SecBot SecBot
8-K ·Filed Jul 10, 2026

LMFA

LM FUNDING AMERICA, INC.
BEARISH
Impact 6/10
Horizondays Processed3mo ago SEC0001193125-26-300314
8-K context-dependent: Items 3.01, 3.03, 7.01, 8.01
Actionable Insight ▼ Bearish

The reverse split will mechanically lift the stock price but signals continued financial distress and risk of eventual delisting. Monitor post-split trading volume and price stability; any failure to hold above $1 for 10 consecutive days before January 4, 2027, could trigger delisting proceedings.

DirectionBearish
Confidencehigh
Horizondays
Latest settled — T+5d
LMFA ▲ +1921.20% at T+5d
SHORT call ✗ call lost -1921.20% · α vs SPY -1921.76% · entry $0.1321 → $2.67
Next anchor: T+20d due 3mo ago
Entry = T+0 close
Jul 10, 2026
via day close
T+1d
+2110.45%
call -2110.45% · α -2111.21%
$2.92
settled 4mo ago
T+5d
+1921.20%
call -1921.20% · α -1921.76%
$2.67
settled 3mo ago
T+20d
Pending
due 3mo ago
T+60d
Pending
due 22d ago

Price Chart

Loading chart...

Executive Summary

LM Funding America received a second Nasdaq delisting notice for failing to maintain the $1.00 bid price and has implemented a 1-for-25 reverse stock split effective July 13, 2026, to regain compliance. The company has until January 4, 2027, to meet the bid price requirement or face delisting. The reverse split is a mechanical fix that does not address underlying business fundamentals, and delisting risk persists.

Key Facts

  • Received second Nasdaq delisting notice on July 7, 2026 for bid price non-compliance
  • Granted additional 180-day compliance period until January 4, 2027
  • Board approved 1-for-25 reverse stock split effective July 13, 2026
  • Reverse split intended to raise bid price above $1.00 per share
  • Company holds 322.7 Bitcoin as of May 31, 2026
  • Multiple active S-3 registration statements on file

Financial Impact

No revenue or earnings figures provided; reverse split reduces share count by 96% without changing market cap

share priceoutstanding sharesbid price compliance

Risk Factors

  • Stock may fail to maintain $1.00 bid price post-split, leading to delisting
  • Reverse split typically reduces liquidity and can deter institutional investors
  • Company's pivot to HPC/AI infrastructure is capital-intensive and unproven

Market Snapshot

Exchange
Nasdaq
Sector
Finance Services
Analyst Consensus
86% bullish (7 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 6 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001193125-26-300314
Document: lmfa-ex3_1.htm0001193125-26-300314
Document: lmfa-ex99_1.htm0001193125-26-300314
Document: 0001193125-26-300314-index-headers.html0001193125-26-300314
Document: 0001193125-26-300314-index.html0001193125-26-300314
Document: 0001193125-26-300314.txt0001193125-26-300314
11 reports for LMFA
Performance horizon
100% Hit rate @ T+20 5 of 5 directional calls Went positive at some point 5 of 5 best @ T+60▲ +46.22%Apr 13, 2026
Filters
Rows
Reports for LMFA — sortable, filterable
TypeNow
Oct 21, 2026
5d ago
DEF 14A
BEARISH ★ 6/10
—awaiting T+20——
Oct 8, 2026
19d ago
8-K
NEUTRAL ★ 4/10
—awaiting T+20——
Jul 10, 2026
15w ago
8-K
BEARISH ★ 6/10
$0.1321awaiting T+20——
Jul 8, 2026
15w ago
8-K
NEUTRAL ★ 3/10
$0.1495awaiting T+20——
May 27, 2026
21w ago
8-K
NEUTRAL ★ 3/10
$0.2520 $0.1490▼ −40.87%▼ −37.73%—
May 15, 2026
23w ago
8-K
BEARISH ★ 6/10
$0.2310 $0.2070▲ +10.39%▲ +12.51%—
May 15, 2026
23w ago
Press Release
BEARISH ★ 7/10
$0.2310 $0.2070▲ +10.39%▲ +12.51%—
May 11, 2026
24w ago
8-K
BEARISH ★ 6/10
$0.2300 $0.2180▲ +5.22%▲ +4.91%—
Apr 13, 2026
28w ago
8-K
BEARISH ★ 8/10
$0.2780 $0.2300▲ +17.27%▲ +24.99%—
Apr 13, 2026
28w ago
Press Release
BEARISH ★ 8/10
$0.2780 $0.2300▲ +17.27%▲ +24.99%—
Showing 10 of 11

US Market Status

Market Open — Closes in 5h 22m

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers
Report published Jul 10, 2026