The cluster is too small to be informative — both sales are below the 0.1% market cap threshold and likely reflect routine portfolio diversification or tax planning. No bearish signal should be inferred. Monitor next 10-Q for underwriting margin trends, which are the primary driver for this insurance name.
Price Chart
Executive Summary
Two Heritage Insurance insiders, including CFO Kirk Lusk, sold a combined $832K in open-market sales over a week. The CFO's sale at $34.16 is notable for its timing and size, though the total represents only ~0.08% of the $1.0B market cap, falling below the 0.1% materiality threshold. The cluster is a sell-only event with no offsetting buys, but the dollar amount is trivial relative to company size, making this a routine liquidity-driven event.
Key Financial Metrics
Key Facts
- CFO Kirk Lusk sold 10,000 shares for $342K at $34.16 on 2026-08-17
- Timothy Moura (See Remarks) sold 15,100 shares for $491K at $32.49 on 2026-08-10
- Total insider sales of $832K represent ~0.08% of HRTG's $1.0B market cap
- No insider purchases were reported in the cluster window
- Prior 30-day insider activity showed 3 sells totaling $1.1M, consistent with ongoing routine selling
Financial Impact
$832K in total insider sales, ~0.08% of market cap
Risk Factors
- CFO selling near a 52-week high could indicate valuation concerns, though the dollar amount is immaterial
- Continued insider selling without any buys may erode retail confidence over time
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-HRTG-1787173299172 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 19, 2026 8d ago | 144 | $36.98 $37.08 | ▲ +0.27% | ▼ −0.25% | $36.21 (−2.08%) |
Oct 19, 2026 8d ago | Press Release | $36.98 | awaiting T+1 | — | $36.21 (−2.08%) |
Sep 25, 2026 4w ago | SC 13G/A | $33.26 $33.49 | ▲ +0.69% | ▲ +0.88% | $36.21 (+8.87%) |
Sep 22, 2026 5w ago | Insider Cluster | $33.07 $33.18 | ▲ +0.33% | ▲ +0.41% | $36.21 (+9.50%) |
Sep 18, 2026 5w ago | 144 | $34.15 $33.50 | ▼ −1.90% | ▼ −1.89% | $36.21 (+6.03%) |
Sep 16, 2026 5w ago | Insider Cluster | $35.42 $34.42 | ▲ +2.82% | ▲ +2.70% | $36.21 (−2.23%) |
Sep 11, 2026 6w ago | Insider Cluster | $35.09 $34.78 | ▼ −0.88% | ▼ −0.42% | $36.21 (+3.19%) |
Sep 8, 2026 7w ago | Insider Cluster | $34.05 $34.53 | ▼ −1.41% | ▼ −2.01% | $36.21 (−6.34%) |
Aug 26, 2026 8w ago | Insider Cluster | $34.15 $33.86 | ▲ +0.85% | ▲ +0.62% | $36.21 (−6.03%) |
Aug 21, 2026 9w ago | Insider Cluster | $34.59 $34.20 | ▼ −1.13% | ▼ −1.45% | $36.21 (+4.68%) |
US Market Status
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