The CEO's daily buying pattern over 5 consecutive days is a rare conviction signal — insiders rarely buy in such a structured, escalating manner. While the dollar amount is small relative to market cap, the pattern suggests Schwartz sees material upside from current levels. Monitor for any upcoming earnings pre-announcement or strategic update that may have motivated the buying. The 78% analyst bullishness and institutional accumulation provide a supportive backdrop.
Price Chart
Executive Summary
OppFi CEO Todd Schwartz made five consecutive open-market purchases totaling $128K over a 7-day window, including two additional buys on Sep 8-9 that extended the cluster. This is a conviction buy from the CEO — the strongest standalone insider signal — at a company with 78% analyst bullishness and $642M market cap. The $128K represents ~0.02% of market cap, below the 0.1% materiality threshold, but the CEO's repeated daily buying pattern and the cluster's extension beyond the initial window elevate the signal modestly above noise.
Key Financial Metrics
Key Facts
- CEO Todd Schwartz purchased $128K of OPFI stock across 5 consecutive trading days (Sep 2-4, 8-9)
- Total purchases represent ~0.02% of $642M market cap — below the 0.1% materiality threshold
- Recent 30d insider activity shows 9 buys totaling $228K vs 1 sell totaling $559K
- Analyst consensus is 78% bullish (7 Buy/Strong Buy, 2 Hold, 0 Sell)
- Institutional 13F shows net accumulation: 8 adds + 4 doubled vs 7 trims + 1 near-exit
Financial Impact
CEO invested $128K of personal capital at ~$7.30 average price — small relative to $642M market cap but meaningful as a conviction signal
Risk Factors
- $128K is only 0.02% of market cap — the signal may be noise if the CEO is simply dollar-cost averaging
- The single insider (CEO only) limits the cluster's predictive power vs a multi-executive buy cluster
- No cross-filing context (earnings, M&A, or restructuring) to explain the timing
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| INSIDER-BUY Data (Synthetic) | 0000905148-26-004133 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 19, 2026 6d ago | Press Release | $5.63 | awaiting T+20 | — | $5.47 (−2.93%) |
Sep 11, 2026 6w ago | Insider Buy | $7.78 $5.82 | ▼ −25.19% | ▼ −27.46% | $5.47 (−29.76%) |
Sep 10, 2026 6w ago | Insider Buy | $7.98 $5.93 | ▼ −25.69% | ▼ −27.56% | $5.47 (−31.52%) |
Sep 9, 2026 6w ago | Insider Buy | $7.59 $6.09 | ▼ −19.76% | ▼ −21.89% | $5.47 (−28.00%) |
Sep 8, 2026 6w ago | Insider Buy | $7.53 $6.06 | ▼ −19.52% | ▼ −21.47% | $5.47 (−27.42%) |
Sep 4, 2026 7w ago | Insider Buy | $7.40 $6.18 | ▼ −16.49% | ▼ −18.20% | $5.47 (−26.15%) |
Sep 3, 2026 7w ago | Insider Cluster | $7.42 $6.04 | ▼ −18.60% | ▼ −19.20% | $5.47 (−26.35%) |
Sep 2, 2026 7w ago | Insider Cluster | $7.32 $5.97 | ▼ −18.44% | ▼ −17.99% | $5.47 (−25.34%) |
Sep 1, 2026 7w ago | Insider Cluster | $7.24 $5.95 | ▼ −17.82% | ▼ −17.66% | $5.47 (−24.52%) |
Aug 31, 2026 7w ago | Insider Cluster | $6.86 $6.03 | ▼ −12.10% | ▼ −12.21% | $5.47 (−20.34%) |
US Market Status
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