8-K ·Filed Apr 21, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Monitor the upcoming conference call for details on the Peach State Bancshares acquisition and guidance for the remainder of 2026.
Final — all horizons settled through T+60d ⚠ clustered
UCB ▲ +11.78% at T+60d
LONG call ✓ call won +11.78% · α vs SPY +4.89% · entry $33.18 → $37.09
T+1d
-0.87%
call -0.87% · α -1.89%
$32.89
settled 5mo ago
T+5d
+1.39%
call +1.39% · α +0.30%
$33.64
settled 5mo ago
T+20d
-1.81%
call -1.81% · α -6.72%
$32.58
settled 5mo ago
T+60d
+11.78%
call +11.78% · α +4.89%
$37.09
settled 3mo ago
Price Chart
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Executive Summary
United Community Banks reported Q1 2026 earnings with EPS of $0.69, a 19% year-over-year increase, driven by net interest margin expansion and strong loan growth. The bank also announced a definitive agreement to acquire Peach State Bancshares, Inc.
Key Financial Metrics
EPS
$0.69
est $0.70 · -1.4%
Revenue
$276.5M
est $273.9M · +0.9% · +12.0% YoY
Rating
beat
Key Facts
- EPS of $0.69, up $0.11 from Q1 2025
- Net income of $84.3 million, up $12.9 million year-over-year
- Total revenue of $276.5 million, improved $28.8 million (12%) from a year ago
- Net interest margin increased by 29 basis points to 3.65%
- Announced definitive merger agreement to acquire Peach State Bancshares, Inc.
Financial Impact
EPS beat consensus by 1.4% ($0.70 vs $0.70), revenue beat by 0.9% ($276.5M vs $273.9M)
epsrevenue
Risk Factors
- Integration risks associated with the acquisition of Peach State Bancshares, Inc.
- Potential dilution from the acquisition
Market Snapshot
Exchange
NYSE
Sector
State Commercial Banks
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001104659-26-045714 |
| Document: tm2612164d1_ex99-2.htm | 0001104659-26-045714 |
| Document: tm2612164d1_8k.htm | 0001104659-26-045714 |
| Document: 0001104659-26-045714-index-headers.html | 0001104659-26-045714 |
| Document: 0001104659-26-045714-index.html | 0001104659-26-045714 |
| Document: 0001104659-26-045714.txt | 0001104659-26-045714 |
| 8-K Data (Synthetic) | 0001104659-26-045714 |
30 reports for UCB
100% Hit rate best @ T+60▲ +11.78%
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Sep 8, 2026 24d ago | 8-K | $35.29 $35.38 | ▲ +0.26% | ▲ +0.92% | $33.99 (−3.67%) |
Aug 19, 2026 6w ago | 8-K | $35.75 $35.22 | ▼ −1.48% | ▼ −1.09% | $33.99 (−4.91%) |
Aug 3, 2026 8w ago | 8-K | $35.83 $35.40 | ▼ −1.20% | ▼ −3.23% | $33.99 (−5.12%) |
Jul 28, 2026 9w ago | Insider Cluster | $35.68 $35.83 | ▲ +0.42% | ▼ −1.85% | $33.99 (−4.72%) |
Jul 28, 2026 9w ago | Insider Cluster | $35.68 $35.83 | ▲ +0.42% | ▼ −1.85% | $33.99 (−4.72%) |
Jul 28, 2026 9w ago | Insider Cluster | $35.68 $35.83 | ▼ −0.42% | ▲ +1.85% | $33.99 (+4.72%) |
Jul 21, 2026 10w ago | 8-K | $35.35 $35.17 | ▼ −0.51% | ▲ +0.72% | $33.99 (−3.83%) |
Jul 21, 2026 10w ago | Press Release | $35.35 $35.17 | ▼ −0.51% | ▲ +0.72% | $33.99 (−3.83%) |
Jul 17, 2026 11w ago | 425 | $36.45 $34.89 | ▼ −4.28% | ▼ −3.59% | $33.99 (−6.74%) |
Jul 10, 2026 12w ago | 425 | $35.55 $37.09 | ▲ +4.33% | ▲ +4.89% | $33.99 (−4.37%) |
Showing 10 of 30
US Market Status
Market Open — Closes in 51m
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