LOB

Live Oak Bancshares, Inc.

NYSE· State Commercial Banks· Inc. NC· CIK 0001462120 Traditional Finance

$34.68 −0.47 (−1.34%)

Oct 26 4:00 PM ET · prev $35.15

Market cap

$1.7B

Small cap

Consensus

Buy

56% Buy or better · 9 analysts

Median target

🔒 Subscribers only

1 year

+5.4%

from $32.91 · Oct 27

30 days

−5.7%

from $36.77

52-week range

$29.41–43.76

−21% from high · low Nov 20

Avg volume 20D

259.3K

shares / day

Short interest

🔒 Subscribers only

Insider net

−$9.0M

0 buyers · 6 sellers · since May 19

New fund stakes

Q2 2026 13F · 0 exits

Filing reports

analyzed by SecBot

SecBot read BEARISH 16 reports · 90 days

Balance 4 bearish · 0 bullish · 12 neutral oldest → newest, height = score

Avg score

·High conf. 12/16

Strongest BEARISH Live Oak Bancshares reported Q3 2026 GAAP diluted EPS of $0.52, missing the consensus estimate of $0.66 by…

All reports →

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

S May 20 to Jun 11 8 days of insider sells: $3.0M by 1 insider, avg $37.43
S Jun 24 to Jul 1 2 days of insider sells: $686.0K by 1 insider, avg $40.83
R Jul 22 Live Oak Bancshares reported Q2 2026 EPS of $0.74, beating consensus…
S Jul 27 to Aug 4 4 days of insider sells: $840.4K by 4 insiders, avg $42.76
S Aug 12 to Sep 10 10 days of insider sells: $4.4M by 3 insiders, avg $40.36
R Oct 21 Live Oak Bancshares reported Q3 2026 GAAP diluted EPS of $0.52, miss…
E Oct 21 Earnings: LOB Q3 2026 Earnings: EPS $0.52 (-24.1% vs est)
R Oct 21 Live Oak Bancshares reported Q3 2026 EPS of $0.52, a 21% miss vs con…

Signal stack

Where each data set points today.

InsidersBEARISH

6 insiders sold $9.0M.
InstitutionsBULLISH

Q2 2026: 20 added (0 new), 13 trimmed or exited.
AnalystsBULLISH

5 of 9 rate it Buy or better.
TrendDOWNTREND

8% below its 50-day average.

Who's buying

13F· Q2 2026

new positions

exits

Fund	Move	Shares	Value
AMERICAN CENTURY COMPANIES INC	DOUBLED	667,556	$27.3M
FULLER & THALER ASSET MANAGEMENT, INC.	ADD	554,642	$22.7M
BANK OF AMERICA CORP /DE/	ADD	230,020	$9.4M
GOLDMAN SACHS GROUP INC	TRIM	203,445	$8.3M
Russell Investments Group, Ltd.	ADD	137,581	$5.6M
Trexquant Investment LP	ADD	127,605	$5.2M
FMR LLC	DOUBLED	85,379	$3.5M
AMERIPRISE FINANCIAL INC	TRIM	85,275	$3.5M

Quarterly 13F filings are due 45 days after each quarter ends.

The Street

9 analysts

Buy 56% rate it Buy or better

Strong Buy1Buy4Hold4Sell0Strong Sell0

Fresh Price Targets

Analyst price targets updated within the last 24 hours are for subscribers only.

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Recent actions

Date	Firm	Action	Rating
Oct 26, 2026	🔒 Fresh data, subscribers only MAINTAIN	MAINTAIN
Oct 14, 2026	Cantor Fitzgerald MAINTAIN	MAINTAIN	Neutral
Oct 7, 2026	Piper Sandler MAINTAIN	MAINTAIN	Neutral
Oct 5, 2026	TD Cowen MAINTAIN	MAINTAIN	Buy
Aug 19, 2026	Cantor Fitzgerald MAINTAIN	MAINTAIN	Neutral
Jul 27, 2026	TD Cowen MAINTAIN	MAINTAIN	Buy

Insider ledger

Form 4

bought · 0 insiders

$9.0M

sold · 6 insiders

Date	Insider	Type	Value
Sep 10, 2026	MAHAN JAMES S III Chief Executive Officer	SELL	$387.5K
Sep 9, 2026	MAHAN JAMES S III Chief Executive Officer	SELL	$386.3K
Sep 3, 2026	MAHAN JAMES S III Chief Executive Officer	SELL	$397.5K
Sep 3, 2026	Bradford Tonya Williams Director	SELL	$63.8K
Sep 3, 2026	WILLIAMS WILLIAM L. III Director	SELL	$264.2K
Sep 2, 2026	MAHAN JAMES S III Chief Executive Officer	SELL	$10.3K
Sep 2, 2026	MAHAN JAMES S III Chief Executive Officer	SELL	$385.1K
Sep 2, 2026	WILLIAMS WILLIAM L. III Director	SELL	$72.4K

Earnings setup

Estimates

Revision history: 🔒 Fresh data, subscribers only

Period	EPS est.	Range	30D rev.	Revenue
Current Q	🔒 Fresh data, subscribers only
Next Q	$0.83	$0.73–$0.95	-5.0%	$172.5M
Current FY	🔒 Fresh data, subscribers only
Next FY	🔒 Fresh data, subscribers only