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Insider Cluster (2 insiders) ·Filed Aug 24, 2026

OPFI

OppFi Inc.
MIXED
Impact 4/10
Horizonweeks Processed2mo ago
Insider cluster: 2 insiders, $229K total
Actionable Insight ◆ Mixed

The CEO's consistent buying is a modest positive signal, but the director's larger sale and the trivial dollar amounts relative to market cap suggest no material near-term catalyst. Monitor for any upcoming earnings or corporate events that might explain the divergence in insider behavior.

DirectionMixed
Confidencemedium
Horizonweeks
Latest settled — T+20d
OPFI ▼ -13.97% at T+20d
NEUTRAL call -13.97% · α vs SPY -14.22% · entry $7.30 → $6.28
Next anchor: T+60d in 21d
Latest observation: T+42 -14.32% FF3 residual α
Entry = T+0 close
Aug 24, 2026
via day close
T+1d
-2.74%
call -2.74% · α -2.76%
$7.10
settled 2mo ago
T+5d
-6.03%
call -6.03% · α -5.49%
$6.86
settled 8w ago
T+20d
-13.97%
call -13.97% · α -14.22%
$6.28
settled 5w ago
T+60d
Pending
in 21d

Price Chart

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Executive Summary

OppFi CEO Todd Schwartz made three open-market purchases totaling ~$75K over four days, while Director David Vennettilli sold ~$204K worth of shares on the same day as one of the CEO's buys. The CEO's buying is a modest bullish signal, but the director's larger sale offsets it, resulting in a mixed cluster. The total dollar value of the cluster (~$279K) is approximately 0.05% of the $595M market cap, which is trivial and routine, limiting the signal's materiality.

Key Financial Metrics

Direction
mixed
Total Value
$279.0K
Insiders
2

Key Facts

  • CEO Todd Schwartz purchased a total of ~10,500 shares for ~$75K over three separate days (Aug 19-21).
  • Director David Vennettilli sold 28,485 shares for ~$204K on Aug 19, the same day the CEO also bought.
  • Total cluster value of ~$279K represents only ~0.05% of OppFi's $595M market cap, well below the 0.1% materiality threshold.
  • The CEO's buying is a positive signal, but the director's larger sale and the trivial size relative to market cap keep the overall impact low.

Financial Impact

Total insider activity of ~$279K, or ~0.05% of market cap, is immaterial.

insider_ownership

Risk Factors

  • Director selling could indicate personal diversification or a bearish view, partially offsetting the CEO's buying.
  • The cluster's small size relative to market cap means it is unlikely to move the stock on its own.

Market Snapshot

Exchange
NYSE
Sector
Finance Services
Analyst Consensus
78% bullish (9 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-OPFI-1787645721166
32 reports for OPFI
Performance horizon
20% Hit rate @ T+20 2 of 10 directional calls Went positive at some point 4 of 10 best @ T+20▲ +8.66%Aug 13, 2026
Filters
Rows
Reports for OPFI — sortable, filterable
TypeNow
Oct 19, 2026
7d ago
Press Release
NEUTRAL ★ 1/10
$5.63awaiting T+20—$5.51 (−2.13%)
Sep 11, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.78 $5.82▼ −25.19%▼ −27.46%$5.51 (−29.18%)
Sep 10, 2026
6w ago
Insider Buy
BULLISH ★ 4/10
$7.98 $5.93▼ −25.69%▼ −27.56%$5.51 (−30.95%)
Sep 9, 2026
6w ago
Insider Buy
NEUTRAL ★ 2/10
$7.59 $6.09▼ −19.76%▼ −21.89%$5.51 (−27.40%)
Sep 8, 2026
6w ago
Insider Buy
BULLISH ★ 5/10
$7.53 $6.06▼ −19.52%▼ −21.47%$5.51 (−26.83%)
Sep 4, 2026
7w ago
Insider Buy
NEUTRAL ★ 2/10
$7.40 $6.18▼ −16.49%▼ −18.20%$5.51 (−25.54%)
Sep 3, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.42 $6.04▼ −18.60%▼ −19.20%$5.51 (−25.74%)
Sep 2, 2026
7w ago
Insider Cluster
NEUTRAL ★ 4/10
$7.32 $5.97▼ −18.44%▼ −17.99%$5.51 (−24.73%)
Sep 1, 2026
7w ago
Insider Cluster
NEUTRAL ★ 3/10
$7.24 $5.95▼ −17.82%▼ −17.66%$5.51 (−23.90%)
Aug 31, 2026
8w ago
Insider Cluster
NEUTRAL ★ 2/10
$6.86 $6.03▼ −12.10%▼ −12.21%$5.51 (−19.68%)
Showing 10 of 32

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Report published Aug 25, 2026