The cluster's dollar value is too small to move the stock or signal a material change in outlook. No trading action is warranted from this data alone. Monitor upcoming quarterly earnings for any operational changes at this community bank.
Price Chart
Executive Summary
Two insiders at Citizens Financial Services (CZFS) traded within a week: an SVP purchased $2,100 worth of stock, and an EVP sold $2K worth. The total value of $4K represents ~0.001% of the $312M market cap, making this cluster economically trivial. Neither the buy nor the sell carries material signaling weight given the negligible dollar amounts relative to company size.
Key Financial Metrics
Key Facts
- Cluster consists of 2 open-market trades totaling $4,100 total value.
- Purchase: SVP Guillaume bought 34 shares at $61.78 for $2,100.
- Sale: EVP Gephart sold 24 shares at $64.78 for $1,600.
- Total cluster value is ~0.001% of CZFS's $312M market cap.
- Recent insider activity over past 30 days shows $11K in buys and $2K in sells — this cluster is consistent with that low-activity pattern.
Financial Impact
Total insider trading value of $4,100 is immaterial relative to $312M market cap (0.001%).
Risk Factors
- Insider trading activity is negligible — no actionable signal.
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 1 SEC document filed with EDGAR.
| Document | Accession Number |
|---|---|
| CLUSTER Data (Synthetic) | cluster-CZFS-1780410209444 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Jul 30, 2026 12w ago | 8-K | $76.38 $84.57 | ▲ +10.72% | ▲ +8.26% | $84.61 (+10.78%) |
Jun 2, 2026 21w ago | Insider Cluster | $64.40 $80.68 | ▲ +25.28% | ▲ +24.16% | $84.61 (+31.38%) |
Apr 22, 2026 26w ago | 8-K | $65.15 $71.58 | ▲ +9.87% | ▲ +4.85% | $84.61 (+29.87%) |
Apr 21, 2026 27w ago | 8-K | $69.00 $74.83 | ▲ +8.45% | ▲ +1.55% | $84.61 (+22.62%) |
Mar 12, 2026 32w ago | DEFA14A | $59.26 $65.37 | ▲ +10.31% | ▼ −0.39% | $84.61 (+42.78%) |
Feb 27, 2026 34w ago | Insider Cluster | $59.56 $64.86 | ▲ +8.90% | ▼ −0.48% | $84.61 (+42.06%) |
US Market Status
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