SecBot SecBot

CZFS

CITIZENS FINANCIAL SERVICES INC
Nasdaq· State Commercial Banks· Inc. PA· CIK 0000739421 Traditional Finance
$84.42 −0.17 (−0.20%)
Oct 27 4:00 PM ET · prev $84.59
Market cap
$406.8M
Small cap
Median target
$89.00
+5% · range $89.00–89.00
Next earnings
Oct 30
in 3 days · EPS est. $2.20
1 year
+52.5%
from $55.35 · Oct 27
30 days
+4.9%
from $80.44
52-week range
$53.60–84.59
−0% from high · low Oct 29
Avg volume 20D
33.7K
shares / day
Short interest
🔒 Subscribers only
Insider net
+$21.2K
2 buyers · 1 seller · since Apr 30
New fund stakes
0
Q2 2026 13F · 0 exits
Filing reports
6
analyzed by SecBot
SecBot read MIXED 1 report · 90 days
Balance 0 bearish · 0 bullish · 1 mixed oldest → newest, height = score
Avg score ·High conf. 1/1 ·Next Earnings date, Oct 30, 2026
Strongest MIXED Citizens Financial Services reported Q2 2026 net income of $10.2M ($2.12 EPS), up 20.4% YoY from $8.5M…
All reports →

Price

Daily candles with volume. Pins mark insider trades, rating changes, 13F stakes, reports, catalysts and short-interest jumps.

Signal stack

Where each data set points today.

  • InsidersBULLISH

    2 insiders bought $25.7K at an average $71.87. 1 insider sold $4.6K. Price is 17% above their cost.

  • InstitutionsMIXED

    Q2 2026: 10 added (0 new), 8 trimmed or exited.

  • EstimatesRISING

    Current-quarter EPS estimate $2.020 → $2.200 over 90 days. 1 up, 0 down in 30 days.

  • TrendUPTREND

    4% above its 50-day average. New closing high $84.59 on Oct 26.

Who's buying

13F· Q2 2026
0
new positions
0
exits
FundMoveSharesValue
Quantinno Capital Management LPADD20,396$1.5M
GOLDMAN SACHS GROUP INCTRIM11,982$868.0K
STRS OHIOADD9,800$709.9K
MARSHALL WACE, LLPTRIM9,108$659.8K
WELLS FARGO & COMPANY/MNADD8,153$590.6K
CITADEL ADVISORS LLCADD7,254$525.5K
Squarepoint Ops LLCTRIM6,560$475.2K
MORGAN STANLEYTRIM6,166$446.7K

Quarterly 13F filings are due 45 days after each quarter ends.

The Street

last action Apr 2024
12-month targets · 1 analysts

Price is below the lowest target. Median implies +5%.Targets as of Oct 27, 2026.

Recent actions
DateFirmActionRating
Apr 30, 2024Janney Montgomery Scott
UPGRADE
UPGRADEBuy
Jun 29, 2023Janney Montgomery Scott
DOWNGRADE
DOWNGRADENeutral
Jan 26, 2021Janney Montgomery Scott
UPGRADE
UPGRADEBuy

Insider ledger

Form 4
$25.7K
bought · 2 insiders
$4.6K
sold · 1 insider
+17.5%
vs their $71.87 cost
DateInsiderTypeValue
Sep 22, 2026
LANDY R JOSEPH
Director
GIFT40 sh
Sep 15, 2026
Chappell Robert W
Director
AWARD70 sh
Sep 15, 2026
LANDY R JOSEPH
Director
AWARD70 sh
Sep 15, 2026
JONES MICKEY L
Director
AWARD70 sh
Sep 15, 2026
OSBORNE TERRY B
Director
AWARD70 sh
Sep 15, 2026
BOWER JOSEPH B JR
Director
AWARD70 sh
Sep 15, 2026
GRAHAM ROGER C JR
Director
AWARD70 sh
Sep 15, 2026
DePaola Rinaldo A
Director
AWARD70 sh

Earnings setup

Estimates
Oct 30
reports in 3 days
$2.20
EPS estimate, this quarter
+9%
estimate change, 90 days
1↑ 0↓
revisions, 30 days
Current-quarter EPS estimate
PeriodEPS est.Range30D rev.Revenue
Current Q$2.20$2.20–$2.20+0.0%$0.00
Next Q$2.24$2.24–$2.24+0.0%$0.00
Current FY$8.72$8.72–$8.72+0.0%$0.00
Next FY$8.81$8.81–$8.81+0.0%$0.00

Short side

FINRA· Oct 15, 2026
🔒 Subscribers only
shares short
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Sep 22, 2026 Insider
LANDY R JOSEPH gifted 40 shares
Director
Sep 15, 2026 Insider
Chappell Robert W was granted 70 shares
Director
Sep 15, 2026 Insider
LANDY R JOSEPH was granted 70 shares
Director
Jul 30, 2026 Earnings
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
MANSFIELD, Pa., July 30, 2026 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), paren
Jul 30, 2026 SEC
Citizens Financial Services reported Q2 2026 net income of $10.2M ($2.12 EPS), up 20.4% YoY from $8.5M ($1.76 EPS)…
8-K — Impact 5/10
Jun 30, 2026 Inst.
Quantinno Capital Management LP — ADD
20,396 shares ($1.5M)
Jun 30, 2026 Inst.
GOLDMAN SACHS GROUP INC — TRIM
11,982 shares ($868.0K)
Jun 2, 2026 SEC
Two insiders at Citizens Financial Services (CZFS) traded within a week: an SVP purchased $2,100 worth of stock, and…
CLUSTER — Impact 2/10
Catalysts
Scheduled dates and disclosed events: earnings, FDA and trial readouts, halts, press releases. Colored dot = impact.
Upcoming
Oct 30, 2026
Earnings date
CZFS Q3 2026 Earnings Scheduled — 2026-10-30
Recent
Jul 30, 2026
Earnings
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
MANSFIELD, Pa., July 30, 2026 /PRNewswire/ -- Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank (the…
Jul 30, 2026
Earnings date
CZFS Q2 2026 Earnings Scheduled — 2026-07-30
Apr 30, 2026
Earnings date
CZFS Q1 2026 Earnings Scheduled — 2026-04-30

SecBot reports

6 filings · 1 bullish · 0 bearish · 1 mixed · 4 neutral
All CZFS filing & press-release reports (6)