This cluster is too small to drive stock movement. Monitor next quarterly earnings for credit quality trends and loan growth, which are the primary drivers for a regional bank like LOB. No trade action warranted based on this insider activity alone.
Price Chart
Executive Summary
Two insiders at Live Oak Bancshares sold a combined $383K in open-market transactions over two days, with the Chief Banking Officer selling the larger portion. The total is ~0.02% of market cap, well below the 0.1% threshold for materiality, making this a routine, non-informational cluster likely tied to personal liquidity or tax planning. No bearish signal is warranted given the trivial dollar amount and lack of C-suite cluster buying or any recent negative corporate events in the cross-filing context.
Key Financial Metrics
Key Facts
- Chief Banking Officer Mark Moroz sold 6,100 shares at ~$42.08 for $257K on 2026-07-28
- Director David Lucht sold 3,000 shares at ~$42.13 for $126K on 2026-07-27
- Total insider sales of $383K represent ~0.02% of LOB's $2.0B market cap
- No insider purchases in the cluster window
- Recent 30-day insider activity shows 4 sells totaling $733K, consistent with routine selling pattern
Financial Impact
Total insider sales of $383K, or ~0.02% of market cap — immaterial
Risk Factors
- Insider selling could accelerate if insiders perceive headwinds in the bank's commercial lending portfolio
- Rising interest rates or credit deterioration could pressure LOB's net interest margin
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-LOB-1785381910612 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 4d ago | 8-K | $35.71 | awaiting T+20 | — | $34.75 (+2.69%) |
Oct 21, 2026 4d ago | Press Release | $35.71 | awaiting T+20 | — | $34.75 (+2.69%) |
Oct 20, 2026 5d ago | 8-K | $35.35 | awaiting T+20 | — | $34.75 (−1.70%) |
Sep 11, 2026 6w ago | Insider Cluster | $39.40 $34.80 | ▼ −11.68% | ▼ −13.94% | $34.75 (−11.80%) |
Sep 8, 2026 6w ago | Insider Cluster | $38.90 $34.26 | ▼ −11.93% | ▼ −13.87% | $34.75 (−10.67%) |
Sep 3, 2026 7w ago | 144 | $39.56 $36.68 | ▼ −7.28% | ▼ −6.09% | $34.75 (−12.16%) |
Sep 2, 2026 7w ago | 144 | $39.51 $36.39 | ▼ −7.90% | ▼ −7.74% | $34.75 (−12.05%) |
Aug 20, 2026 9w ago | 144 | $40.73 $38.25 | ▲ +6.09% | ▲ +6.09% | $34.75 (+14.68%) |
Aug 19, 2026 9w ago | 144 | $40.89 $38.25 | ▼ −6.46% | ▼ −4.50% | $34.75 (−15.02%) |
Aug 12, 2026 10w ago | 144 | $42.76 $39.16 | ▲ +8.42% | ▲ +6.52% | $34.75 (+18.73%) |
US Market Status
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