144 ·Filed May 20, 2026

UPST

Upstart Holdings, Inc.
NEUTRAL
Impact 2/10
Horizonimmediate Processed4mo ago SEC0001921094-26-000531
Form 144 — notice of proposed sale of securities
Actionable Insight • Neutral

This is a routine tax-motivated sale with no material impact. Traders should not read into this as a negative signal. Monitor for any subsequent Form 4 filings showing larger non-tax sales by insiders.

DirectionNeutral
Confidencehigh
Horizonimmediate
Final — all horizons settled through T+60d
UPST ▲ +3.12% at T+60d
NEUTRAL call ✓ call won +3.12% · α vs SPY -1.18% · entry $28.85 → $29.75
Entry anchored
May 20, 04:02 PM ET
via exchange tick
T+1d
-1.01%
call -1.01% · α -1.45%
$28.56
settled 4mo ago
T+5d
+13.31%
call +13.31% · α +11.71%
$32.69
settled 4mo ago
T+20d
+8.70%
call +8.70% · α +8.37%
$31.36
settled 4mo ago
T+60d
+3.12%
call +3.12% · α -1.18%
$29.75
settled 7w ago

Price Chart

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Executive Summary

Insider (officer) Scott Darling filed Form 144 on May 20, 2026, indicating intent to sell 6,634 shares of Upstart Holdings common stock, valued at approximately $190,912. The sale is explicitly for covering tax obligations from the settlement of vested restricted stock units (RSUs). This is a routine, non-discretionary transaction with no bearish signal.

Key Facts

  • Insider: Officer Scott Darling
  • Shares to be sold: 6,634 common shares
  • Approximate value: $190,912
  • Reason: Tax withholding on vested RSUs (non-discretionary)
  • Prior similar sale on May 15, 2026 (727 shares for taxes)

Financial Impact

~$191K sale, represents less than 0.01% of UPST's $2.7B market cap

insider_holdingsdilution

Risk Factors

  • None material from this filing alone

Market Snapshot

Exchange
Nasdaq
Sector
Finance Services
Analyst Consensus
62% bullish (21 analysts)

Investment Themes

Artificial IntelligenceFintech & Payments

Documents Analyzed

This report is based on 3 SEC documents filed with EDGAR.

DocumentAccession Number
144 Filing (Primary)0001921094-26-000531
Document: 0001921094-26-000531-index.html0001921094-26-000531
Document: 0001921094-26-000531.txt0001921094-26-000531
12 reports for UPST
Performance horizon
100% Hit rate 4 of 4 directional calls best @ T+20▲ +13.11%Aug 21, 2026
Filters
Rows
Reports for UPST — sortable, filterable
TypeNow
Sep 10, 2026
21d ago
Insider Cluster
MIXED ★ 5/10
$25.59 $25.00▼ −2.31%▼ −2.08%$23.02 (−10.04%)
Aug 27, 2026
5w ago
Insider Cluster
NEUTRAL ★ 3/10
$29.08 $28.05▼ −3.54%▼ −3.65%$23.02 (−20.84%)
Aug 21, 2026
5w ago
Insider Cluster
BEARISH ★ 4/10
$29.89 $28.68▲ +4.05%▲ +4.52%$23.02 (+22.98%)
Aug 19, 2026
6w ago
Insider Cluster
NEUTRAL ★ 2/10
$30.60 $30.47▼ −0.42%▼ −0.04%$23.02 (−24.77%)
May 27, 2026
18w ago
Insider Cluster
NEUTRAL ★ 2/10
$32.69 $32.27▼ −1.28%▼ −1.60%$23.02 (−29.58%)
May 20, 2026
19w ago
144
NEUTRAL ★ 2/10
$28.85 $32.69▲ +13.31%▲ +11.71%$23.02 (−20.21%)
May 19, 2026
19w ago
8-K
NEUTRAL ★ 3/10
$28.08 $30.45▲ +8.44%▲ +6.19%$23.02 (−18.02%)
May 18, 2026
19w ago
Insider Cluster
BULLISH ★ 6/10
$28.08 $30.45▲ +8.44%▲ +6.19%$23.02 (−18.02%)
May 15, 2026
19w ago
144
NEUTRAL ★ 2/10
$27.94 $30.62▲ +9.59%▲ +7.97%$23.02 (−17.61%)
May 7, 2026
21w ago
Insider Cluster
BULLISH ★ 6/10
$29.00 $29.71▲ +2.45%▲ +0.15%$23.02 (−20.62%)
Showing 10 of 12

US Market Status

Market Open — Closes in 49m

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