SecBot SecBot

USIO

Usio, Inc.
Nasdaq· Functions Related To Depository Banking, NEC· Inc. NV· CIK 0001088034 Traditional Finance
$3.20 +0.10 (+3.23%)
Oct 27 4:00 PM ET · prev $3.10
Market cap
$89.5M
Micro cap
Consensus
Buy
89% Buy or better · 9 analysts
Median target
$6.00
+87% · range $5.00–6.75
Next earnings
Nov 11
in 15 days · EPS est. $0.02
1 year
+119.2%
from $1.46 · Oct 28
30 days
+36.2%
from $2.35
52-week range
$1.05–3.20
at the high
Avg volume 20D
180.0K
shares / day
Short interest
49.5K
≈0.2% of shares · −22.3%
Days to cover
1.0
at average volume
Insider net
−$37.2K
0 buyers · 1 seller · 12 mo
New fund stakes
0
Q2 2026 13F · 0 exits
SecBot read BULLISH 4 reports · 90 days
Balance 0 bearish · 3 bullish · 1 neutral oldest → newest, height = score
Avg score ·High conf. 3/4 ·Next Earnings date, Nov 11, 2026

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

Signal stack

Where each data set points today.

  • InsidersBEARISH

    1 insider sold $37.2K.

  • InstitutionsMIXED

    Q2 2026: 3 added (0 new), 4 trimmed or exited.

  • AnalystsBULLISH

    8 of 9 rate it Buy or better. Every target is above the price.

  • EstimatesRISING

    Current-quarter EPS estimate −$0.007 → $0.020 over 90 days. 1 up, 0 down in 30 days.

  • Short sellersCOVERING

    Short interest −22.3% to 49.5K shares. 1.0 days to cover, ≈0.2% of shares.

  • TrendUPTREND

    19% above its 50-day average. New closing high $3.20 on Oct 27.

Who's buying

13F· Q2 2026
0
new positions
0
exits
FundMoveSharesValue
GEODE CAPITAL MANAGEMENT, LLCADD184,503$457.7K
CITADEL ADVISORS LLCTRIM71,027$176.1K
NORTHERN TRUST CORPADD45,040$111.7K
SUSQUEHANNA INTERNATIONAL GROUP, LLPTRIM28,027$69.5K
GOLDMAN SACHS GROUP INCTRIM20,357$50.5K
SIMPLEX TRADING, LLCDOUBLED2,734$6.8K
UBS Group AGNEAR_EXIT1$2.00
GEODE CAPITAL MANAGEMENT, LLCTRIM119,117$135.8K

Quarterly 13F filings are due 45 days after each quarter ends.

The Street

9 analysts
Buy 89% rate it Buy or better
Strong Buy3Buy5Hold1Sell0Strong Sell0
12-month targets · 3 analysts

Price is below the lowest target. Median implies +87%.Targets as of Oct 27, 2026.

Recent actions
DateFirmActionRating
Aug 13, 2026Ladenburg Thalmann
MAINTAIN
MAINTAINBuy
May 15, 2026Ladenburg Thalmann
MAINTAIN
MAINTAINBuy

Insider ledger

Form 4
$0
bought · 0 insiders
$37.2K
sold · 1 insider
DateInsiderTypeValue
Aug 21, 2026
Miller Elizabeth Michelle
Director
EXERCISE$19.7K
Aug 21, 2026
Uffner Jerry
Head of Card Issuing
EXERCISE$16.9K
Aug 21, 2026
HOCH LOUIS A
Chairman, President and CEO
TAX W/H$7.7K
Aug 21, 2026
Frost Houston Korth
SVP, Chief Product Officer
EXERCISE$16.9K
Aug 21, 2026
Frost Houston Korth
SVP, Chief Product Officer
TAX W/H$4.6K
Aug 21, 2026
White Michael Joseph
SVP, Chief Accounting Officer
EXERCISE$16.9K
Aug 21, 2026
White Michael Joseph
SVP, Chief Accounting Officer
TAX W/H$5.0K
Aug 21, 2026
Beyer del la Garza Ernesto R
Director
EXERCISE$19.7K

Earnings setup

Estimates
Nov 11
reports in 15 days
$0.02
EPS estimate, this quarter
+400%
estimate change, 90 days
1↑ 0↓
revisions, 30 days
Current-quarter EPS estimate
PeriodEPS est.Range30D rev.Revenue
Current Q$0.02$0.00–$0.04+199.9%$23.9M
Next Q$0.03$0.00–$0.05+650.8%$24.6M
Current FY$0.09$0.01–$0.16+183.3%$97.8M
Next FY$0.17$0.05–$0.29+142.9%$109.6M

Short side

FINRA· Oct 15, 2026
49,549
shares short
-22.3%
vs prior settlement
1.0
days to cover
≈0.2%
of shares outstanding
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Oct 19, 2026 SEC
Usio, Inc. filed an 8-K to furnish an investor presentation for upcoming micro-cap conferences (LD Micro Main Event on…
8-K — Impact 2/10
Oct 13, 2026 Other
Usio Announces Participation in Upcoming Investor Conferences
October 20 - LD Micro Main Event XX, Los Angeles, California October 28 - Planet MicroCap Toronto 20
Sep 29, 2026 Press
Usio announced a strategic partnership with Harris Computer Corporation, designating Usio as a 'Preferred Payments…
Impact 6/10
Aug 21, 2026 Insider
Miller Elizabeth Michelle acquired via exercise 7,000 shares
Director @ $2.81 ($19.7K)
Aug 21, 2026 Insider
Uffner Jerry acquired via exercise 6,000 shares
Head of Card Issuing @ $2.81 ($16.9K)
Aug 21, 2026 Insider
HOCH LOUIS A surrendered for taxes 2,755 shares
Chairman, President and CEO @ $2.81 ($7.7K)
Aug 12, 2026 SEC
Usio reported Q2 2026 revenue of $23.7M (+19% YoY), beating consensus of $23.7M (in-line). GAAP EPS was $0.01, beating…
8-K — Impact 7/10
Aug 12, 2026 SEC
Usio reported Q1 2026 revenue of $23.7M (+19% YoY), in line with consensus, and GAAP EPS of $0.00, beating the…
PRESS-RELEASE — Impact 7/10
Catalysts
Scheduled dates and disclosed events: earnings, FDA and trial readouts, halts, press releases. Colored dot = impact.
Upcoming
Recent
Oct 13, 2026
Press release
Usio Announces Participation in Upcoming Investor Conferences
October 20 - LD Micro Main Event XX, Los Angeles, California October 28 - Planet MicroCap Toronto 2026 Powered by MicroCapClub, Toronto, Ontario ...
Sep 29, 2026
Contract
Usio Named by Harris Computer Corporation as a “Preferred Payments Service Provider”
Partnership Integrates Usio's Embedded Payment Capabilities into Harris' Utility CIS Platform
Sep 9, 2026
Press release
Usio Appoints Linda Loof as Senior Vice President of Strategic Partnerships
Payments industry veteran to accelerate strategic relationships, expand the Company’s bank and fintech ecosystem and support Usio’s next phase of…
Aug 12, 2026
Earnings
Usio Announces Second Quarter 2026 Financial Results
Revenue, Earnings per Share, and Adjusted EBITDA 1 beat Consensus Estimates
Aug 12, 2026
Earnings date
USIO Q2 2026 Earnings Scheduled — 2026-08-12

SecBot reports

4 filings · 3 press releases · 2 bullish · 0 bearish · 2 neutral
All USIO filing & press-release reports (7)