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Insider Cluster (3 insiders) ·Filed Jul 1, 2026

WRLD

WORLD ACCEPTANCE CORP
BEARISH
Impact 6/10
Horizonweeks Processed3mo ago
Insider cluster: 2 insiders, $640K total
Actionable Insight ▼ Bearish

The combination of persistent director selling and a massive $12.35M sale by Prescott General Partners — the largest stakeholder move — signals potential fundamental deterioration or a forthcoming adverse event. Monitor for WRLD's next earnings release and any regulatory disclosures regarding its lending portfolio.

DirectionBearish
Confidencemedium
Horizonweeks
Final — all horizons settled through T+60d ⚠ clustered
WRLD ▼ -21.63% at T+60d
SHORT call ✓ call won +21.63% · α vs SPY +25.06% · entry $219.46 → $171.99
Entry = T+0 close
Jul 1, 2026
via day close
T+1d
-5.23%
call +5.23% · α +5.10%
$207.98
settled 4mo ago
T+5d
-9.27%
call +9.27% · α +9.53%
$199.11
settled 4mo ago
T+20d
-15.45%
call +15.45% · α +13.26%
$185.56
settled 3mo ago
T+60d
-21.63%
call +21.63% · α +25.06%
$171.99
settled 5w ago

Price Chart

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Executive Summary

Two directors collectively sold ~$640K worth of WRLD stock at ~$222-225, joining a 7d window that also includes a separate ~$12.3M sale by Prescott General Partners, the largest single insider trade in the cluster by an order of magnitude. While the director sales are immaterial relative to WRLD's $936M market cap (0.07%), the simultaneous Prescott sale is large enough to be material.

Key Financial Metrics

Direction
selling
Total Value
$13.0M
Insiders
3

Key Facts

  • Total cluster: $12.99M in sales ($640K from directors + $12.35M from Prescott General Partners)
  • Prescott General Partners (OTHER) sold 56,274 shares at $219.46 = $12.35M on 2026-07-02
  • Charles D. Way sold 833 shares at $225 = $187K on 2026-06-30
  • Benjamin E. Robinson III sold 2,000 shares at $222.77 = $452K on 2026-06-29
  • Prior 30d had 5 insider sells totaling $1.1M, showing persistent insider distribution
  • Market cap: $936M; total cluster is ~1.4% of market cap (above 0.5% materiality threshold)
  • No insider buying in the cluster or prior 30d window

Financial Impact

$12.99M in total insider sales over 7d, with $12.35M from a single large non-insider-owner filing. Persistent insider distribution pattern. The director portion alone is $640K (0.07% of market cap); the Prescott portion pushes the aggregate to 1.4% of market cap, which is material.

insider ownershipfloat distribution

Risk Factors

  • Persistent insider selling without any buying suggests management/directors view the stock as overvalued or anticipate headwinds
  • The Prescott sale at $219 is well above current market levels and may indicate a strategic exit or liquidity need
  • No insider buying in the cluster to offset the selling creates a one-sided bearish signal

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (6 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-WRLD-1783454558130
14 reports for WRLD
Performance horizon
100% Hit rate @ T+1 3 of 3 directional calls Went positive at some point 3 of 3 best @ T+1▲ +3.25%May 26, 2026
Filters
Rows
Reports for WRLD — sortable, filterable
TypeNow
Oct 23, 2026
4d ago
8-K
BULLISH ★ 6/10
$167.04 $167.36▲ +0.19%▼ −0.52%$169.83 (+1.67%)
Sep 21, 2026
5w ago
8-K
NEUTRAL ★ 3/10
$171.09 $172.99▲ +1.11%▲ +1.13%$169.83 (−0.74%)
Aug 18, 2026
10w ago
Insider Cluster
BEARISH ★ 5/10
$184.55 $183.94▲ +0.33%▼ −0.51%$169.83 (+7.98%)
Aug 13, 2026
10w ago
8-K
NEUTRAL ★ 3/10
$194.75 $190.00▼ −2.44%▼ −1.97%$169.83 (−12.80%)
Aug 13, 2026
10w ago
Insider Cluster
NEUTRAL ★ 3/10
$187.69 $194.75▲ +3.76%▲ +3.96%$169.83 (−9.52%)
Aug 11, 2026
11w ago
Insider Cluster
NEUTRAL ★ 2/10
$187.14 $189.65▲ +1.34%▲ +1.09%$169.83 (−9.25%)
Aug 4, 2026
12w ago
Insider Cluster
NEUTRAL ★ 4/10
$193.63 $192.51▼ −0.58%▼ −0.38%$169.83 (−12.29%)
Jul 24, 2026
13w ago
8-K
MIXED ★ 6/10
$204.67 $195.83▼ −4.32%▼ −4.34%$169.83 (−17.02%)
Jul 1, 2026
16w ago
Insider Cluster
BEARISH ★ 6/10
$219.46 $207.98▲ +5.23%▲ +5.10%$169.83 (+22.61%)
Jul 1, 2026
16w ago
Insider Cluster
NEUTRAL ★ 2/10
$219.46 $207.98▼ −5.23%▼ −5.10%$169.83 (−22.61%)
Showing 10 of 14

US Market Status

Market Closed — Opens Wed (< 1m)

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Report published Jul 7, 2026