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144 ·Filed Jul 27, 2026

LOB

Live Oak Bancshares, Inc.
NEUTRAL
Impact 2/10
Horizonimmediate Processed3mo ago SEC0001949846-26-000439
Form 144 — notice of proposed sale of securities
Actionable Insight • Neutral

This is a routine director-level Form 144 for a small share count relative to market cap. No material trading signal. Monitor for actual Form 4 filings to confirm execution, but no immediate action warranted.

DirectionNeutral
Confidencehigh
Horizonimmediate
Final — all horizons settled through T+60d
LOB ▼ -18.33% at T+60d
NEUTRAL call -18.33% · α vs SPY -22.03% · entry $42.18 → $34.45
Entry = T+0 close
Jul 27, 2026
via day close
T+1d
+1.75%
call +1.75% · α +1.51%
$42.92
settled 3mo ago
T+5d
+1.47%
call +1.47% · α +0.40%
$42.80
settled 3mo ago
T+20d
-4.46%
call -4.46% · α -7.76%
$40.30
settled 2mo ago
T+60d
-18.33%
call -18.33% · α -22.03%
$34.45
settled 8d ago

Price Chart

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Executive Summary

Director David G. Lucht filed a Form 144 notice of intent to sell 3,000 shares of Live Oak Bancshares common stock, with an estimated aggregate market value of approximately $126,351. The shares were acquired via a restricted stock award on May 1, 2024. This is a relatively small sale relative to the company's $1.9B market cap and Lucht's likely total holdings, and it represents an intent to sell, not a completed transaction. The filing is routine for director-level share monetization and carries limited signal value on its own.

Key Facts

  • Director David G. Lucht filed a Form 144 to sell 3,000 shares of LOB common stock.
  • Estimated aggregate market value of the proposed sale is $126,350.70.
  • Shares were acquired via a restricted stock award on May 1, 2024.
  • The sale is intended to be executed through Charles Schwab & Co. on the NYSE.
  • This is an advance notice of intent to sell, not a completed transaction.

Financial Impact

Proposed sale of 3,000 shares valued at ~$126,351, representing a negligible fraction of the $1.9B market cap.

dilution

Risk Factors

  • Insider sale could be perceived negatively by retail investors if completed, though the dollar amount is immaterial.
  • No other insider selling pattern detected in the filing to suggest broader concern.

Market Snapshot

Exchange
NYSE
Sector
State Commercial Banks
Analyst Consensus
56% bullish (9 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 3 SEC documents filed with EDGAR.

DocumentAccession Number
144 Filing (Primary)0001949846-26-000439
Document: 0001949846-26-000439-index.html0001949846-26-000439
Document: 0001949846-26-000439.txt0001949846-26-000439
33 reports for LOB
Performance horizon
80% Hit rate @ T+20 4 of 5 directional calls Went positive at some point 6 of 7 best @ T+20▲ +11.76%Mar 2, 2026
Filters
Rows
Reports for LOB — sortable, filterable
TypeNow
Oct 26, 2026
1d ago
144
NEUTRAL ★ 2/10
$34.68awaiting T+20—$34.68 (+0.00%)
Oct 21, 2026
6d ago
8-K
BEARISH ★ 6/10
$35.71awaiting T+20—$34.68 (+2.88%)
Oct 21, 2026
6d ago
Press Release
BEARISH ★ 6/10
$35.71awaiting T+20—$34.68 (+2.88%)
Oct 20, 2026
7d ago
8-K
NEUTRAL ★ 2/10
$35.35awaiting T+20—$34.68 (−1.90%)
Sep 11, 2026
6w ago
Insider Cluster
NEUTRAL ★ 3/10
$39.40 $34.80▼ −11.68%▼ −13.94%$34.68 (−11.98%)
Sep 8, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$38.90 $34.26▼ −11.93%▼ −13.87%$34.68 (−10.85%)
Sep 3, 2026
7w ago
144
NEUTRAL ★ 3/10
$39.56 $36.68▼ −7.28%▼ −6.09%$34.68 (−12.34%)
Sep 2, 2026
7w ago
144
NEUTRAL ★ 3/10
$39.51 $36.39▼ −7.90%▼ −7.74%$34.68 (−12.22%)
Aug 20, 2026
9w ago
144
BEARISH ★ 4/10
$40.73 $38.25▲ +6.09%▲ +6.09%$34.68 (+14.85%)
Aug 19, 2026
9w ago
144
NEUTRAL ★ 3/10
$40.89 $38.25▼ −6.46%▼ −4.50%$34.68 (−15.19%)
Showing 10 of 33

US Market Status

Market Closed — Opens Thu (12h 53m)

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Report published Jul 27, 2026