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PRESS-RELEASE ·Filed Apr 13, 2026

LMFA

LM Funding America, Inc.
BEARISH
Impact 8/10
Horizonweeks Processed6mo ago WireGlobeNewswire
Press release · Earnings
Actionable Insight ▼ Bearish

Despite holding $22.9M in Bitcoin, the stock trades at $0.25/share — a steep discount to on-chain value. However, the catastrophic earnings miss and lack of revenue transparency suggest severe operational distress. Traders should assess whether the company can survive until the June 2026 debt maturity.

DirectionBearish
Confidencehigh
Horizonweeks
Final — all horizons settled through T+60d ⚠ clustered
LMFA ▼ -46.22% at T+60d
SHORT call ✓ call won +46.22% · α vs SPY +55.15% · entry $0.2780 → $0.1495
Entry = T+0 close
Apr 13, 2026
via day close
T+1d
+3.60%
call -3.60% · α -2.39%
$0.2880
settled 7mo ago
T+5d
+2.88%
call -2.88% · α +0.42%
$0.2860
settled 6mo ago
T+20d
-17.27%
call +17.27% · α +24.99%
$0.2300
settled 6mo ago
T+60d
-46.22%
call +46.22% · α +55.15%
$0.1495
settled 4mo ago

Price Chart

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Executive Summary

LMFA reported a massive EPS miss of -504% with a loss of $1.33 vs. an expected $-0.22, while no revenue figure was provided in the release. The company highlighted improved Bitcoin mining output and a $22.9M Bitcoin treasury valuation, but financial fundamentals remain deeply negative.

Key Financial Metrics

EPS
−$1.33
est −$0.22 · -504.6%
Rating
strong miss

Key Facts

  • EPS reported at $-1.33, missing consensus of $-0.22 by -504%
  • No revenue figure provided in the press release
  • Company holds 341.2 BTC, valued at $22.9M as of March 31, 2026
  • Outstanding shares diluted to 21.46M, including warrants exercisable at $0.001
  • Renegotiated $11M Galaxy Digital loan extended to June 26, 2026

Financial Impact

EPS miss of $1.11 below expectations, no revenue disclosed

epsrevenuedebtdilution

Risk Factors

  • Extreme earnings miss raises going concern doubts
  • Heavy share dilution from low-exercise-price warrants
  • Loan maturity in June 2026 with no clear path to repayment
  • No disclosed revenue despite Bitcoin mining operations

Market Snapshot

Exchange
Nasdaq
Sector
Finance Services

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 press release from GlobeNewswire.

DocumentAccession Number
PRESS-RELEASE Data (Synthetic)press-3272506
11 reports for LMFA
Performance horizon
100% Hit rate @ T+20 4 of 4 directional calls Went positive at some point 4 of 5 best @ T+60▲ +46.22%Apr 13, 2026
Filters
Rows
Reports for LMFA — sortable, filterable
TypeNow
Oct 21, 2026
6d ago
DEF 14A
BEARISH ★ 6/10
—awaiting T+20——
Oct 8, 2026
19d ago
8-K
NEUTRAL ★ 4/10
—awaiting T+20——
Jul 10, 2026
15w ago
8-K
BEARISH ★ 6/10
$0.1321awaiting T+20——
Jul 8, 2026
15w ago
8-K
NEUTRAL ★ 3/10
$0.1495awaiting T+20——
May 27, 2026
21w ago
8-K
NEUTRAL ★ 3/10
$0.2520 $0.1490▼ −40.87%▼ −37.73%—
May 15, 2026
23w ago
8-K
BEARISH ★ 6/10
$0.2310 $0.2070▲ +10.39%▲ +12.51%—
May 15, 2026
23w ago
Press Release
BEARISH ★ 7/10
$0.2310 $0.2070▲ +10.39%▲ +12.51%—
May 11, 2026
24w ago
8-K
BEARISH ★ 6/10
$0.2300 $0.2180▲ +5.22%▲ +4.91%—
Apr 13, 2026
28w ago
8-K
BEARISH ★ 8/10
$0.2780 $0.2300▲ +17.27%▲ +24.99%—
Apr 13, 2026
28w ago
Press Release
BEARISH ★ 8/10
$0.2780 $0.2300▲ +17.27%▲ +24.99%—
Showing 10 of 11

US Market Status

Market Closed — Opens Thu (12h 55m)

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Report published Apr 13, 2026