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Insider Cluster (2 insiders) ·Filed Jul 30, 2026

NBTB

NBT BANCORP INC
NEUTRAL
Impact 2/10
Horizonimmediate Processed2mo ago
Insider cluster: 2 insiders, $731K total
Actionable Insight • Neutral

No actionable signal. The dollar amount is negligible relative to market cap, and cluster sells are not predictive per academic literature. Monitor upcoming quarterly earnings for any fundamental changes, but this filing alone does not warrant a trading response.

DirectionNeutral
Confidencehigh
Horizonimmediate
Final — all horizons settled through T+60d
NBTB ▼ -0.11% at T+60d
NEUTRAL call -0.11% · α vs SPY -2.58% · entry $52.93 → $52.87
Entry = T+0 close
Jul 30, 2026
via day close
T+1d
-0.53%
call -0.53% · α -1.23%
$52.65
settled 3mo ago
T+5d
-0.04%
call -0.04% · α -3.66%
$52.91
settled 3mo ago
T+20d
-2.83%
call -2.83% · α -6.80%
$51.43
settled 2mo ago
T+60d
-0.11%
call -0.11% · α -2.58%
$52.87
settled 4d ago

Price Chart

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Executive Summary

Two EVPs at NBTB sold a combined $731K in open-market transactions on July 29, 2026. The total value represents only ~0.026% of the company's $2.8B market cap, making this a routine and immaterial insider cluster with no directional signal.

Key Financial Metrics

Direction
selling
Total Value
$731.0K
Insiders
2

Key Facts

  • EVP/President of Wealth Mgmt Ruth H. Mahoney sold 4,500 shares at $54.30 for $244,350
  • EVP/Chief Comm Innovation Off Sarah A. Halliday sold 9,000 shares at $54.04 for $486,401
  • Total cluster value of $731K is ~0.026% of NBTB's $2.8B market cap
  • Both sales occurred on the same day (2026-07-29), likely driven by common vesting or blackout-window opening

Financial Impact

Trivial — $731K in insider sales vs $2.8B market cap

Risk Factors

  • None material from this filing

Market Snapshot

Exchange
Nasdaq
Sector
National Commercial Banks
Analyst Consensus
62% bullish (13 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-NBTB-1785485180626
10 reports for NBTB
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for NBTB — sortable, filterable
TypeNow
Oct 27, 2026
today
8-K
BULLISH ★ 6/10
$53.36awaiting T+60—$52.89 (−0.88%)
Oct 27, 2026
today
Press Release
NEUTRAL ★ 4/10
$53.36awaiting T+60—$52.89 (−0.88%)
Jul 30, 2026
12w ago
Insider Cluster
NEUTRAL ★ 2/10
$52.93 $52.87▼ −0.11%▼ −2.58%$52.89 (−0.08%)
Jul 27, 2026
13w ago
Press Release
NEUTRAL ★ 5/10
$53.64 $51.45▼ −4.08%▼ −8.43%$52.89 (−1.40%)
Jul 1, 2026
16w ago
Press Release
NEUTRAL ★ 1/10
$50.25 $51.57▲ +2.63%▼ −0.80%$52.89 (+5.25%)
Jun 12, 2026
19w ago
Insider Cluster
NEUTRAL ★ 3/10
$48.18 $51.15▲ +6.16%▲ +3.38%$52.89 (+9.78%)
Jun 10, 2026
19w ago
Insider Cluster
NEUTRAL ★ 2/10
$47.47 $52.27▲ +10.11%▲ +3.94%$52.89 (+11.42%)
Apr 23, 2026
26w ago
8-K
BEARISH ★ 6/10
$43.25 $52.08▼ −20.42%▼ −15.34%$52.89 (−22.29%)
Apr 23, 2026
26w ago
Press Release
BEARISH ★ 6/10
$43.25 $52.08▼ −20.42%▼ −15.34%$52.89 (−22.29%)
Apr 6, 2026
29w ago
DEFA14A
NEUTRAL ★ 3/10
$43.69 $50.25▲ +15.01%▲ +1.55%$52.89 (+21.06%)
Showing 10 of 10

US Market Status

Market Closed — Opens Wed (< 1m)

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Report published Jul 31, 2026