EXFY

Expensify, Inc.

Nasdaq· Services-Prepackaged Software· Inc. DE· CIK 0001476840 Software & IT

$2.51 −0.08 (−3.09%)

Oct 26 4:00 PM ET · prev $2.59

Market cap

$236.2M

Micro cap

Consensus

Buy

67% Buy or better · 9 analysts

Median target

$3.00

+20% · range $2.50–3.00

Next earnings

Nov 5

in 9 days · EPS est. $0.02

1 year

+48.5%

from $1.69 · Oct 28

30 days

+16.7%

from $2.15

52-week range

$0.7470–2.72

−8% from high · low Mar 17

Avg volume 20D

403.2K

shares / day

Short interest

1.01M

≈1.1% of shares · −5.0%

Days to cover

2.6

at average volume

Insider net

+$1.9M

1 buyer · 5 sellers · since Feb 2

New fund stakes

Q2 2026 13F · 0 exits

SecBot read BEARISH 5 reports · latest

Balance 3 bearish · 0 bullish · 1 mixed · 1 neutral oldest → newest, height = score

Avg score

·High conf. 3/5 ·Next Earnings date, Nov 5, 2026

Strongest MIXED A 10% owner purchased $420K of EXFY stock at $0.84/share, while a director sold $5K worth at $0.76. The buy…

All reports →

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

B Mar 3 to Mar 11 5 days of insider buys: $2.1M by 1 insider, avg $0.9429
S Mar 17 to Apr 1 4 days of insider sells: $69.7K by 5 insiders, avg $0.8156
R Apr 21 Expensify, Inc. received a Nasdaq deficiency notice for failing to m…
S Apr 28 to May 1 2 days of insider sells: $63.4K by 2 insiders, avg $1.04
S Jun 1 1 insider sell $34.5K at $1.15
S Jun 15 1 insider sell $13.7K at $1.28
A Aug 7 Citizens upgrades
X Aug 31 Short interest jumps 48.8% to 1.17M

Signal stack

Where each data set points today.

InsidersBULLISH

1 insider bought $2.1M at an average $0.9429. 5 insiders sold $263.1K. Price is 166% above their cost.
InstitutionsMIXED

Q2 2026: 15 added (0 new), 18 trimmed or exited.
AnalystsBULLISH

6 of 9 rate it Buy or better. Median target $3.00 (+20%).
EstimatesRISING

Current-quarter EPS estimate $0.013 → $0.023 over 90 days. 1 up, 0 down in 30 days.
Short sellersSTEADY

Short interest −5.0% to 1.01M shares. 2.6 days to cover, ≈1.1% of shares.
TrendUPTREND

5% above its 50-day average.

Who's buying

13F· Q2 2026

new positions

exits

Fund	Move	Shares	Value
VANGUARD PORTFOLIO MANAGEMENT LLC	TRIM	1,170,440	$2.1M
BlackRock, Inc.	TRIM	1,109,231	$2.0M
GEODE CAPITAL MANAGEMENT, LLC	TRIM	663,229	$1.2M
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	TRIM	260,794	$466.8K
UBS Group AG	DOUBLED	257,293	$460.6K
IEQ CAPITAL, LLC	TRIM	254,220	$455.1K
STATE STREET CORP	TRIM	243,681	$436.2K
GOLDMAN SACHS GROUP INC	TRIM	157,928	$282.7K

Quarterly 13F filings are due 45 days after each quarter ends.

The Street

9 analysts

Buy 67% rate it Buy or better

Strong Buy2Buy4Hold3Sell0Strong Sell0

12-month targets · 3 analysts

$2.51 $2.50 $3.00 $3.00

Price is inside the target range. Median implies +20%.Targets as of Oct 28, 2026.

Recent actions

Date	Firm	Action	Rating
Aug 7, 2026	Citizens UPGRADE	UPGRADE	Market Outperform

Insider ledger

Form 4

$2.1M

bought · 1 insider

$263.1K

sold · 5 insiders

+166.2%

vs their $0.9429 cost

Date	Insider	Type	Value
Jul 5, 2026	Liu Ying Director	AWARD	3,731 sh
Jun 23, 2026	Mills Jason Fahr Director	AWARD	1,160,447 sh
Jun 23, 2026	Barrett David Michael Chief Executive Officer	AWARD	2,094,974 sh
Jun 23, 2026	Schaffer Ryan Chief Financial Officer	AWARD	1,164,596 sh
Jun 23, 2026	Vidal Daniel Director	AWARD	1,160,447 sh
Jun 23, 2026	Barrett David Michael Chief Executive Officer	AWARD	63,694 sh
Jun 23, 2026	Barrett David Michael Chief Executive Officer	AWARD	2,031,280 sh
Jun 15, 2026	Alvarez Divo Carlos Eduardo Director	SELL	$13.7K

Earnings setup

Estimates

Nov 5

reports in 9 days

$0.02

EPS estimate, this quarter

+75%

estimate change, 90 days

1↑ 0↓

revisions, 30 days

Current-quarter EPS estimate

$0.013

90d

$0.023

60d

$0.023

30d

$0.023

Now

Period	EPS est.	Range	30D rev.	Revenue
Current Q	$0.02	$0.02–$0.03	+0.0%	$33.9M
Next Q	🔒 Fresh data, subscribers only
Current FY	$0.12	$0.11–$0.13	+0.0%	$135.9M
Next FY	$0.10	$0.06–$0.13	+0.0%	$136.1M