The CEO's $851K open-market purchase immediately after a significant guidance cut is a strong bullish signal that may indicate management believes the selloff was overdone. Monitor for additional insider buying or a potential tender offer. The stock's reaction to this insider activity should be watched closely given the cross-filing amplifier context.
Price Chart
Executive Summary
OppFi CEO Todd Schwartz purchased 120,000 shares for $851K in open-market transactions on August 12-13, 2026, following the company's Q2 earnings miss and significantly lowered full-year guidance. This is a strong conviction buy from the top executive, occurring just days after the company reported deteriorating credit quality and took on expensive debt, signaling insider confidence in the company's valuation at current levels despite near-term headwinds.
Key Financial Metrics
Key Facts
- CEO Todd Schwartz purchased 120,000 shares for $851K in open-market transactions on August 12-13, 2026
- Purchases occurred 2-3 days after Q2 earnings miss (EPS $0.33 vs $0.45 consensus) and significantly lowered FY2026 guidance
- Total insider buying over 30 days is $851K, representing approximately 0.15% of the $585M market cap
- Cross-filing actuarial verdicts show AMPLIFIER for cluster-earnings-context + cluster-insider-trades combination
Financial Impact
CEO purchased $851K of stock at ~$7.09 average price, representing 0.15% of market cap
Risk Factors
- Credit quality deterioration with net charge-offs rising to 39.5% of revenue
- Expensive $100M debt at 12.5% interest rate
- Full-year guidance cut significantly below prior expectations
- Single insider buying may not represent broader management view
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| INSIDER-BUY Data (Synthetic) | 0000905148-26-003647 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 19, 2026 7d ago | Press Release | $5.63 | awaiting T+20 | — | $5.42 (−3.73%) |
Sep 11, 2026 6w ago | Insider Buy | $7.78 $5.82 | ▼ −25.19% | ▼ −27.46% | $5.42 (−30.33%) |
Sep 10, 2026 6w ago | Insider Buy | $7.98 $5.93 | ▼ −25.69% | ▼ −27.56% | $5.42 (−32.08%) |
Sep 9, 2026 6w ago | Insider Buy | $7.59 $6.09 | ▼ −19.76% | ▼ −21.89% | $5.42 (−28.59%) |
Sep 8, 2026 6w ago | Insider Buy | $7.53 $6.06 | ▼ −19.52% | ▼ −21.47% | $5.42 (−28.02%) |
Sep 4, 2026 7w ago | Insider Buy | $7.40 $6.18 | ▼ −16.49% | ▼ −18.20% | $5.42 (−26.76%) |
Sep 3, 2026 7w ago | Insider Cluster | $7.42 $6.04 | ▼ −18.60% | ▼ −19.20% | $5.42 (−26.95%) |
Sep 2, 2026 7w ago | Insider Cluster | $7.32 $5.97 | ▼ −18.44% | ▼ −17.99% | $5.42 (−25.96%) |
Sep 1, 2026 7w ago | Insider Cluster | $7.24 $5.95 | ▼ −17.82% | ▼ −17.66% | $5.42 (−25.14%) |
Aug 31, 2026 8w ago | Insider Cluster | $6.86 $6.03 | ▼ −12.10% | ▼ −12.21% | $5.42 (−20.99%) |
US Market Status
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