Nasdaq· Personal Credit Institutions· Inc. DE· CIK 0001032033

SLM

SLM Corp
$22.69 ▲ +0.38%
Prev close $22.61
Market cap$4.3B
ConsensusBuy
12-mo target$28.55 (+25.8%)
▲ Bullish
Analyst conviction 6/10
32 New Institutional Positions18 Institutional Exits Traditional Finance
Snapshot
The big-picture read on SLM right now — valuation, ownership and activity at a glance.
Market Cap
$4.3B
Cap Size
Mid Cap
Analyst Consensus
Buy (60%)
Inst. Holders
50 funds
Inst. Value
$4.3B
Inst. Activity
32 buys / 18 sells
Price chart 30d -14.4%
Daily candles (open–high–low–close) with volume. Green = up day, red = down day.
Vol
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Oct 1, 2026 short_volume
Short Volume: SLM — 62.3% short (0.4M / 0.7M)
Short: 435,564 | Exempt: 2 | TRF Vol: 698,959 | Short Ratio: 62.3% | Off-exchange volume (dark pool
Sep 16, 2026 Insider
Blackley Richard Scott was granted 1,087 shares
Director
Sep 16, 2026 Insider
GREIG HENRY F was granted 988 shares
Director
Sep 16, 2026 Insider
Lavelle Mark L was granted 1,038 shares
Director
Jun 30, 2026 Inst.
GOLDMAN SACHS GROUP INC — DOUBLED
5,204,786 shares ($135.0M)
Jun 30, 2026 Inst.
FIRST TRUST ADVISORS LP — ADD
3,270,506 shares ($84.8M)
Analyst ratings buy % -10.4%
How Wall Street rates the stock today, and the latest firm-by-firm actions.
Buy 60% rate it Buy or better · 15 analysts
Strong Buy 3 20% Buy 6 40% Hold 4 27% Sell 2 13% Strong Sell 0 0%
Recent analyst actions
DateFirmActionRatingFirm rating
Jul 20, 2026Morgan StanleyMAINTAINEqual-Weight 55%
Jul 13, 2026JP MorganMAINTAINUnderweight 55%
Jul 10, 2026RBC CapitalMAINTAINOutperform 55%
Jul 7, 2026BarclaysDOWNGRADEEqual-Weight 54%
Apr 24, 2026BarclaysMAINTAINOverweight 54%
Apr 16, 2026Morgan StanleyMAINTAINEqual-Weight 55%
Apr 9, 2026JP MorganMAINTAINUnderweight 55%
Apr 9, 2026Wells FargoMAINTAINOverweight 54%
Apr 6, 2026BarclaysMAINTAINOverweight 54%
Monthly consensus history
PeriodStr. BuyBuyHoldSellStr. SellBuy %Distribution
Sep 1, 20263642060%
Aug 1, 20263651060%
Jul 1, 20263741067%
Jun 1, 20263741067%
May 1, 20263741067%
Apr 1, 20263741067%
Mar 1, 20263731167%
Feb 1, 20263731167%
Price targets
Where 11 covering analysts think SLM trades over the next 12 months.
$28.55 +25.8% upside Strong Buy
Current$22.70 Low$23.00 Median$28.00 High$35.00 11 analysts
$23.00$35.00
Analyst rating Buy· 2.1/5 as of Oct 2, 2026
Upcoming & catalyst events
Scheduled dates plus disclosed catalysts — earnings, dividends, enforcement, FDA and clinical-trial events. Colored dot = impact.
Oct 1, 2026
short_volume
Short Volume: SLM — 62.3% short (0.4M / 0.7M)
Short: 435,564 | Exempt: 2 | TRF Vol: 698,959 | Short Ratio: 62.3% | Off-exchange volume (dark pool + OTC)
Sep 30, 2026
short_volume
Short Volume: SLM — 74.0% short (0.4M / 0.6M)
Short: 437,219 | Exempt: 0 | TRF Vol: 590,464 | Short Ratio: 74.0% | Off-exchange volume (dark pool + OTC)
Sep 29, 2026
short_volume
Short Volume: SLM — 82.3% short (0.6M / 0.7M)
Short: 592,978 | Exempt: 811 | TRF Vol: 720,920 | Short Ratio: 82.3% | Off-exchange volume (dark pool + OTC)
Sep 28, 2026
short_volume
Short Volume: SLM — 74.9% short (0.5M / 0.6M)
Short: 472,105 | Exempt: 755 | TRF Vol: 630,274 | Short Ratio: 74.9% | Off-exchange volume (dark pool + OTC)
Sep 25, 2026
short_volume
Short Volume: SLM — 63.4% short (0.5M / 0.7M)
Short: 468,529 | Exempt: 60 | TRF Vol: 738,927 | Short Ratio: 63.4% | Off-exchange volume (dark pool + OTC)
Earnings estimates
Forecast earnings per share and revenue by period — and whether estimates are rising.
