Insider Cluster (2 insiders) ·Filed Jul 28, 2026

UCB

UNITED COMMUNITY BANKS INC
BEARISH
Impact 5/10
Horizonweeks Processed2mo ago
Insider cluster: 2 insiders, $935K total
Actionable Insight ▼ Bearish

The CFO's sale is the largest insider disposition in the recent 30-day window and comes right after a clear earnings miss. While the dollar amount is small relative to market cap, the cluster of two senior executives selling within days of disappointing results warrants monitoring for further insider selling or a potential guidance revision. Traders should watch for any additional Form 4 filings from the CEO or other C-suite executives.

DirectionBearish
Confidencemedium
Horizonweeks
Latest settled — T+20d
UCB ▼ -1.60% at T+20d
SHORT call ✓ call won +1.60% · α vs SPY +4.98% · entry $35.68 → $35.11
Next anchor: T+60d in 18d
Latest observation: T+45 -8.56% FF3 residual α
Entry anchored
Jul 27, 03:59 PM ET
via exchange tick
T+1d
-0.25%
call +0.25% · α -1.29%
$35.59
settled 2mo ago
T+5d
+0.42%
call -0.42% · α +1.85%
$35.83
settled 2mo ago
T+20d
-1.60%
call +1.60% · α +4.98%
$35.11
settled 6w ago
T+60d
—
call — · α —
—
in 18d

Price Chart

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Executive Summary

Two senior UCB insiders, including the CFO, sold a total of ~$935K in open-market sales within a week of Q2 earnings that missed consensus estimates. The CFO's $885K sale is the largest insider disposition at UCB in the past 30 days and represents ~0.02% of the company's $4.2B market cap. While the dollar amount is small relative to market cap, the timing—immediately after an EPS and revenue miss—and the involvement of the CFO and Chief Banking Officer suggest the trades may be informed by the earnings results rather than routine diversification.

Key Financial Metrics

Direction
selling
Total Value
$935.2K
Insiders
2

Key Facts

  • CFO Jefferson Harrelson sold 25,000 shares at $35.41 for $885,250 on 2026-07-28
  • Chief Banking Officer Richard Bradshaw sold 1,424 shares at ~$35.09 for ~$49,968 on 2026-07-27
  • Q2 2026 operating EPS of $0.71 missed the $0.82 consensus estimate
  • Total revenue of $279.3M missed the $280.3M consensus
  • Insider cluster occurred 8 days after the earnings miss filing
  • Two directors made non-cash gifts of 2,526 shares each on 2026-07-24

Financial Impact

Total insider sales of ~$935K represent ~0.02% of UCB's $4.2B market cap

insider sellingearnings missrevenue miss

Risk Factors

  • Insider sales may signal management's lack of confidence in near-term outlook
  • Q2 operating EPS miss of 13.4% vs consensus could lead to analyst downgrades
  • Revenue miss despite 7% YoY growth suggests margin pressure or competitive headwinds

Market Snapshot

Exchange
NYSE
Sector
State Commercial Banks
Analyst Consensus
55% bullish (11 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-UCB-1785312628541
30 reports for UCB
Performance horizon
100% Hit rate 8 of 8 directional calls best @ T+60▲ +11.78%Apr 21, 2026
Filters
Rows
Reports for UCB — sortable, filterable
TypeNow
Sep 8, 2026
24d ago
8-K
MIXED ★ 7/10
$35.29 $35.38▲ +0.26%▲ +0.92%$33.99 (−3.67%)
Aug 19, 2026
6w ago
8-K
NEUTRAL ★ 3/10
$35.75 $35.22▼ −1.48%▼ −1.09%$33.99 (−4.91%)
Aug 3, 2026
8w ago
8-K
NEUTRAL ★ 2/10
$35.83 $35.40▼ −1.20%▼ −3.23%$33.99 (−5.12%)
Jul 28, 2026
9w ago
Insider Cluster
NEUTRAL ★ 4/10
$35.68 $35.83▲ +0.42%▼ −1.85%$33.99 (−4.72%)
Jul 28, 2026
9w ago
Insider Cluster
NEUTRAL ★ 4/10
$35.68 $35.83▲ +0.42%▼ −1.85%$33.99 (−4.72%)
Jul 28, 2026
9w ago
Insider Cluster
BEARISH ★ 5/10
$35.68 $35.83▼ −0.42%▲ +1.85%$33.99 (+4.72%)
Jul 21, 2026
10w ago
8-K
MIXED ★ 5/10
$35.35 $35.17▼ −0.51%▲ +0.72%$33.99 (−3.83%)
Jul 21, 2026
10w ago
Press Release
MIXED ★ 5/10
$35.35 $35.17▼ −0.51%▲ +0.72%$33.99 (−3.83%)
Jul 17, 2026
11w ago
425
NEUTRAL ★ 3/10
$36.45 $34.89▼ −4.28%▼ −3.59%$33.99 (−6.74%)
Jul 10, 2026
12w ago
425
BULLISH ★ 5/10
$35.55 $37.09▲ +4.33%▲ +4.89%$33.99 (−4.37%)
Showing 10 of 30

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Report published Jul 29, 2026