This cluster is too small to warrant a directional trade. The $449K in sales is noise relative to UPST's $2.9B market cap and is offset by $6.4M in insider purchases over the past 30 days. Monitor for any material corporate events (earnings, guidance, capital raise) that could explain a shift in insider behavior, but no action is warranted from this filing alone.
Price Chart
Executive Summary
Three UPST insiders, including the Chief Legal Officer and President of Capital & Enterprise, sold a total of ~$449K in open-market sales over a 7-day window. The dollar value is ~0.015% of market cap — trivial relative to the $2.9B company. The cluster is small, non-CEO, and likely driven by routine portfolio diversification or vesting-related liquidity, not a coordinated bearish signal.
Key Financial Metrics
Key Facts
- Three insiders sold a total of ~$449K in open-market sales from May 19–26, 2026.
- Sales include CLO Scott Darling ($191K), President Sanjay Datta ($230K), and officer Natalia Mirgorodskaya ($28K).
- Total sales represent ~0.015% of UPST's $2.9B market cap — well below the 0.1% materiality threshold.
- No insider purchases were reported in the cluster window.
- Recent 30-day insider activity shows $6.4M in buys vs $560K in sells, indicating net bullish insider positioning over the longer term.
Financial Impact
~$449K in insider sales, ~0.015% of market cap
Risk Factors
- Insider sales could accelerate if a material negative catalyst emerges, but this cluster does not indicate one.
- The cluster's small size and lack of CEO participation limit its informational value.
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-UPST-1779914271367 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Sep 10, 2026 21d ago | Insider Cluster | $25.59 $25.00 | ▼ −2.31% | ▼ −2.08% | $22.81 (−10.86%) |
Aug 27, 2026 5w ago | Insider Cluster | $29.08 $28.05 | ▼ −3.54% | ▼ −3.65% | $22.81 (−21.56%) |
Aug 21, 2026 5w ago | Insider Cluster | $29.89 $28.68 | ▲ +4.05% | ▲ +4.52% | $22.81 (+23.69%) |
Aug 19, 2026 6w ago | Insider Cluster | $30.60 $30.47 | ▼ −0.42% | ▼ −0.04% | $22.81 (−25.46%) |
May 27, 2026 18w ago | Insider Cluster | $32.69 $32.27 | ▼ −1.28% | ▼ −1.60% | $22.81 (−30.22%) |
May 20, 2026 19w ago | 144 | $28.85 $32.69 | ▲ +13.31% | ▲ +11.71% | $22.81 (−20.94%) |
May 19, 2026 19w ago | 8-K | $28.08 $30.45 | ▲ +8.44% | ▲ +6.19% | $22.81 (−18.77%) |
May 18, 2026 19w ago | Insider Cluster | $28.08 $30.45 | ▲ +8.44% | ▲ +6.19% | $22.81 (−18.77%) |
May 15, 2026 19w ago | 144 | $27.94 $30.62 | ▲ +9.59% | ▲ +7.97% | $22.81 (−18.36%) |
May 7, 2026 21w ago | Insider Cluster | $29.00 $29.71 | ▲ +2.45% | ▲ +0.15% | $22.81 (−21.34%) |
US Market Status
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