NBTB

NBT BANCORP INC

Nasdaq· National Commercial Banks· Inc. DE· CIK 0000790359 Traditional Finance

$52.89 −0.24 (−0.45%)

Oct 27 4:00 PM ET · prev $53.13

Market cap

$2.7B

Mid cap

Consensus

Buy

54% Buy or better · 13 analysts

Median target

$57.50

+9% · range $54.00–62.00

1 year

+28.1%

from $41.30 · Oct 28

30 days

+4.1%

from $50.82

52-week range

$39.61–54.26

−3% from high · low Nov 19

Avg volume 20D

304.6K

shares / day

Short interest

2.61M

≈5.0% of shares · −4.3%

Days to cover

8.3

at average volume

Insider net

−$2.1M

0 buyers · 5 sellers · since Mar 23

New fund stakes

Q2 2026 13F · 0 exits

Filing reports

analyzed by SecBot

SecBot read BULLISH 3 reports · 90 days

Balance 0 bearish · 1 bullish · 2 neutral oldest → newest, height = score

Avg score

·High conf. 1/3

Strongest NEUTRAL Two EVPs at NBTB sold a combined $731K in open-market transactions on July 29, 2026. The total value…

All reports →

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

R Apr 23 NBT Bancorp reported Q1 2026 EPS of $0.98, missing consensus of $1.0…
R Apr 23 NBT Bancorp reported Q1 2026 EPS of $0.98, missing the $1.05 consens…
S Jun 5 to Jun 12 3 days of insider sells: $1.4M by 4 insiders, avg $47.35
S Jul 29 2 insiders sell $730.8K at $54.13
A Jul 30 Stephens & Co. downgrades

Signal stack

Where each data set points today.

InsidersBEARISH

5 insiders sold $2.1M.
InstitutionsBULLISH

Q2 2026: 21 added (0 new), 9 trimmed or exited.
AnalystsBULLISH

7 of 13 rate it Buy or better. Every target is above the price.
Short sellersSTEADY

Short interest −4.3% to 2.61M shares. 8.3 days to cover, ≈5.0% of shares.
TrendUPTREND

3% above its 50-day average.

Who's buying

13F· Q2 2026

new positions

exits

Fund	Move	Shares	Value
FMR LLC	DOUBLED	1,737,937	$85.8M
FULLER & THALER ASSET MANAGEMENT, INC.	ADD	578,914	$28.6M
AMERICAN CENTURY COMPANIES INC	DOUBLED	519,883	$25.7M
GOLDMAN SACHS GROUP INC	TRIM	163,440	$8.1M
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	DOUBLED	122,143	$6.0M
WELLS FARGO & COMPANY/MN	ADD	119,929	$5.9M
Schonfeld Strategic Advisors LLC	DOUBLED	91,512	$4.5M
Qube Research & Technologies Ltd	TRIM	77,858	$3.8M

Quarterly 13F filings are due 45 days after each quarter ends.

The Street

13 analysts

Buy 54% rate it Buy or better

Strong Buy2Buy5Hold6Sell0Strong Sell0

12-month targets · 6 analysts

$52.89 $54.00 $57.50 $62.00

Price is below the lowest target. Median implies +9%.Targets as of Oct 27, 2026.

Recent actions

Date	Firm	Action	Rating
Aug 3, 2026	Keefe, Bruyette & Woods REITERATE	REITERATE	Market Perform
Jul 30, 2026	Stephens & Co. DOWNGRADE	DOWNGRADE	Equal-Weight
Jul 29, 2026	DA Davidson MAINTAIN	MAINTAIN	Buy
Jun 26, 2026	Piper Sandler MAINTAIN	MAINTAIN	Overweight

Insider ledger

Form 4

bought · 0 insiders

$2.1M

sold · 5 insiders

Date	Insider	Type	Value
Jul 29, 2026	Halliday Sarah A EVP/Chief Comm Innovation Off	SELL	$486.4K
Jul 29, 2026	Mahoney Ruth H EVP/President of Wealth Mgmt	SELL	$244.3K
Jun 12, 2026	Sparks Martin Randolph EVP,General Counsel,Secretary	SELL	$57.7K
Jun 12, 2026	Hoeller Heidi M Director	SELL	$100.9K
Jun 9, 2026	WATT JOHN H JR Director	SELL	$995.8K
Jun 5, 2026	Mahoney Ruth H EVP/President of Wealth Mgmt	SELL	$233.0K
May 21, 2026	Kowalczyk Andrew S III Director	AWARD	$51.7K
May 19, 2026	Ames Johanna R Director	AWARD	1,050 sh

Earnings setup

Estimates

Revision history: 🔒 Fresh data, subscribers only

Period	EPS est.	Range	30D rev.	Revenue
Current Q	🔒 Fresh data, subscribers only
Next Q	🔒 Fresh data, subscribers only
Current FY	🔒 Fresh data, subscribers only
Next FY	🔒 Fresh data, subscribers only