Cluster is mixed and low-materiality: CEO buys are genuinely bullish but trivial in size (<0.02% of market cap), while CRO sale is ~7x larger but still sub-0.1% of market cap and likely diversification/plan-driven. No strong read-through. Monitor for larger insider buys (>$500K or >0.5% of float) before assigning bullish weight.
Price Chart
Executive Summary
OppFi CEO Todd Schwartz purchased $75K of stock in three open-market buys over five days, while Chief Risk & Analytics Officer Christopher McKay sold $559K in a single large sale. CEO buying is a bullish signal, but at $585M market cap the $75K purchase is only ~0.013% — trivial in size. The $559K sale is ~0.096% of market cap, also modest. The mixed cluster is not strongly directional: the CEO buys are too small to move the needle, and McKay's sale may be liquidity-driven. Overall neutral.
Key Financial Metrics
Key Facts
- CEO Todd G. Schwartz bought 10,600 shares total at ~$7.07 avg over 3 open-market trades = ~$74,940
- CRO Christopher J. McKay sold 77,800 shares at $7.18 = $559,000 in a single open-market sale
- Combined cluster value $634K; CEO buys $75K vs CRO sale $559K — net selling by dollar value
- CEO buys represent ~0.013% of $585M market cap; CRO sale ~0.096% — both well below materiality threshold
- Institutional ownership shows net accumulation: 8 adds vs 7 trims, no panic selling
Financial Impact
Insider trades total $634K; CEO buying ~$75K (0.013% of mkt cap), CRO selling ~$559K (0.096% of mkt cap) — immaterial relative to company size
Risk Factors
- CEO buying could front-load ahead of negative catalyst, but small dollar amount suggests conviction is modest
- CRO sale may be routine portfolio rebalancing but a 77.8K-share sale raises optics among retail holders
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-OPFI-1788333103081 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 19, 2026 7d ago | Press Release | $5.63 | awaiting T+20 | — | $5.47 (−2.84%) |
Sep 11, 2026 6w ago | Insider Buy | $7.78 $5.82 | ▼ −25.19% | ▼ −27.46% | $5.47 (−29.69%) |
Sep 10, 2026 6w ago | Insider Buy | $7.98 $5.93 | ▼ −25.69% | ▼ −27.56% | $5.47 (−31.45%) |
Sep 9, 2026 6w ago | Insider Buy | $7.59 $6.09 | ▼ −19.76% | ▼ −21.89% | $5.47 (−27.93%) |
Sep 8, 2026 6w ago | Insider Buy | $7.53 $6.06 | ▼ −19.52% | ▼ −21.47% | $5.47 (−27.36%) |
Sep 4, 2026 7w ago | Insider Buy | $7.40 $6.18 | ▼ −16.49% | ▼ −18.20% | $5.47 (−26.08%) |
Sep 3, 2026 7w ago | Insider Cluster | $7.42 $6.04 | ▼ −18.60% | ▼ −19.20% | $5.47 (−26.28%) |
Sep 2, 2026 7w ago | Insider Cluster | $7.32 $5.97 | ▼ −18.44% | ▼ −17.99% | $5.47 (−25.27%) |
Sep 1, 2026 7w ago | Insider Cluster | $7.24 $5.95 | ▼ −17.82% | ▼ −17.66% | $5.47 (−24.45%) |
Aug 31, 2026 8w ago | Insider Cluster | $6.86 $6.03 | ▼ −12.10% | ▼ −12.21% | $5.47 (−20.26%) |
US Market Status
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