in open-market sales over two days, with
CLUSTER — Impact 4/10
United Community Banks (UCB) provided an election deadline and expected closing date for its acquisition of Peach State
Impact 6/10
Analyst ratings buy % +0.0%
How Wall Street rates the stock today, and the latest firm-by-firm actions.
55% rate it Buy or better · 11 analysts
Recent analyst actions
| Date | Firm | Action | Rating | Firm rating |
|---|---|---|---|---|
| Sep 16, 2026 | Keefe, Bruyette & Woods | MAINTAIN | Outperform | 58% |
| Sep 9, 2026 | DA Davidson | MAINTAIN | Buy | 53% |
| Sep 9, 2026 | Piper Sandler | MAINTAIN | Neutral | 54% |
| Jul 22, 2026 | DA Davidson | MAINTAIN | Buy | 53% |
| Jun 17, 2026 | Piper Sandler | MAINTAIN | Neutral | 54% |
| Jun 15, 2026 | DA Davidson | MAINTAIN | Buy | 53% |
| Apr 28, 2026 | Stephens & Co. | MAINTAIN | Overweight | 54% |
| Apr 22, 2026 | DA Davidson | MAINTAIN | Buy | 53% |
| Apr 22, 2026 | Piper Sandler | MAINTAIN | Neutral | 54% |
| Apr 9, 2026 | Keefe, Bruyette & Woods | UPGRADE | Outperform | 58% |
Monthly consensus history
| Period | Str. Buy | Buy | Hold | Sell | Str. Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Sep 1, 2026 | 2 | 4 | 5 | 0 | 0 | 55% | |
| Aug 1, 2026 | 2 | 4 | 5 | 0 | 0 | 55% | |
| Jul 1, 2026 | 2 | 4 | 5 | 0 | 0 | 55% | |
| Jun 1, 2026 | 2 | 4 | 5 | 0 | 0 | 55% | |
| May 1, 2026 | 2 | 4 | 5 | 0 | 0 | 55% | |
| Apr 1, 2026 | 2 | 3 | 6 | 0 | 0 | 45% | |
| Mar 1, 2026 | 2 | 3 | 6 | 0 | 0 | 45% | |
| Feb 1, 2026 | 2 | 4 | 5 | 0 | 0 | 55% |
Price targets
Where 6 covering analysts think UCB trades over the next 12 months.
$40.17 +18.4% upside Buy
Current$33.94 Low$38.00 Median$40.50 High$42.00 6 analysts
$38.00$42.00
Analyst rating Buy· 2.3/5 as of Oct 2, 2026
Reports & filings
AI-scored summaries of recent SEC filings and press releases, with sentiment and impact.
20 SEC filing reports analyzed · 2 bullish, 1 bearish, 3 mixed, 14 neutral · avg impact 3.9/10.Plus 3 press releases.
MIXED8-K7/10
United Community Banks completed a strategic balance sheet repositioning, selling $2.6B in low-yield
Sep 9, 2026
NEUTRAL8-K3/10
United Community Banks announced the hiring of Tom Speir as its new CFO, effective September 8, 2026
Aug 19, 2026
NEUTRALCLUSTER4/10
Two UCB insiders (EVP/CFO and EVP/Chief Banking Officer) sold a total of $935K in open-market sales
Aug 4, 2026
NEUTRAL8-K2/10
United Community Banks completed its previously announced acquisition of Peach State Bancshares, add
Aug 3, 2026
Upcoming & catalyst events
Scheduled dates plus disclosed catalysts — earnings, dividends, enforcement, FDA and clinical-trial events. Colored dot = impact.
