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PRESS-RELEASE ·Filed Aug 12, 2026

USIO

Usio, Inc.
BULLISH
Impact 7/10
Horizonweeks Processed2mo ago WireGlobeNewswire
Press release · Earnings
Actionable Insight ▲ Bullish

The raised guidance and accelerating segment growth suggest the beat-and-raise trend may continue. Monitor Q2 2026 earnings for confirmation of the 14-16% growth trajectory and further margin expansion from operating leverage.

DirectionBullish
Confidencehigh
Horizonweeks
Latest settled — T+20d ⚠ clustered
USIO ▼ -5.41% at T+20d
LONG call ✗ call lost -5.41% · α vs SPY -3.66% · entry $2.59 → $2.45
Next anchor: T+60d in 9d
Latest observation: T+50 +3.27% FF3 residual α
Entry = T+0 close
Aug 12, 2026
via day close
T+1d
+6.56%
call +6.56% · α +6.76%
$2.76
settled 3mo ago
T+5d
+3.09%
call +3.09% · α +5.05%
$2.67
settled 2mo ago
T+20d
-5.41%
call -5.41% · α -3.66%
$2.45
settled 7w ago
T+60d
Pending
in 9d

Price Chart

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Executive Summary

Usio reported Q1 2026 revenue of $23.7M (+19% YoY), in line with consensus, and GAAP EPS of $0.00, beating the consensus estimate of -$0.01. The company raised its full-year 2026 revenue guidance to 14-16% growth (from 10-12%), signaling accelerating momentum across all core segments. This is a clear beat-and-raise quarter with strong operating leverage, warranting a bullish read.

Key Financial Metrics

EPS
$0.00
est −$0.01 · +100.0%
Revenue
$23.7M
est $23.7M · 0.0% · +19.0% YoY
Rating
beat
Guidance
14-16% growth for FY2026
raised

Key Facts

  • Q1 2026 revenue of $23.7M, +19% YoY, in line with $23.7M consensus
  • GAAP EPS of $0.00, beating consensus estimate of -$0.01
  • Adjusted EBITDA more than doubled to $1.1M (+128% YoY)
  • Full-year 2026 revenue guidance raised to 14-16% growth (from 10-12%)
  • ACH revenue +21%, Credit Card revenue +28%, Output Solutions +22%

Financial Impact

Revenue guidance raised to 14-16% growth for FY2026, implying ~$100-102M in annual revenue vs prior ~$97M

revenueepsadjustedEBITDA

Risk Factors

  • Small market cap ($62M) makes stock volatile on low volume
  • Historical EPS volatility with prior quarters showing losses
  • Competition in payment processing and output solutions markets

Market Snapshot

Exchange
Nasdaq
Sector
Functions Related To Depository Banking, NEC
Analyst Consensus
80% bullish (10 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 press release from GlobeNewswire.

DocumentAccession Number
PRESS-RELEASE Data (Synthetic)press-3344028
7 reports for USIO
Performance horizon
100% Hit rate @ T+5 3 of 3 directional calls Went positive at some point 3 of 3 best @ T+60▲ +66.06%Mar 18, 2026
Filters
Rows
Reports for USIO — sortable, filterable
TypeNow
Oct 19, 2026
7d ago
8-K
NEUTRAL ★ 2/10
$2.85awaiting T+5—$3.18 (+11.75%)
Sep 29, 2026
28d ago
Press Release
BULLISH ★ 6/10
$2.58 $2.83▲ +9.90%▲ +7.95%$3.18 (+23.69%)
Aug 12, 2026
10w ago
8-K
BULLISH ★ 7/10
$2.59 $2.67▲ +3.09%▲ +5.05%$3.18 (+22.97%)
Aug 12, 2026
10w ago
Press Release
BULLISH ★ 7/10
$2.59 $2.67▲ +3.09%▲ +5.05%$3.18 (+22.97%)
Apr 29, 2026
25w ago
Press Release
NEUTRAL ★ 1/10
$1.17 $1.34▲ +14.53%▲ +11.42%$3.18 (+172.22%)
Mar 18, 2026
31w ago
Press Release
BULLISH ★ 6/10
$1.09 $1.12▲ +2.75%▲ +4.96%$3.18 (+192.20%)
Mar 4, 2026
33w ago
Press Release
NEUTRAL ★ 3/10
$1.39 $1.25▼ −10.07%▼ −8.74%$3.18 (+129.14%)
Showing 7 of 7

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Report published Aug 12, 2026