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Insider Cluster (2 insiders) ·Filed Aug 31, 2026

OPFI

OppFi Inc.
NEUTRAL
Impact 2/10
Horizonimmediate Processed1mo ago
Insider cluster: 2 insiders, $584K total
Actionable Insight • Neutral

The insider activity is too small to warrant a trade. Monitor upcoming earnings or corporate events that might explain the CEO's buying pattern, but treat the CRO sale as routine portfolio management. No immediate action needed.

DirectionNeutral
Confidencehigh
Horizonimmediate
Latest settled — T+20d
OPFI ▼ -12.10% at T+20d
NEUTRAL call -12.10% · α vs SPY -12.21% · entry $6.86 → $6.03
Next anchor: T+60d in 28d
Latest observation: T+37 -9.06% FF3 residual α
Entry = T+0 close
Aug 31, 2026
via day close
T+1d
+5.54%
call +5.54% · α +5.10%
$7.24
settled 8w ago
T+5d
+9.77%
call +9.77% · α +9.69%
$7.53
settled 7w ago
T+20d
-12.10%
call -12.10% · α -12.21%
$6.03
settled 28d ago
T+60d
Pending
in 28d

Price Chart

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Executive Summary

OppFi Inc. (OPFI) insider cluster shows CEO Todd Schwartz making three small open-market purchases totaling ~$75.5K, while Chief Risk & Analytics Officer Christopher McKay sold ~$559K in a single transaction. The combined $634K in trades represents ~0.1% of the $602M market cap, well below the materiality threshold. The sale is likely routine diversification and the CEO buys are too small to signal conviction. No material directional signal.

Key Financial Metrics

Direction
mixed
Total Value
$634.3K
Insiders
2

Key Facts

  • CEO Todd Schwartz purchased 10,550 shares total (~$75.5K) across three open-market buys on Aug 26-28, 2026.
  • Chief Risk & Analytics Officer Christopher McKay sold 77,850 shares (~$559K) on Aug 26, 2026.
  • Combined insider trading value of ~$634K is ~0.1% of OPFI's $602M market cap.
  • Net direction is mixed — buys by CEO, sale by CRO — with no clear consensus signal.

Financial Impact

Insider trading volume of ~$634K is trivial relative to $602M market cap.

Risk Factors

  • CEO buying could be misinterpreted as bullish signal despite tiny size.
  • CRO sale may be part of a 10b5-1 plan or tax planning, not a bearish view.

Market Snapshot

Exchange
NYSE
Sector
Finance Services
Analyst Consensus
78% bullish (9 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-OPFI-1788246608394
32 reports for OPFI
Performance horizon
20% Hit rate @ T+20 2 of 10 directional calls Went positive at some point 4 of 10 best @ T+20▲ +8.66%Aug 13, 2026
Filters
Rows
Reports for OPFI — sortable, filterable
TypeNow
Oct 19, 2026
7d ago
Press Release
NEUTRAL ★ 1/10
$5.63awaiting T+20—$5.42 (−3.73%)
Sep 11, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.78 $5.82▼ −25.19%▼ −27.46%$5.42 (−30.33%)
Sep 10, 2026
6w ago
Insider Buy
BULLISH ★ 4/10
$7.98 $5.93▼ −25.69%▼ −27.56%$5.42 (−32.08%)
Sep 9, 2026
6w ago
Insider Buy
NEUTRAL ★ 2/10
$7.59 $6.09▼ −19.76%▼ −21.89%$5.42 (−28.59%)
Sep 8, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.53 $6.06▼ −19.52%▼ −21.47%$5.42 (−28.02%)
Sep 4, 2026
7w ago
Insider Buy
NEUTRAL ★ 2/10
$7.40 $6.18▼ −16.49%▼ −18.20%$5.42 (−26.76%)
Sep 3, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.42 $6.04▼ −18.60%▼ −19.20%$5.42 (−26.95%)
Sep 2, 2026
7w ago
Insider Cluster
NEUTRAL ★ 4/10
$7.32 $5.97▼ −18.44%▼ −17.99%$5.42 (−25.96%)
Sep 1, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.24 $5.95▼ −17.82%▼ −17.66%$5.42 (−25.14%)
Aug 31, 2026
8w ago
Insider Cluster
NEUTRAL ★ 2/10
$6.86 $6.03▼ −12.10%▼ −12.21%$5.42 (−20.99%)
Showing 10 of 32

US Market Status

Market Closed — Opens Wed (12h 26m)

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Report published Sep 1, 2026