The raised FY27 net revenue growth guidance to the upper half of the 15-20% range signals accelerating momentum. Watch for the H1 FY27 results for further detail on IBT margin progression and the dual listing expenses, as well as continued take rate trends which are being deliberately reduced to drive volume growth.
Price Chart
Executive Summary
Wise Group plc reported Q2 FY27 results with net revenue up 21% YoY to $739.1M, active customers up 20% to 12.5M, and cross-border volume up 22% to $71.7B. The company raised its FY27 net revenue growth guidance to the upper half (17.5%-20%) of its 15-20% medium-term target range, while maintaining its IBT margin guidance around the top of the 20-25% range. The results show continued strong operational momentum across all key metrics.
Key Facts
- Net revenue increased 21% YoY to $739.1M in Q2 FY27
- Active customers grew 20% YoY to 12.5 million
- Cross-border volume rose 22% YoY to $71.7 billion
- Customer holdings increased 28% YoY to $43.5 billion
- Card and other revenue surged 34% YoY to $206.1 million
- FY27 net revenue growth guidance raised to upper half (17.5%-20%) of 15-20% medium-term target range
- FY27 IBT margin guidance maintained around top of 20-25% range
- Cross-border take rate declined 3bps YoY to 49bps as company invests in pricing
- Instant transfers reached 78% of transactions, up 4pps YoY
Financial Impact
Net revenue of $739.1M in Q2 FY27, up 21% YoY; raised FY27 net revenue growth guidance to 17.5%-20% on a constant currency basis
Risk Factors
- Cross-border take rate continues to decline (down 3bps YoY to 49bps), pressuring unit economics
- Interest expense on customer liabilities grew 20% YoY to $60.4M, partially offsetting interest income growth
- One-off expenses of ~$15M related to dual listing may weigh on near-term margins
Documents Analyzed
This report is based on 5 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 6-K Filing (Primary) | 0001171843-26-006666 |
| Document: f6k_101526.htm | 0001171843-26-006666 |
| Document: 0001171843-26-006666-index-headers.html | 0001171843-26-006666 |
| Document: 0001171843-26-006666-index.html | 0001171843-26-006666 |
| Document: 0001171843-26-006666.txt | 0001171843-26-006666 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 27, 2026 today | 6-K | $11.11 | awaiting T+5 | — | $10.84 (−2.43%) |
Oct 23, 2026 4d ago | 3 | $11.07 | awaiting T+5 | — | $10.84 (−2.08%) |
Oct 20, 2026 7d ago | 6-K | $11.01 $10.89 | ▼ −1.09% | ▼ −1.12% | $10.84 (−1.54%) |
Oct 19, 2026 7d ago | Insider Cluster | $11.01 $10.84 | ▼ −1.54% | ▼ −1.62% | $10.84 (−1.54%) |
Oct 15, 2026 12d ago | 6-K | $10.98 $11.08 | ▲ +0.91% | ▲ +0.82% | $10.84 (−1.28%) |
Oct 15, 2026 12d ago | Press Release | $10.98 $11.07 | ▲ +0.82% | ▲ +1.25% | $10.84 (−1.28%) |
Oct 13, 2026 14d ago | 6-K | $12.22 $11.01 | ▼ −9.90% | ▼ −8.75% | $10.84 (−11.29%) |
Oct 13, 2026 14d ago | 6-K | $12.22 $11.01 | ▼ −9.90% | ▼ −8.75% | $10.84 (−11.29%) |
Oct 6, 2026 21d ago | 6-K | $11.76 $12.22 | ▲ +3.91% | ▲ +4.05% | $10.84 (−7.82%) |
Sep 29, 2026 28d ago | 6-K | $11.38 $11.76 | ▲ +3.34% | ▲ +1.39% | $10.84 (−4.75%) |
US Market Status
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