SecBot SecBot
Insider Buy ·Filed Sep 11, 2026

OPFI

OppFi Inc.
BULLISH
Impact 5/10
Horizonweeks Processed1mo ago SEC0000905148-26-004141
Insider cluster: 1 insiders, $128K total
Actionable Insight ▲ Bullish

The CEO's sustained open-market buying at current levels signals confidence, but the dollar amount is too small to move the stock alone. Monitor for additional insider buying or a company catalyst (earnings, buyback announcement) that could amplify the signal. The stock's recent positive drift (+4.8% on the prior neutral report) suggests momentum may already be pricing in this insider activity.

DirectionBullish
Confidencemedium
Horizonweeks
Latest settled — T+20d
OPFI ▼ -25.19% at T+20d
LONG call ✗ call lost -25.19% · α vs SPY -27.46% · entry $7.78 → $5.82
Next anchor: T+60d in 6w
Latest observation: T+29 -24.31% FF3 residual α
Entry = T+0 close
Sep 11, 2026
via day close
T+1d
-7.20%
call -7.20% · α -6.74%
$7.22
settled 6w ago
T+5d
-17.10%
call -17.10% · α -18.75%
$6.45
settled 5w ago
T+20d
-25.19%
call -25.19% · α -27.46%
$5.82
settled 17d ago
T+60d
Pending
in 6w

Price Chart

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Executive Summary

OppFi CEO Todd Schwartz made five consecutive open-market purchases totaling $128K over eight trading days, adding to a prior cluster of three buys for $77K in the same window. This brings total insider buying to ~$253K over 30 days at a $647M market cap (0.04% of market cap — modest in absolute terms but concentrated in the CEO). The CEO is buying at an average price of ~$7.45, near the current stock level, signaling conviction in the company's valuation and outlook. With 78% analyst bullishness and strong institutional accumulation, this insider buying reinforces a positive view but is not a standalone catalyst given the small dollar amount relative to market cap.

Key Financial Metrics

Direction
buying
Total Value
$128.0K
Insiders
1

Key Facts

  • CEO Todd Schwartz purchased $128K in OPFI shares over 5 trading days (Sep 3-10, 2026) at prices from $7.33 to $7.59
  • This follows a prior cluster of 3 CEO buys for $77K (Sep 8-10), bringing total CEO buying in the window to ~$205K
  • Total insider buying over 30 days is $253K, or ~0.04% of OPFI's $647M market cap
  • 78% of analysts rate OPFI as Buy/Strong Buy; top institutional holders include Wellington ($30M), Vanguard ($22M), and BlackRock ($20M)

Financial Impact

CEO purchased $128K of stock at an average price of ~$7.45, representing 0.02% of market cap

insider ownership

Risk Factors

  • Insider buying at 0.02% of market cap is too small to be a strong standalone signal
  • No 10b5-1 plan disclosed — buying could be opportunistic rather than conviction-driven

Market Snapshot

Exchange
NYSE
Sector
Finance Services
Analyst Consensus
78% bullish (9 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
INSIDER-BUY Data (Synthetic)0000905148-26-004141
32 reports for OPFI
Performance horizon
22% Hit rate @ T+20 2 of 9 directional calls Went positive at some point 4 of 9 best @ T+20▲ +8.66%Aug 13, 2026
Filters
Rows
Reports for OPFI — sortable, filterable
TypeNow
Oct 19, 2026
7d ago
Press Release
NEUTRAL ★ 1/10
$5.63awaiting T+20—$5.47 (−2.84%)
Sep 11, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.78 $5.82▼ −25.19%▼ −27.46%$5.47 (−29.69%)
Sep 10, 2026
6w ago
Insider Buy
BULLISH ★ 4/10
$7.98 $5.93▼ −25.69%▼ −27.56%$5.47 (−31.45%)
Sep 9, 2026
6w ago
Insider Buy
NEUTRAL ★ 2/10
$7.59 $6.09▼ −19.76%▼ −21.89%$5.47 (−27.93%)
Sep 8, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.53 $6.06▼ −19.52%▼ −21.47%$5.47 (−27.36%)
Sep 4, 2026
7w ago
Insider Buy
NEUTRAL ★ 2/10
$7.40 $6.18▼ −16.49%▼ −18.20%$5.47 (−26.08%)
Sep 3, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.42 $6.04▼ −18.60%▼ −19.20%$5.47 (−26.28%)
Sep 2, 2026
7w ago
Insider Cluster
NEUTRAL ★ 4/10
$7.32 $5.97▼ −18.44%▼ −17.99%$5.47 (−25.27%)
Sep 1, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.24 $5.95▼ −17.82%▼ −17.66%$5.47 (−24.45%)
Aug 31, 2026
8w ago
Insider Cluster
NEUTRAL ★ 2/10
$6.86 $6.03▼ −12.10%▼ −12.21%$5.47 (−20.26%)
Showing 10 of 32

US Market Status

Market Closed — Opens Tue (15h 58m)

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Report published Sep 11, 2026