Insider Cluster (1 insider) ·Filed Feb 20, 2026

UPST

Upstart Holdings, Inc.
NEUTRAL
Impact 3/10
Horizondays Processed7mo ago
Insider cluster: 3 insiders, $0.5M total
Actionable Insight • Neutral

Monitor for additional insider selling in the coming weeks — while current activity is within normal ranges, sustained outflows could signal weakening confidence ahead of earnings or regulatory developments.

DirectionNeutral
Confidencehigh
Horizondays
Final — all horizons settled through T+60d
UPST ▼ -4.61% at T+60d
NEUTRAL call ✗ call lost -4.61% · α vs SPY -11.74% · entry $29.29 → $27.94
Entry anchored
Feb 19, 04:53 PM ET
via exchange tick
T+1d
-6.93%
call -6.93% · α -5.92%
$27.26
settled 7mo ago
T+5d
-7.03%
call -7.03% · α -6.58%
$27.23
settled 7mo ago
T+20d
-11.30%
call -11.30% · α -5.35%
$25.98
settled 7mo ago
T+60d
-4.61%
call -4.61% · α -11.74%
$27.94
settled 5mo ago

Price Chart

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Executive Summary

Natalia Mirgorodskaya, a director at Upstart Holdings, sold 866 shares in the open market for approximately $24,932. This single transaction is part of a broader pattern of minor insider selling over the past month, with no material non-cash or coordinated transactions observed.

Key Financial Metrics

Direction
selling
Total Value
$24.9K
Insiders
1

Key Facts

  • Natalia Mirgorodskaya (director) sold 866 shares of UPST in the open market on 2026-02-25
  • Sale price: $28.79 per share, total value: $24,932.14
  • This is an isolated open-market sale; no other trades occurred in the last 7 days
  • Over the past 30 days, insiders have sold a total of $476K worth of stock, indicating modest but routine selling pressure

Financial Impact

$24,932 in open-market sales by one director; part of $476K in total insider selling over 30 days

insider ownershipmarket sentiment

Risk Factors

  • Continued insider selling could erode investor confidence
  • Low trading volume or negative earnings trends may amplify market sensitivity to insider moves

Market Snapshot

Exchange
Nasdaq

Investment Themes

Artificial IntelligenceFintech & Payments

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CONTEXT: Insider Cluster Data (1 trades, 7d window)cluster-UPST-1772228729839
12 reports for UPST
Performance horizon
100% Hit rate 4 of 4 directional calls best @ T+20▲ +13.11%Aug 21, 2026
Filters
Rows
Reports for UPST — sortable, filterable
TypeNow
Sep 10, 2026
21d ago
Insider Cluster
MIXED ★ 5/10
$25.59 $25.00▼ −2.31%▼ −2.08%$23.02 (−10.04%)
Aug 27, 2026
5w ago
Insider Cluster
NEUTRAL ★ 3/10
$29.08 $28.05▼ −3.54%▼ −3.65%$23.02 (−20.84%)
Aug 21, 2026
5w ago
Insider Cluster
BEARISH ★ 4/10
$29.89 $28.68▲ +4.05%▲ +4.52%$23.02 (+22.98%)
Aug 19, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$30.60 $30.47▼ −0.42%▼ −0.04%$23.02 (−24.77%)
May 27, 2026
18w ago
Insider Cluster
NEUTRAL ★ 2/10
$32.69 $32.27▼ −1.28%▼ −1.60%$23.02 (−29.58%)
May 20, 2026
19w ago
144
NEUTRAL ★ 2/10
$28.85 $32.69▲ +13.31%▲ +11.71%$23.02 (−20.21%)
May 19, 2026
19w ago
8-K
NEUTRAL ★ 3/10
$28.08 $30.45▲ +8.44%▲ +6.19%$23.02 (−18.02%)
May 18, 2026
19w ago
Insider Cluster
BULLISH ★ 6/10
$28.08 $30.45▲ +8.44%▲ +6.19%$23.02 (−18.02%)
May 15, 2026
19w ago
144
NEUTRAL ★ 2/10
$27.94 $30.62▲ +9.59%▲ +7.97%$23.02 (−17.61%)
May 7, 2026
21w ago
Insider Cluster
BULLISH ★ 6/10
$29.00 $29.71▲ +2.45%▲ +0.15%$23.02 (−20.62%)
Showing 10 of 12

US Market Status

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Report published Feb 27, 2026