PeriodEPS Est.RangeGrowth30d RevUp/DnRevenue#
Current Q$0.34$-0.10–$0.77-45.6%-18.3%6↑ 3↓$0.4B10
Next Q$0.92$0.49–$1.40-17.5%+9.5%7↑ 3↓$0.4B10
Current FY$3.12$3.10–$3.15-9.9%+0.0%2↑ 5↓$1.4B10
Next FY$3.36$3.21–$3.557.8%+0.0%3↑ 4↓$1.4B10
Current-quarter EPS estimate — revision history
WhenEPS estimateChange vs now
Current$0.343—
7d ago$0.420-0.077
30d ago$0.420-0.077
60d ago$0.413-0.070
90d ago$0.393-0.050
Institutional ownership
Which big funds own SLM (from quarterly 13F filings) and who is adding or trimming.
50 institutional holders with $4.3B total value (166,397,681 shares) as of 2026-Q2. Top holders: First, Erste, BlackRock,. Net buying activity: 32 institutions added/increased vs 18 reduced.
Top holders — 2026-Q2
FundSharesValue% TrackedLast move
First Command Advisory Services, Inc.0$0.000.0%—
Erste Asset Management GmbH0$0.000.0%—
BlackRock, Inc.17,562,699$455.6M10.6%—
FMR LLC17,052,007$442.3M10.2%—
Brave Warrior Advisors, LLC13,381,145$347.1M8.0%—
VANGUARD PORTFOLIO MANAGEMENT LLC9,621,467$249.6M5.8%—
VANGUARD CAPITAL MANAGEMENT LLC8,198,835$212.7M4.9%—
DIMENSIONAL FUND ADVISORS LP7,898,402$204.9M4.7%—
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC7,216,318$187.2M4.3%—
AMERICAN CENTURY COMPANIES INC7,206,261$186.9M4.3%—
Recent position changes
FundActionPrevCurrentChangeValue
GOLDMAN SACHS GROUP INCDOUBLED2,053,5755,204,786+153.5%$135.0M
FIRST TRUST ADVISORS LPADD2,304,9433,270,506+41.9%$84.8M
VICTORY CAPITAL MANAGEMENT INCDOUBLED59,0622,298,561+3791.8%$59.6M
Walleye Capital LLCDOUBLED12,9512,180,990+16740.3%$56.6M
Boston PartnersDOUBLED836,3661,831,714+119.0%$47.4M
CITADEL ADVISORS LLCTRIM3,279,5401,706,852-48.0%$44.3M
BANK OF AMERICA CORP /DE/DOUBLED666,1221,436,695+115.7%$37.3M
ARROWSTREET CAPITAL, LIMITED PARTNERSHIPNEW—1,192,650—$30.9M
NORGES BANKNEW—1,165,720—$30.2M
Quantinno Capital Management LPDOUBLED297,499654,220+119.9%$17.0M
Insider activity
Buying and selling by company executives and directors (SEC Form 4).
18 insiders, 44 transactions. Net $0.00 — $0.00 bought, $0.00 sold.
DateInsiderTitleTypeSharesPriceValue
Sep 16, 2026Blackley Richard ScottDirectorAWARD1,087——
Sep 16, 2026GREIG HENRY FDirectorAWARD988——
Sep 16, 2026Lavelle Mark LDirectorAWARD1,038——
Sep 16, 2026Leech Christopher T.DirectorAWARD914——
Jun 17, 2026Blackley Richard ScottDirectorAWARD1,198——
Jun 17, 2026GREIG HENRY FDirectorAWARD1,089——
Jun 17, 2026Manvitz TedDirectorAWARD1,062——
Jun 16, 2026Akella JanakiDirectorAWARD7,349——
Jun 16, 2026Franke Mary Carter WarrenDirectorAWARD7,349——
Jun 16, 2026Blackley Richard ScottDirectorAWARD7,349——
Short interest & halts
FINRA semi-monthly short positions, Reg SHO threshold status, and recent trading halts for SLM.
Shares short
17,944,299
Settlement Sep 15, 2026
Change vs prior
+2.9%
Semi-monthly cycle
Days to cover
11.5
At avg daily volume
Of shares outstanding
≈9.6%
Estimate — not % of float