Sep 30, 2026
earnings
United Community Banks, Inc. Announces Date for Third Quarter 2026 Earnings Release and Conference Call
GREENVILLE, S.C., Sept. 30, 2026 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NYSE: UCB) announces it will release its third quarter 2026 financi
Sep 8, 2026
buyback
United Community Banks, Inc. Announces Completion of Strategic Initiatives That Simplify and Strengthen Balance Sheet; Increased Share Repurchase Authorization
Strategic actions reduce interest rate risk, provide greater liquidity for organic growth, improve balance sheet flexibility, and enhance earnings pro
Aug 19, 2026
other
United Community Names Tom Speir as New Chief Financial Officer
Seasoned banking executive brings deep financial, M&A, and investor relations experience to support United's continued growth Seasoned banking executi
Aug 3, 2026
other
United Community Banks, Inc. Appoints Industry Veteran Carl S. Carande to Board of Directors
GREENVILLE, S.C., Aug. 3, 2026 /PRNewswire/ -- United Community Banks, Inc. (NYSE: UCB) ("United") is pleased to announce the appointment of Carl S. C
Jul 21, 2026
earnings
United Community Banks, Inc. Reports Second Quarter Earnings
Strong Loan Growth, Sixth Consecutive Quarter of Margin Expansion, and Focus on Core Banking Business Drive Quarterly Results Strong Loan Growth, Sixt
Earnings estimates
Forecast earnings per share and revenue by period — and whether estimates are rising.
| Period | EPS Est. | Range | Growth | 30d Rev | Up/Dn | Revenue | # |
|---|---|---|---|---|---|---|---|
| Current Q | $0.77 | $0.76–$0.80 | 3.0% | +3.7% | — | $0.3B | 7 |
| Next Q | $0.79 | $0.77–$0.83 | 11.7% | +6.1% | — | $0.3B | 7 |
| Current FY | $2.99 | $2.94–$3.06 | 10.4% | +2.6% | — | $1.1B | 7 |
| Next FY | $3.35 | $3.25–$3.45 | 11.9% | +3.8% | 3↑ 1↓ | $1.2B | 7 |
Current-quarter EPS estimate — revision history
| When | EPS estimate | Change vs now |
|---|---|---|
| Current | $0.773 | — |
| 7d ago | $0.773 | — |
| 30d ago | $0.745 | +0.028 |
| 60d ago | $0.744 | +0.029 |
| 90d ago | $0.882 | -0.109 |
Institutional ownership
Which big funds own UCB (from quarterly 13F filings) and who is adding or trimming.
50 institutional holders with $3.2B total value (92,179,306 shares) as of 2026-Q2. Top holders: BlackRock,, VANGUARD, FMR. Net buying activity: 23 institutions added/increased vs 13 reduced.
Top holders — 2026-Q2
| Fund | Shares | Value | % Tracked | Last move |
|---|---|---|---|---|
| BlackRock, Inc. | 17,508,114 | $614.4M | 19.0% | — |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 8,117,742 | $284.9M | 8.8% | — |
| FMR LLC | 8,027,052 | $281.7M | 8.7% | — |
| DIMENSIONAL FUND ADVISORS LP | 6,641,192 | $233.0M | 7.2% | — |
| STATE STREET CORP | 6,538,953 | $231.1M | 7.1% | — |
| VANGUARD CAPITAL MANAGEMENT LLC | 5,421,389 | $190.2M | 5.9% | — |
| Neuberger Berman Group LLC | 3,519,022 | $123.5M | 3.8% | TRIM -29.7% |
| EARNEST PARTNERS LLC | 3,232,896 | $113.4M | 3.5% | — |
| GEODE CAPITAL MANAGEMENT, LLC | 3,118,742 | $109.5M | 3.4% | — |
| Invesco Ltd. | 2,214,478 | $77.7M | 2.4% | — |
Recent position changes
| Fund | Action | Prev | Current | Change | Value |
|---|---|---|---|---|---|
| NORGES BANK | NEW | — | 1,523,614 | — | $53.5M |
| VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P. | ADD | 1,085,525 | 1,434,797 | +32.2% | $50.3M |
| Qube Research & Technologies Ltd | DOUBLED | 391,883 | 1,102,640 | +181.4% | $38.7M |
| AMERICAN CENTURY COMPANIES INC | DOUBLED | 197,309 | 926,155 | +369.4% | $32.5M |
| PANAGORA ASSET MANAGEMENT INC | DOUBLED | 416,102 | 874,986 | +110.3% | $30.7M |
| AMERIPRISE FINANCIAL INC | DOUBLED | 273,779 | 703,102 | +156.8% | $24.7M |
| SCHRODER INVESTMENT MANAGEMENT GROUP | ADD | 230,843 | 290,166 | +25.7% | $10.3M |
| WELLINGTON MANAGEMENT GROUP LLP | TRIM | 713,848 | 254,136 | -64.4% | $8.9M |
| FEDERATED HERMES, INC. | DOUBLED | 65,588 | 241,877 | +268.8% | $8.5M |
| WELLS FARGO & COMPANY/MN | ADD | 179,472 | 236,668 | +31.9% | $8.3M |
Insider activity
Buying and selling by company executives and directors (SEC Form 4).
