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Insider Cluster (3 insiders) ·Filed Aug 18, 2026

WRLD

WORLD ACCEPTANCE CORP
BEARISH
Impact 5/10
Horizonweeks Processed2mo ago
Insider cluster: 3 insiders, $2.4M total
Actionable Insight ▼ Bearish

The cluster selling by a 10% owner (Prescott General Partners) and two directors/SVP warrants attention but is not extreme given the modest percentage of market cap. However, the broader 30-day insider selling trend ($26.0M) is more concerning and could signal negative expectations around the next quarterly report. Watch for WRLD's next earnings release for guidance or credit quality deterioration — follow-on insider selling post-print would be a stronger bearish signal.

DirectionBearish
Confidencemedium
Horizonweeks
Latest settled — T+20d
WRLD ▲ +0.12% at T+20d
SHORT call ✗ call lost -0.12% · α vs SPY -0.96% · entry $184.55 → $184.77
Next anchor: T+60d in 14d
Latest observation: T+46 +10.96% FF3 residual α
Entry = T+0 close
Aug 18, 2026
via day close
T+1d
-0.33%
call +0.33% · α -0.51%
$183.94
settled 2mo ago
T+5d
+3.56%
call -3.56% · α -3.95%
$191.12
settled 2mo ago
T+20d
+0.12%
call -0.12% · α -0.96%
$184.77
settled 6w ago
T+60d
Pending
in 14d

Price Chart

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Executive Summary

Three WRLD insiders sold a total of ~$2.40M in open-market transactions over the past week, including a $2.00M sale by the largest director/10% owner Prescott General Partners. The cluster is dominated by a single large holder and two smaller non-C-suite insiders, with total value representing ~0.27% of market cap, which is modest but not trivial. Pending quarterly financials, this selling cluster is a moderate bearish signal given the high concentration in Prescott's sale, though the dollar amount is not alarming relative to the $886M market cap.

Key Financial Metrics

Direction
selling
Total Value
$2.4M
Insiders
3

Key Facts

  • Three insiders sold shares over 2026-08-07 to 2026-08-14 window, totaling ~$2.40M in open-market sales.
  • Prescott General Partners LLC (Director & 10% Owner) sold 10,700 shares at ~$187.69, netting $2.00M.
  • Childers Jason E. (SVP, IT) sold 2,000 shares at ~$190.74 for $381K.
  • Robinson Benjamin E III (Director) sold 90 shares at $187.26 for $17K.
  • Total open-market sales equal ~0.27% of WRLD's $886M market cap.
  • No C-suite (CEO/CFO/COO) insiders participated in the cluster sales.
  • Over the prior 30 days, WRLD insiders had been net sellers at $26.0M total, making this cluster part of a larger selling trend.

Financial Impact

Open-market insider sales of ~$2.40M, or 0.27% of market cap, concentrated in a single 10% owner and two smaller holders.

insider ownership

Risk Factors

  • Insider selling cluster by 10% owner Prescott General Partners may indicate bearish view on upcoming earnings or credit performance.
  • Accelerated insider sales could precede a negative catalyst such as rising loan losses, regulatory action, or weaker consumer demand.
  • No C-suite buying offsets the selling — lack of insider alignment with shareholders.

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (6 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-WRLD-1787119847589
14 reports for WRLD
Performance horizon
100% Hit rate @ T+1 3 of 3 directional calls Went positive at some point 3 of 3 best @ T+60▲ +21.63%Jul 1, 2026
Filters
Rows
Reports for WRLD — sortable, filterable
TypeNow
Oct 23, 2026
4d ago
8-K
BULLISH ★ 6/10
$167.04 $167.36▲ +0.19%▼ −0.52%$169.83 (+1.67%)
Sep 21, 2026
5w ago
8-K
NEUTRAL ★ 3/10
$171.09 $172.99▲ +1.11%▲ +1.13%$169.83 (−0.74%)
Aug 18, 2026
10w ago
Insider Cluster
BEARISH ★ 5/10
$184.55 $183.94▲ +0.33%▼ −0.51%$169.83 (+7.98%)
Aug 13, 2026
10w ago
8-K
NEUTRAL ★ 3/10
$194.75 $190.00▼ −2.44%▼ −1.97%$169.83 (−12.80%)
Aug 13, 2026
10w ago
Insider Cluster
NEUTRAL ★ 3/10
$187.69 $194.75▲ +3.76%▲ +3.96%$169.83 (−9.52%)
Aug 11, 2026
11w ago
Insider Cluster
NEUTRAL ★ 2/10
$187.14 $189.65▲ +1.34%▲ +1.09%$169.83 (−9.25%)
Aug 4, 2026
12w ago
Insider Cluster
NEUTRAL ★ 4/10
$193.63 $192.51▼ −0.58%▼ −0.38%$169.83 (−12.29%)
Jul 24, 2026
13w ago
8-K
MIXED ★ 6/10
$204.67 $195.83▼ −4.32%▼ −4.34%$169.83 (−17.02%)
Jul 1, 2026
16w ago
Insider Cluster
BEARISH ★ 6/10
$219.46 $207.98▲ +5.23%▲ +5.10%$169.83 (+22.61%)
Jul 1, 2026
16w ago
Insider Cluster
NEUTRAL ★ 2/10
$219.46 $207.98▼ −5.23%▼ −5.10%$169.83 (−22.61%)
Showing 10 of 14

US Market Status

Market Closed — Opens Thu (10h 32m)

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Report published Aug 19, 2026