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Insider Cluster (2 insiders) ·Filed Aug 27, 2026

OPFI

OppFi Inc.
MIXED
Impact 4/10
Horizondays Processed2mo ago
Insider cluster: 2 insiders, $229K total
Actionable Insight ◆ Mixed

The CEO's three-day buying streak is a modest positive signal, but the director's larger sale and the cluster's trivial size relative to market cap suggest no urgent catalyst. Monitor for any upcoming earnings or corporate announcements that might explain the timing. The net buying bias over the past 30 days (9 buys vs 1 sell) supports a neutral-to-slightly-positive view, but the cluster alone does not warrant a directional trade.

DirectionMixed
Confidencemedium
Horizondays
Latest settled — T+20d
OPFI ▼ -13.44% at T+20d
NEUTRAL call -13.44% · α vs SPY -12.95% · entry $7.07 → $6.12
Next anchor: T+60d in 23d
Latest observation: T+40 -10.28% FF3 residual α
Entry = T+0 close
Aug 27, 2026
via day close
T+1d
-1.98%
call -1.98% · α -1.68%
$6.93
settled 2mo ago
T+5d
+4.95%
call +4.95% · α +4.84%
$7.42
settled 8w ago
T+20d
-13.44%
call -13.44% · α -12.95%
$6.12
settled 5w ago
T+60d
Pending
in 23d

Price Chart

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Executive Summary

OppFi CEO Todd Schwartz made three open-market purchases totaling ~$75K over three consecutive days (Aug 24-26), while Director David Vennettilli sold $204K worth of shares on Aug 19. The CEO's consistent buying at ~$7.15-$7.25 signals conviction, but the director's larger sale creates a mixed picture. The cluster's total net dollar value is modest relative to the $609M market cap (~0.04%), making this a low-impact signal despite the CEO's bullish action.

Key Financial Metrics

Direction
mixed
Total Value
$229.0K
Insiders
2

Key Facts

  • CEO Todd Schwartz purchased 10,450 shares for ~$75K over three consecutive days (Aug 24-26) at ~$7.15-$7.25
  • Director David Vennettilli sold 28,500 shares for $204K on Aug 19
  • Net cluster value is ~$229K, or ~0.04% of $609M market cap — well below the 0.1% materiality threshold
  • Recent insider activity (30d): 9 buys totaling $343K vs 1 sell totaling $204K, showing net buying bias
  • 78% of analysts rate the stock Buy or Strong Buy

Financial Impact

CEO purchases of ~$75K and director sale of ~$204K — both immaterial relative to $609M market cap

insider ownershipmarket cap

Risk Factors

  • Director sale ($204K) outweighs CEO purchases ($75K) in dollar terms, creating conflicting signals
  • Cluster value is only ~0.04% of market cap — too small to be statistically meaningful
  • No clear catalyst identified — buying may be routine accumulation rather than informed trading

Market Snapshot

Exchange
NYSE
Sector
Finance Services
Analyst Consensus
78% bullish (9 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-OPFI-1787901247781
32 reports for OPFI
Performance horizon
20% Hit rate @ T+20 2 of 10 directional calls Went positive at some point 4 of 10 best @ T+20▲ +8.66%Aug 13, 2026
Filters
Rows
Reports for OPFI — sortable, filterable
TypeNow
Oct 19, 2026
8d ago
Press Release
NEUTRAL ★ 1/10
$5.63awaiting T+20—$5.45 (−3.20%)
Sep 11, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.78 $5.82▼ −25.19%▼ −27.46%$5.45 (−29.95%)
Sep 10, 2026
6w ago
Insider Buy
BULLISH ★ 4/10
$7.98 $5.93▼ −25.69%▼ −27.56%$5.45 (−31.70%)
Sep 9, 2026
6w ago
Insider Buy
NEUTRAL ★ 2/10
$7.59 $6.09▼ −19.76%▼ −21.89%$5.45 (−28.19%)
Sep 8, 2026
7w ago
Insider Buy
BULLISH ★ 5/10
$7.53 $6.06▼ −19.52%▼ −21.47%$5.45 (−27.62%)
Sep 4, 2026
7w ago
Insider Buy
NEUTRAL ★ 2/10
$7.40 $6.18▼ −16.49%▼ −18.20%$5.45 (−26.35%)
Sep 3, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.42 $6.04▼ −18.60%▼ −19.20%$5.45 (−26.55%)
Sep 2, 2026
7w ago
Insider Cluster
NEUTRAL ★ 4/10
$7.32 $5.97▼ −18.44%▼ −17.99%$5.45 (−25.55%)
Sep 1, 2026
8w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.24 $5.95▼ −17.82%▼ −17.66%$5.45 (−24.72%)
Aug 31, 2026
8w ago
Insider Cluster
NEUTRAL ★ 2/10
$6.86 $6.03▼ −12.10%▼ −12.21%$5.45 (−20.55%)
Showing 10 of 32

US Market Status

Market Closed — Opens Thu (11h 10m)

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Report published Aug 28, 2026