Market Cap
$1.2B
UVE
UNIVERSAL INSURANCE HOLDINGS, INC.
$43.95 ▲ +1.90%
Prev close $43.13Market cap$1.2B
ConsensusStrong Sell
12-mo target$45.00 (+2.4%)
▼ Bearish
Analyst conviction 1/10
Insider Selling Cluster (2 insiders)High Impact Filing (8/10)17 New Institutional Positions14 Institutional Exits Traditional Finance
Snapshot
The big-picture read on UVE right now — valuation, ownership and activity at a glance.
Cap Size
Small Cap
Analyst Consensus
Sell (0%)
Inst. Holders
50 funds
Inst. Value
$692.5M
Inst. Activity
17 buys / 14 sells
Insider Activity
$0.00 buy / $5.3M sell
Insider Net $
-$5.3M
SEC Reports
5
Price chart 30d -1.8%
Daily candles (open–high–low–close) with volume. Green = up day, red = down day.
No data for this timeframe.
Vol
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Sep 11, 2026 Insider
DOWNES SEAN P sold 20,000 shares
Executive Chairman @ $43.98 ($879.6K)
Aug 5, 2026 Insider
DOWNES SEAN P sold 20,000 shares
Executive Chairman @ $44.27 ($885.4K)
Jul 28, 2026 Insider
DOWNES SEAN P surrendered for taxes 23,610 shares
Executive Chairman @ $44.22 ($1.0M)
Jul 23, 2026 earnings_calendar
UVE Q2 2026 Earnings Scheduled — 2026-07-23
Jun 30, 2026 Inst.
Qube Research & Technologies — ADD
372,046 shares ($15.4M)
Jun 30, 2026 Inst.
Jun 5, 2026 SEC BANK OF AMERICA CORP — ADD
182,221 shares ($7.5M)
Universal Insurance Holdings obtained noteholder consent to amend its 5.625% Senior Unsecured Notes due 2026, shortening
8-K — Impact 3/10
Two UVE insiders sold a combined $932K in open-market transactions over a three-day window. The total represents ~0.085%
CLUSTER — Impact 2/10
Analyst ratings buy % -100.0%
How Wall Street rates the stock today, and the latest firm-by-firm actions.
0% rate it Buy or better · 9 analysts
Recent analyst actions
| Date | Firm | Action | Rating | Firm rating |
|---|---|---|---|---|
| Jul 27, 2026 | Piper Sandler | MAINTAIN | Neutral | 54% |
| Jul 15, 2026 | Piper Sandler | DOWNGRADE | Neutral | 54% |
Monthly consensus history
| Period | Str. Buy | Buy | Hold | Sell | Str. Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Sep 1, 2026 | 0 | 0 | 4 | 4 | 1 | 0% | |
| Aug 1, 2026 | 0 | 0 | 4 | 4 | 1 | 0% | |
| Jul 1, 2026 | 1 | 3 | 2 | 0 | 0 | 67% | |
| Jun 1, 2026 | 1 | 3 | 2 | 0 | 0 | 67% | |
| May 1, 2026 | 1 | 3 | 2 | 0 | 0 | 67% | |
| Apr 1, 2026 | 1 | 3 | 1 | 0 | 0 | 80% | |
| Mar 1, 2026 | 1 | 3 | 1 | 0 | 0 | 80% | |
| Feb 1, 2026 | 1 | 3 | 1 | 0 | 0 | 80% |
Price targets
Where 1 covering analysts think UVE trades over the next 12 months.
$45.00 +2.4% upside Hold
Current$43.95 Low$45.00 Median$45.00 High$45.00 1 analysts
$45.00$45.00
Analyst rating None as of Oct 2, 2026
Reports & filings
AI-scored summaries of recent SEC filings and press releases, with sentiment and impact.
5 SEC filing reports analyzed · 2 bullish, 0 bearish, 0 mixed, 3 neutral · avg impact 4.8/10.
NEUTRAL8-K3/10
Universal Insurance Holdings obtained noteholder consent to amend its 5.625% Senior Unsecured Notes
Jun 5, 2026
NEUTRALCLUSTER2/10
Two UVE insiders sold a combined $932K in open-market transactions over a three-day window. The tota
May 15, 2026
BULLISH8-K8/10
Universal Insurance Holdings reported Q1 2026 earnings with diluted adjusted EPS of $2.00, a 38.9% y
Apr 23, 2026
NEUTRAL8-K3/10
Universal Insurance Holdings declared a quarterly cash dividend of $0.16 per share, payable May 15,
Apr 10, 2026
Upcoming & catalyst events
Scheduled dates plus disclosed catalysts — earnings, dividends, enforcement, FDA and clinical-trial events. Colored dot = impact.
Jul 23, 2026
earnings_calendar
UVE Q2 2026 Earnings Scheduled — 2026-07-23
Jul 15, 2026
short_interest_report
Short Interest: UVE up 42% to 1.4M shares
Settlement 2026-07-15 | Days to cover: 5.30 | ≈4.85% of shares outstanding (est.)
