HRTG

Heritage Insurance Holdings, Inc.

NYSE· Fire, Marine & Casualty Insurance· Inc. DE· CIK 0001598665 Traditional Finance

$36.21 −0.89 (−2.40%)

Oct 27 4:00 PM ET · prev $37.10

Market cap

$1.1B

Small cap

Consensus

Buy

78% Buy or better · 9 analysts

Median target

$39.00

+8% · range $36.00–42.00

1 year

+56.8%

from $23.09 · Oct 28

30 days

+8.9%

from $33.26

52-week range

$20.88–37.70

−4% from high · low Jun 3

Avg volume 20D

227.8K

shares / day

Short interest

786.0K

≈2.6% of shares · −0.0%

Days to cover

3.6

at average volume

Insider net

−$6.2M

1 buyer · 5 sellers · since Mar 5

New fund stakes

Q2 2026 13F · 0 exits

Filing reports

analyzed by SecBot

SecBot read MIXED 14 reports · 90 days

Balance 3 bearish · 1 bullish · 10 neutral oldest → newest, height = score

Avg score

·High conf. 9/14

Strongest BEARISH Two Heritage Insurance insiders, including CEO Ernie Garateix and CAO Sharon Binnun, sold a combined $400K…

All reports →

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

S Mar 17 to Mar 20 3 days of insider sells: $1.2M by 3 insiders, avg $26.70
S Apr 1 to Apr 2 2 days of insider sells: $1.5M by 2 insiders, avg $25.77
B May 19 1 insider buy $376.9K at $23.56
S Aug 3 to Aug 24 6 days of insider sells: $1.9M by 5 insiders, avg $33.21
R Aug 5 Heritage Insurance reported Q2 2026 EPS of $2.05, beating consensus…
S Sep 1 to Sep 18 5 days of insider sells: $831.5K by 3 insiders, avg $34.27
A Oct 16 Raymond James initiates
S Oct 19 1 insider sell $125.7K at $35.91

Signal stack

Where each data set points today.

InsidersBEARISH

1 insider bought $376.9K at an average $23.56. 5 insiders sold $6.6M. Price is 54% above their cost.
InstitutionsMIXED

Q2 2026: 17 added (0 new), 19 trimmed or exited.
AnalystsBULLISH

7 of 9 rate it Buy or better. Median target $39.00 (+8%).
Short sellersSTEADY

Short interest −0.0% to 786.0K shares. 3.6 days to cover, ≈2.6% of shares.
TrendUPTREND

4% above its 50-day average. New closing high $37.70 on Oct 22.

Who's buying

13F· Q2 2026

new positions

exits

Fund	Move	Shares	Value
JANE STREET GROUP, LLC	DOUBLED	477,890	$12.5M
MORGAN STANLEY	ADD	384,171	$10.0M
Nuveen, LLC	ADD	304,016	$7.9M
Assenagon Asset Management S.A.	TRIM	263,321	$6.9M
MILLENNIUM MANAGEMENT LLC	DOUBLED	247,589	$6.5M
PRUDENTIAL FINANCIAL INC	TRIM	239,202	$6.2M
Trexquant Investment LP	ADD	193,259	$5.0M
GOLDMAN SACHS GROUP INC	TRIM	174,418	$4.5M

Quarterly 13F filings are due 45 days after each quarter ends.

The Street

9 analysts

Buy 78% rate it Buy or better

Strong Buy2Buy5Hold2Sell0Strong Sell0

12-month targets · 2 analysts

$36.21 $36.00 $39.00 $42.00

Price is inside the target range. Median implies +8%.Targets as of Oct 28, 2026.

Recent actions

Date	Firm	Action	Rating
Oct 16, 2026	Raymond James INITIATE	INITIATE	Market Perform
Aug 7, 2026	Truist Securities MAINTAIN	MAINTAIN	Buy
Jul 15, 2026	Piper Sandler MAINTAIN	MAINTAIN	Overweight
May 11, 2026	Truist Securities MAINTAIN	MAINTAIN	Buy

Insider ledger

Form 4

$376.9K

bought · 1 insider

$6.6M

sold · 5 insiders

+53.7%

vs their $23.56 cost

Date	Insider	Type	Value
Oct 19, 2026	JOHNS TIMOTHY E See Remarks	SELL	$125.7K
Sep 18, 2026	JOHNS TIMOTHY E See Remarks	SELL	$121.6K
Sep 14, 2026	Garateix Ernie J Chief Executive Officer	SELL	$88.1K
Sep 9, 2026	Binnun Sharon Chief Accounting Officer	SELL	$222.0K
Sep 3, 2026	Garateix Ernie J Chief Executive Officer	SELL	$87.8K
Sep 1, 2026	Binnun Sharon Chief Accounting Officer	SELL	$312.0K
Aug 24, 2026	Garateix Ernie J Chief Executive Officer	SELL	$348.8K
Aug 19, 2026	JOHNS TIMOTHY E See Remarks	SELL	$117.9K

Earnings setup

Estimates

Revision history: 🔒 Fresh data, subscribers only

Period	EPS est.	Range	30D rev.	Revenue
Current Q	🔒 Fresh data, subscribers only
Next Q	🔒 Fresh data, subscribers only
Current FY	$5.25	$5.00–$5.40	+1.4%	$859.9M
Next FY	$5.09	$4.75–$5.45	-1.8%	$887.2M