21 insiders, 36 transactions. Net -$960.8K — $74.3K bought, $1.0M sold.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Sep 8, 2026 | Speir Thomas Hardaway | EVP, CFO | AWARD | 12,752 | — | — |
| Sep 1, 2026 | KUMLER ALAN H | SVP, Chief Accounting Officer | AWARD | 2,932 | — | — |
| Aug 15, 2026 | KUMLER ALAN H | SVP, Chief Accounting Officer | TAX W/H | 514 | $36.74 | $18.9K |
| Aug 10, 2026 | Carande Carl Steven | Director | BUY | 2,101 | $35.35 | $74.3K |
| Aug 1, 2026 | Carande Carl Steven | Director | AWARD | 1,588 | — | — |
| Jul 29, 2026 | EDWARDS ROBERT A. | EVP, Chief Risk Officer | GIFT | 1,500 | — | — |
| Jul 28, 2026 | HARRALSON JEFFERSON L | EVP, CFO | SELL | 25,000 | $35.41 | $885.2K |
| Jul 27, 2026 | BRADSHAW RICHARD | EVP, Chief Banking Officer | SELL | 1,422 | $35.09 | $49.9K |
| Jul 27, 2026 | BRADSHAW RICHARD | EVP, Chief Banking Officer | SELL | 2 | $35.15 | $70.30 |
| Jul 24, 2026 | RICHLOVSKY THOMAS A | Director | GIFT | 2,526 | — | — |
Short interest & halts
FINRA semi-monthly short positions, Reg SHO threshold status, and recent trading halts for UCB.
Shares short
5,144,873
Settlement Sep 15, 2026
Change vs prior
+14.9%
Semi-monthly cycle
Days to cover
6.7
At avg daily volume
Of shares outstanding
≈4.3%
Estimate — not % of float
All UCB filing & press-release reports (30)
- 8-K reportSep 9, 2026
- 8-K reportAug 19, 2026
- CLUSTER reportAug 4, 2026
- 8-K reportAug 3, 2026
- CLUSTER reportJul 31, 2026
- CLUSTER reportJul 29, 2026
- PRESS-RELEASE reportJul 21, 2026
- 8-K reportJul 21, 2026
- 425 reportJul 17, 2026
- 425 reportJul 10, 2026
- 8-K reportJul 10, 2026
- PRESS-RELEASE reportJul 10, 2026
- 425 reportJul 3, 2026
- 425 reportJun 19, 2026
- 425 reportJun 12, 2026
- 8-K reportJun 12, 2026
- 425 reportJun 11, 2026
- EFFECT reportJun 11, 2026
- 425 reportJun 4, 2026
- 425 reportMay 29, 2026
- 425 reportMay 22, 2026
- 425 reportMay 15, 2026
- 425 reportMay 8, 2026
- 425 reportApr 21, 2026
- 8-K reportApr 21, 2026
- 425 reportApr 21, 2026
- 8-K reportApr 21, 2026
- PRESS-RELEASE reportApr 21, 2026
- PRESS-RELEASE reportApr 21, 2026
- PRESS-RELEASE reportMar 27, 2026