Jul 6, 2026
ftd
FTD: UVE — 51,582 shares ($2.2M) failed to deliver
Settlement: 20260706, Price: $43.01, FTD Value: $2,218,541.82, UNIVERSAL INSURANCE HLDGS INC
Apr 23, 2026
earnings_calendar
UVE Q1 2026 Earnings Scheduled — 2026-04-23
Feb 24, 2026
earnings_calendar
UVE Q4 2025 Earnings After Market Close — 2026-02-24
Earnings estimates
Forecast earnings per share and revenue by period — and whether estimates are rising.
| Period | EPS Est. | Range | Growth | 30d Rev | Up/Dn | Revenue | # |
|---|---|---|---|---|---|---|---|
| Current Q | $0.03 | $0.03–$0.03 | -97.8% | +200.0% | 1↑ 0↓ | $0.4B | 1 |
| Next Q | $1.33 | $1.33–$1.33 | -38.7% | +1.5% | 1↑ 0↓ | $0.4B | 1 |
| Current FY | $5.20 | $5.20–$5.20 | -16.1% | +9.5% | 1↑ 0↓ | $1.6B | 1 |
| Next FY | $4.50 | $4.50–$4.50 | -13.5% | +2.3% | 1↑ 0↓ | $1.6B | 1 |
Current-quarter EPS estimate — revision history
| When | EPS estimate | Change vs now |
|---|---|---|
| Current | $0.030 | — |
| 7d ago | $0.010 | +0.020 |
| 30d ago | $0.010 | +0.020 |
| 60d ago | $0.010 | +0.020 |
| 90d ago | $0.010 | +0.020 |
Institutional ownership
Which big funds own UVE (from quarterly 13F filings) and who is adding or trimming.
50 institutional holders with $692.5M total value (16,741,926 shares) as of 2026-Q2. Top holders: BlackRock,, DIMENSIONAL, VANGUARD. Net buying activity: 17 institutions added/increased vs 14 reduced.
Top holders — 2026-Q2
| Fund | Shares | Value | % Tracked | Last move |
|---|---|---|---|---|
| BlackRock, Inc. | 2,683,917 | $111.0M | 16.0% | — |
| DIMENSIONAL FUND ADVISORS LP | 1,294,058 | $53.5M | 7.7% | — |
| VANGUARD CAPITAL MANAGEMENT LLC | 1,110,926 | $45.9M | 6.6% | — |
| AMERICAN CENTURY COMPANIES INC | 1,108,045 | $45.8M | 6.6% | — |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 940,840 | $38.9M | 5.6% | — |
| GEODE CAPITAL MANAGEMENT, LLC | 888,725 | $36.8M | 5.3% | — |
| STATE STREET CORP | 642,440 | $26.6M | 3.8% | — |
| TWO SIGMA INVESTMENTS, LP | 598,836 | $24.8M | 3.6% | — |
| MORGAN STANLEY | 589,139 | $24.4M | 3.5% | — |
| GOLDMAN SACHS GROUP INC | 552,379 | $22.8M | 3.3% | — |
Recent position changes
| Fund | Action | Prev | Current | Change | Value |
|---|---|---|---|---|---|
| Qube Research & Technologies Ltd | ADD | 220,579 | 372,046 | +68.7% | $15.4M |
| BANK OF AMERICA CORP /DE/ | ADD | 143,557 | 182,221 | +26.9% | $7.5M |
| JPMORGAN CHASE & CO | TRIM | 222,844 | 137,974 | -38.1% | $5.8M |
| RENAISSANCE TECHNOLOGIES LLC | TRIM | 233,412 | 125,600 | -46.2% | $5.2M |
| FEDERATED HERMES, INC. | ADD | 81,486 | 104,151 | +27.8% | $4.3M |
| FMR LLC | ADD | 80,810 | 102,857 | +27.3% | $4.3M |
| Allianz Asset Management GmbH | ADD | 72,346 | 93,205 | +28.8% | $3.9M |
| MILLENNIUM MANAGEMENT LLC | DOUBLED | 31,981 | 87,786 | +174.5% | $3.6M |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | DOUBLED | 34,865 | 69,962 | +100.7% | $2.9M |
| JANE STREET GROUP, LLC | TRIM | 112,753 | 60,313 | -46.5% | $2.5M |
Insider activity
Buying and selling by company executives and directors (SEC Form 4).
13 insiders, 50 transactions. Net -$5.3M — $0.00 bought, $5.3M sold.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Sep 11, 2026 | DOWNES SEAN P | Executive Chairman | SELL | 20,000 | $43.98 | $879.6K |
| Aug 5, 2026 | DOWNES SEAN P | Executive Chairman | SELL | 20,000 | $44.27 | $885.4K |
| Jul 28, 2026 | DOWNES SEAN P | Executive Chairman | TAX W/H | 23,610 | $44.22 | $1.0M |
| Jun 11, 2026 | Callahan Scott P. | Director | AWARD | 3,414 | — | — |
| Jun 11, 2026 | Springer Jon | Director | AWARD | 3,414 | — | — |
| Jun 11, 2026 | DOWNES SEAN P | Executive Chairman | SELL | 20,000 | $38.22 | $764.3K |
| Jun 11, 2026 | Brown Shannon A | Director | AWARD | 3,414 | — | — |
| Jun 11, 2026 | PIETRANGELO MICHAEL | Director | AWARD | 3,414 | — | — |
| Jun 11, 2026 | McCahill Francis Xavier III | Director | AWARD | 3,414 | — | — |
| Jun 11, 2026 | Barton Carol G | Director | AWARD | 3,414 | — | — |
Short interest & halts
FINRA semi-monthly short positions, Reg SHO threshold status, and recent trading halts for UVE.
Shares short
651,620
Settlement Sep 15, 2026
Change vs prior
+6.8%
Semi-monthly cycle
Days to cover
5.0
At avg daily volume
Of shares outstanding
≈2.3%
Estimate — not % of float
All UVE filing & press-release reports (5)
- 8-K reportJun 5, 2026
- CLUSTER reportMay 15, 2026
- 8-K reportApr 23, 2026
- 8-K reportApr 10, 2026
- 8-K, 8-K reportFeb 24, 2026