This filing confirms the same Q1 2026 results announced on April 27 — no new information for traders. Monitor the next quarterly filing for any changes in loan growth, net interest margin trends, or credit quality deterioration.
Price Chart
Executive Summary
Uwharrie Capital Corp reported Q1 2026 net income of $3.2M ($0.43 per share), up from $2.6M ($0.33 per share) in Q1 2025, driven by higher net interest income and a recovery of credit losses. Total assets grew 4% to $1.25B and deposits increased 5% to $1.13B, while credit quality remained strong with only 0.29% of loans past due. This is a routine quarterly shareholder letter filing that confirms the same results previously announced on April 27, 2026 — no new material information.
Key Financial Metrics
Key Facts
- Q1 2026 net income $3.2M vs $2.6M in Q1 2025, a 23% increase
- EPS of $0.43 vs $0.33 in Q1 2025, a 30% increase
- Total assets reached $1.25B, up 4% from December 31, 2025
- Deposit growth of $51M or 5% to $1.13B
- Pre-tax, pre-provision income of $4.0M vs $3.6M in Q1 2025, up 13%
- Credit quality: 0.29% of loans past due 30+ days or non-accrual vs FFIEC peer average of 1.25%
- Net interest income $9.8M vs $9.1M in Q1 2025, up 7%
- Provision for credit losses was a recovery of $62K vs an expense of $281K in Q1 2025
- Book value per share $9.23 vs $7.11 a year ago
- This filing is a shareholder letter that repeats previously announced Q1 results
Financial Impact
Q1 2026 net income $3.2M, EPS $0.43, net interest income $9.8M, total assets $1.25B
Risk Factors
- Interest rate sensitivity in a stabilizing but uncertain rate environment
- Potential credit quality deterioration if economic conditions worsen
- Competition for deposits in core markets
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-235916 |
| Document: uwhr-20260522.htm | 0001193125-26-235916 |
| Document: 0001193125-26-235916-index-headers.html | 0001193125-26-235916 |
| Document: 0001193125-26-235916-index.html | 0001193125-26-235916 |
| Document: 0001193125-26-235916.txt | 0001193125-26-235916 |
| 8-K Data (Synthetic) | 0001193125-26-235916 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 5d ago | 8-K | $14.01 | awaiting T+20 | — | $13.70 (−2.21%) |
Aug 21, 2026 9w ago | 8-K | $13.82 $14.80 | ▲ +7.09% | ▲ +7.37% | $13.70 (−0.87%) |
Jul 22, 2026 13w ago | 8-K | $12.55 $13.81 | ▲ +10.04% | ▲ +7.14% | $13.70 (+9.16%) |
May 22, 2026 22w ago | 8-K | $11.30 $11.30 | · 0.00% | ▲ +1.42% | $13.70 (+21.24%) |
Apr 29, 2026 25w ago | DEFA14A | $11.40 $11.30 | ▼ −0.88% | ▼ −6.34% | $13.70 (+20.18%) |
Apr 27, 2026 26w ago | 8-K | $11.50 $11.40 | ▼ −0.87% | ▼ −5.83% | $13.70 (+19.13%) |
US Market Status
Subscribe to SecBot
Get Real-Time SEC Filing Intelligence
Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.
Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers