Wise's Q1 results show strong top-line growth and customer engagement, with reiterated guidance providing visibility. Traders should watch for continued volume growth and margin execution; the stock may react positively to the sustained momentum and reaffirmed outlook.
Price Chart
Executive Summary
Wise Group reported Q1 FY27 net revenue of $714.0M, up 25% YoY, with cross-border volume growing 26% YoY to $69.3B and active customers up 21% to 11.9M. The company reiterated its FY27 guidance for net revenue growth around the middle of its 15-20% medium-term target range and income before tax margin around the top of the 20-25% range, signaling continued operational momentum despite a slight take-rate reduction to 50bps.
Key Financial Metrics
Key Facts
- Net revenue of $714.0M, up 25% YoY
- Cross-border volume of $69.3B, up 26% YoY
- Active customers of 11.9M, up 21% YoY
- Customer holdings of $41.2B, up 31% YoY
- Cross-border take rate reduced 2bps YoY to 50bps
- Instant transfers now 77% of transactions, up 7pps YoY
- FY27 guidance reiterated: net revenue growth around middle of 15-20% range, income before tax margin around top of 20-25% range
Financial Impact
Net revenue grew 25% YoY to $714.0M; cross-border volume up 26% YoY to $69.3B; customer holdings up 31% YoY to $41.2B
Risk Factors
- Cross-border take rate continues to decline (2bps YoY to 50bps), pressuring unit economics
- Interest income on customer balances may be sensitive to central bank rate changes
- Forward-looking guidance assumes no material changes in interest rates or customer interest policies
Market Snapshot
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3328817 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 27, 2026 today | 6-K | $11.11 | awaiting T+5 | — | $10.84 (−2.43%) |
Oct 23, 2026 4d ago | 3 | $11.07 | awaiting T+5 | — | $10.84 (−2.08%) |
Oct 20, 2026 7d ago | 6-K | $11.01 $10.89 | ▼ −1.09% | ▼ −1.12% | $10.84 (−1.54%) |
Oct 19, 2026 7d ago | Insider Cluster | $11.01 $10.84 | ▼ −1.54% | ▼ −1.62% | $10.84 (−1.54%) |
Oct 15, 2026 12d ago | 6-K | $10.98 $11.08 | ▲ +0.91% | ▲ +0.82% | $10.84 (−1.28%) |
Oct 15, 2026 12d ago | Press Release | $10.98 $11.07 | ▲ +0.82% | ▲ +1.25% | $10.84 (−1.28%) |
Oct 13, 2026 14d ago | 6-K | $12.22 $11.01 | ▼ −9.90% | ▼ −8.75% | $10.84 (−11.29%) |
Oct 13, 2026 14d ago | 6-K | $12.22 $11.01 | ▼ −9.90% | ▼ −8.75% | $10.84 (−11.29%) |
Oct 6, 2026 21d ago | 6-K | $11.76 $12.22 | ▲ +3.91% | ▲ +4.05% | $10.84 (−7.82%) |
Sep 29, 2026 28d ago | 6-K | $11.38 $11.76 | ▲ +3.34% | ▲ +1.39% | $10.84 (−4.75%) |
US Market Status
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