8-K ·Filed Apr 27, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
Monitor upcoming quarters for continued margin expansion and loan growth; the stock may see modest upward revaluation if earnings momentum persists.
Final — all horizons settled through T+60d
UWHR ▲ +9.13% at T+60d
LONG call ✓ call won +9.13% · α vs SPY +4.35% · entry $11.50 → $12.55
T+1d
-1.74%
call -1.74% · α -1.25%
$11.30
settled 6mo ago
T+5d
-0.87%
call -0.87% · α -1.27%
$11.40
settled 6mo ago
T+20d
-0.87%
call -0.87% · α -5.83%
$11.40
settled 5mo ago
T+60d
+9.13%
call +9.13% · α +4.35%
$12.55
settled 3mo ago
Price Chart
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Executive Summary
Uwharrie Capital Corp reported Q1 2026 net income of $3.2M ($0.43/share), up 23% from $2.6M ($0.33/share) in Q1 2025, driven by an improved net interest margin. Total assets grew to $1.25B from $1.20B at year-end 2025. The results continue the positive earnings trend from FY2025.
Key Financial Metrics
EPS
$0.43
Key Facts
- Net income Q1 2026: $3.2M vs $2.6M in Q1 2025 (+23%)
- EPS (diluted): $0.43 vs $0.33 in Q1 2025 (+30%)
- Total assets: $1.25B at March 31, 2026 vs $1.20B at Dec 31, 2025
- Improvement attributed to better net interest margin
Financial Impact
Net income increased $0.6M YoY; EPS up $0.10
net incomeeps
Risk Factors
- Interest rate sensitivity could pressure margins if rates decline
- Concentrated loan portfolio in a small geographic area
Market Snapshot
Exchange
OTC
Sector
State Commercial Banks
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001193125-26-181354 |
| Document: uwhr-ex99_1.htm | 0001193125-26-181354 |
| Document: 0001193125-26-181354-index-headers.html | 0001193125-26-181354 |
| Document: 0001193125-26-181354-index.html | 0001193125-26-181354 |
| Document: 0001193125-26-181354.txt | 0001193125-26-181354 |
| 8-K Data (Synthetic) | 0001193125-26-181354 |
6 reports for UWHR
Track record builds as more directional reports settle.
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Oct 21, 2026 6d ago | 8-K | $14.01 | awaiting T+20 | — | $14.33 (+2.28%) |
Aug 21, 2026 9w ago | 8-K | $13.82 $14.80 | ▲ +7.09% | ▲ +7.37% | $14.33 (+3.69%) |
Jul 22, 2026 13w ago | 8-K | $12.55 $13.81 | ▲ +10.04% | ▲ +7.14% | $14.33 (+14.18%) |
May 22, 2026 22w ago | 8-K | $11.30 $11.30 | · 0.00% | ▲ +1.42% | $14.33 (+26.81%) |
Apr 29, 2026 25w ago | DEFA14A | $11.40 $11.30 | ▼ −0.88% | ▼ −6.34% | $14.33 (+25.70%) |
Apr 27, 2026 26w ago | 8-K | $11.50 $11.40 | ▼ −0.87% | ▼ −5.83% | $14.33 (+24.61%) |
Showing 6 of 6
US Market Status
Market Closed — Opens Wed (< 1m)
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