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Insider Cluster (2 insiders) ·Filed Jun 11, 2026

EXFY

Expensify, Inc.
MIXED
Impact 5/10
Horizonweeks Processed4mo ago
Insider cluster: 2 insiders, $425K total
Actionable Insight ◆ Mixed

A 10% owner purchased $420K of EXFY stock at $0.84/share, while a director sold $5K worth at $0.76. The buy is material relative to the $121M market cap (0.35%), but the sell is trivial. The mixed net direction and small sell size limit the bullish signal, though the insider buy is notable given the stock's low price and negative historical performance.

DirectionMixed
Confidencemedium
Horizonweeks
Final — all horizons settled through T+60d
EXFY ▲ +88.10% at T+60d
NEUTRAL call +88.10% · α vs SPY +84.83% · entry $1.26 → $2.37
Entry = T+0 close
Jun 11, 2026
via day close
T+1d
+3.97%
call +3.97% · α +2.20%
$1.31
settled 5mo ago
T+5d
+23.81%
call +23.81% · α +23.14%
$1.56
settled 4mo ago
T+20d
+50.00%
call +50.00% · α +48.22%
$1.89
settled 4mo ago
T+60d
+88.10%
call +88.10% · α +84.83%
$2.37
settled 7w ago

Price Chart

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Executive Summary

A 10% owner purchased $420K of EXFY stock at $0.84/share, while a director sold $5K worth at $0.76. The buy is material relative to the $121M market cap (0.35%), but the sell is trivial. The mixed net direction and small sell size limit the bullish signal, though the insider buy is notable given the stock's low price and negative historical performance.

Key Financial Metrics

Direction
mixed
Total Value
$425.0K
Insiders
2

Key Facts

  • 10% owner McLaughlin Steven J. bought 500,000 shares at $0.84 for $420K on 2026-03-11.
  • Director Mills Jason Fahr sold 6,800 shares at $0.76 for $5K on 2026-03-17.
  • Total cluster value is $425K, net direction is mixed (one buy, one sell).
  • The buy represents ~0.35% of the $121M market cap — modest but notable.
  • The sell is trivial at ~0.004% of market cap.

Financial Impact

Insider buy of $420K (0.35% of market cap) is a modest positive signal; the $5K sell is negligible.

insider ownershipmarket cap

Risk Factors

  • Mixed cluster (one buy, one sell) reduces signal clarity.
  • Stock has low analyst bullishness (0% strong buy) and high short interest risk.
  • The buy may be a value play that takes time to materialize, if at all.

Market Snapshot

Exchange
Nasdaq
Sector
Services-Prepackaged Software
Analyst Consensus
0% bullish (8 analysts)

Investment Themes

Software & IT

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-EXFY-1781218723919
7 reports for EXFY
Performance horizon
67% Hit rate @ T+1 2 of 3 directional calls Went positive at some point 2 of 3 best @ T+1▲ +4.98%May 7, 2026
Filters
Rows
Reports for EXFY — sortable, filterable
TypeNow
Jun 11, 2026
19w ago
Insider Cluster
MIXED ★ 5/10
$1.26 $1.31▲ +3.97%▲ +2.20%$2.51 (+99.21%)
May 29, 2026
21w ago
8-K
NEUTRAL ★ 4/10
$1.17 $1.18▲ +0.85%▲ +0.71%$2.51 (+114.53%)
May 7, 2026
24w ago
8-K
BEARISH ★ 5/10
$1.03 $0.9740▲ +4.98%▲ +5.21%$2.51 (−144.88%)
Apr 28, 2026
26w ago
Insider Cluster
BEARISH ★ 5/10
$1.02 $1.05▼ −2.94%▼ −2.95%$2.51 (−146.08%)
Apr 21, 2026
26w ago
8-K
BEARISH ★ 8/10
$0.8760 $0.8750▲ +0.11%▼ −0.28%$2.51 (−186.53%)
Apr 10, 2026
28w ago
DEFA14A
NEUTRAL ★ 3/10
$0.8640 $0.8700▲ +0.69%▼ −0.52%$2.51 (+190.51%)
Mar 2, 2026
34w ago
Insider Cluster
NEUTRAL ★ 3/10
$0.9340 $0.9930▲ +6.32%▲ +7.23%$2.51 (+168.74%)
Showing 7 of 7

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Report published Jun 11, 2026