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Insider Cluster (2 insiders) ·Filed Aug 11, 2026

WRLD

WORLD ACCEPTANCE CORP
NEUTRAL
Impact 2/10
Horizonweeks Processed2mo ago
Insider cluster: 2 insiders, $257K total
Actionable Insight • Neutral

The insider sales are too small relative to market cap to signal anything. Monitor the next 10-Q for any deterioration in loan portfolio performance or regulatory developments, which are the primary drivers for this subprime lender.

DirectionNeutral
Confidencehigh
Horizonweeks
Latest settled — T+20d
WRLD ▲ +1.22% at T+20d
NEUTRAL call +1.22% · α vs SPY +2.28% · entry $187.14 → $189.43
Next anchor: T+60d in 8d
Latest observation: T+52 -20.08% FF3 residual α
Entry = T+0 close
Aug 11, 2026
via day close
T+1d
+1.34%
call +1.34% · α +1.09%
$189.65
settled 3mo ago
T+5d
+1.05%
call +1.05% · α +1.45%
$189.10
settled 2mo ago
T+20d
+1.22%
call +1.22% · α +2.28%
$189.43
settled 7w ago
T+60d
Pending
in 8d

Price Chart

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Executive Summary

Two WRLD insiders sold a combined $257K in shares over the past week, with the SVP of Accounting selling the bulk ($241K) at $185. The director's sale ($17K) is trivial. The total is 0.03% of market cap — well below the 0.1% materiality threshold — making this a routine, non-informative cluster. No open-market buying to offset the selling.

Key Financial Metrics

Direction
selling
Total Value
$257.0K
Insiders
2

Key Facts

  • Two insiders sold shares totaling $257K in the past week
  • SVP of Accounting Scott McIntyre sold 1,300 shares for $241K on 2026-08-03
  • Director Benjamin Robinson sold 90 shares for $17K on 2026-08-10
  • Total sales represent ~0.03% of WRLD's $871M market cap — trivial
  • No open-market purchases were reported in the cluster

Financial Impact

Total insider sales of $257K, or 0.03% of market cap — immaterial

insider ownership

Risk Factors

  • Insider selling could accelerate if fundamentals weaken
  • Subprime consumer credit risk remains elevated given macro uncertainty

Market Snapshot

Exchange
Nasdaq
Sector
Personal Credit Institutions
Analyst Consensus
0% bullish (6 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 1 SEC document filed with EDGAR.

DocumentAccession Number
CLUSTER Data (Synthetic)cluster-WRLD-1786474877681
14 reports for WRLD
Performance horizon
100% Hit rate @ T+1 4 of 4 directional calls Went positive at some point 4 of 4 best @ T+60▲ +21.63%Jul 1, 2026
Filters
Rows
Reports for WRLD — sortable, filterable
TypeNow
Oct 23, 2026
3d ago
8-K
BULLISH ★ 6/10
$167.04 $167.36▲ +0.19%▼ −0.52%$167.36 (+0.19%)
Sep 21, 2026
5w ago
8-K
NEUTRAL ★ 3/10
$171.09 $172.99▲ +1.11%▲ +1.13%$167.36 (−2.18%)
Aug 18, 2026
9w ago
Insider Cluster
BEARISH ★ 5/10
$184.55 $183.94▲ +0.33%▼ −0.51%$167.36 (+9.31%)
Aug 13, 2026
10w ago
8-K
NEUTRAL ★ 3/10
$194.75 $190.00▼ −2.44%▼ −1.97%$167.36 (−14.06%)
Aug 13, 2026
10w ago
Insider Cluster
NEUTRAL ★ 3/10
$187.69 $194.75▲ +3.76%▲ +3.96%$167.36 (−10.83%)
Aug 11, 2026
10w ago
Insider Cluster
NEUTRAL ★ 2/10
$187.14 $189.65▲ +1.34%▲ +1.09%$167.36 (−10.57%)
Aug 4, 2026
11w ago
Insider Cluster
NEUTRAL ★ 4/10
$193.63 $192.51▼ −0.58%▼ −0.38%$167.36 (−13.57%)
Jul 24, 2026
13w ago
8-K
MIXED ★ 6/10
$204.67 $195.83▼ −4.32%▼ −4.34%$167.36 (−18.23%)
Jul 1, 2026
16w ago
Insider Cluster
BEARISH ★ 6/10
$219.46 $207.98▲ +5.23%▲ +5.10%$167.36 (+23.74%)
Jul 1, 2026
16w ago
Insider Cluster
NEUTRAL ★ 2/10
$219.46 $207.98▼ −5.23%▼ −5.10%$167.36 (−23.74%)
Showing 10 of 14

US Market Status

Market Closed — Opens Wed (10h 16m)

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Report published Aug 11, 2026