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Insider Cluster (2 insiders) ·Filed Sep 3, 2026

OPFI

OppFi Inc.
NEUTRAL
Impact 3/10
Horizondays Processed1mo ago
Insider cluster: 2 insiders, $584K total
Actionable Insight • Neutral

The CEO's consistent small-dollar buying is a modest positive, but the CRO's larger sale is routine and not indicative of a bearish view. No material signal to trade on — monitor for any upcoming earnings or material events that could explain the divergence in insider behavior.

DirectionNeutral
Confidencehigh
Horizondays
Latest settled — T+20d ⚠ clustered
OPFI ▼ -18.60% at T+20d
NEUTRAL call -18.60% · α vs SPY -19.20% · entry $7.42 → $6.04
Next anchor: T+60d in 5w
Latest observation: T+34 -12.44% FF3 residual α
Entry = T+0 close
Sep 3, 2026
via day close
T+1d
-0.27%
call -0.27% · α +0.28%
$7.40
settled 8w ago
T+5d
+4.85%
call +4.85% · α +6.06%
$7.78
settled 7w ago
T+20d
-18.60%
call -18.60% · α -19.20%
$6.04
settled 25d ago
T+60d
Pending
in 5w

Price Chart

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Executive Summary

OppFi CEO Todd Schwartz made four open-market purchases totaling ~$100K over the past week, while the Chief Risk & Analytics Officer sold $559K in a single transaction. The CEO's consistent buying is a modest positive signal, but the CRO's large sale (0.09% of market cap) is routine in size and likely liquidity-driven. The cluster is mixed with no material directional signal given the small dollar amounts relative to the $617M market cap.

Key Financial Metrics

Direction
mixed
Total Value
$584.0K
Insiders
2

Key Facts

  • CEO Todd Schwartz purchased 14,150 shares for ~$100K across four open-market buys from Aug 28 to Sep 2
  • Chief Risk & Analytics Officer Christopher McKay sold 77,800 shares for $559K on Aug 26
  • Total cluster value is $584K, net direction is mixed (buys $100K, sells $559K)
  • CEO buys represent ~0.02% of market cap; CRO sale represents ~0.09% of market cap
  • CRO sale is a single transaction, not a pattern, and is below the 0.1% materiality threshold

Financial Impact

CEO purchases of ~$100K and CRO sale of $559K, both immaterial relative to $617M market cap

insider ownership

Risk Factors

  • CRO sale could be a liquidity event or tax planning, not a signal
  • CEO buys are small relative to market cap and may be part of a pre-arranged plan

Market Snapshot

Exchange
NYSE
Sector
Finance Services
Analyst Consensus
78% bullish (9 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-OPFI-1788476480166
32 reports for OPFI
Performance horizon
20% Hit rate @ T+20 2 of 10 directional calls Went positive at some point 4 of 10 best @ T+20▲ +8.66%Aug 13, 2026
Filters
Rows
Reports for OPFI — sortable, filterable
TypeNow
Oct 19, 2026
7d ago
Press Release
NEUTRAL ★ 1/10
$5.63awaiting T+20—$5.47 (−2.84%)
Sep 11, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.78 $5.82▼ −25.19%▼ −27.46%$5.47 (−29.69%)
Sep 10, 2026
6w ago
Insider Buy
BULLISH ★ 4/10
$7.98 $5.93▼ −25.69%▼ −27.56%$5.47 (−31.45%)
Sep 9, 2026
6w ago
Insider Buy
NEUTRAL ★ 2/10
$7.59 $6.09▼ −19.76%▼ −21.89%$5.47 (−27.93%)
Sep 8, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.53 $6.06▼ −19.52%▼ −21.47%$5.47 (−27.36%)
Sep 4, 2026
7w ago
Insider Buy
NEUTRAL ★ 2/10
$7.40 $6.18▼ −16.49%▼ −18.20%$5.47 (−26.08%)
Sep 3, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.42 $6.04▼ −18.60%▼ −19.20%$5.47 (−26.28%)
Sep 2, 2026
7w ago
Insider Cluster
NEUTRAL ★ 4/10
$7.32 $5.97▼ −18.44%▼ −17.99%$5.47 (−25.27%)
Sep 1, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.24 $5.95▼ −17.82%▼ −17.66%$5.47 (−24.45%)
Aug 31, 2026
8w ago
Insider Cluster
NEUTRAL ★ 2/10
$6.86 $6.03▼ −12.10%▼ −12.21%$5.47 (−20.26%)
Showing 10 of 32

US Market Status

Market Closed — Opens Wed (10h 13m)

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Report published Sep 3, 2026