8-K ·Filed Apr 21, 2026
8-K Item 2.02: Earnings release
Actionable Insight ▲ Bullish
The EPS beat and raised guidance suggest improving fundamentals; monitor medical cost trends and membership changes in next quarter's report to confirm sustainability of margin expansion.
Final — all horizons settled through T+60d ⚠ clustered
UNH ▲ +22.44% at T+60d
LONG call ✓ call won +22.44% · α vs SPY +15.82% · entry $345.78 → $423.38
T+1d
+1.92%
call +1.92% · α +0.90%
$352.41
settled 5mo ago
T+5d
+5.99%
call +5.99% · α +4.91%
$366.50
settled 5mo ago
T+20d
+13.12%
call +13.12% · α +8.20%
$391.13
settled 5mo ago
T+60d
+22.44%
call +22.44% · α +15.82%
$423.38
settled 3mo ago
Price Chart
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Executive Summary
UnitedHealth Group reported Q1 2026 revenue of $111.7 billion (up 2% YoY) and GAAP EPS of $6.90, beating consensus by 4.4%. The company raised full-year 2026 adjusted EPS guidance to >$18.25, driven by margin improvements and cost management.
Key Financial Metrics
EPS
$6.90
est $6.61 · +4.4%
Revenue
$111.7B
est $109.7B · +1.9% · +1.9% YoY
Rating
beat
Gross Margin
5.6%
Key Facts
- Q1 2026 revenue was $111.7 billion, up 2% YoY vs $109.6 billion in Q1 2025
- GAAP EPS was $6.90, beating consensus of $6.61 by 4.4%
- Adjusted EPS was $7.23, up from $7.20 in Q1 2025
- Full-year 2026 adjusted EPS guidance raised to >$18.25 from previous >$17.75
- Medical care ratio improved to 83.9% from 84.8% in Q1 2025
- Announced $2 billion share buyback to be completed by end of Q2 2026
Financial Impact
$6.90 EPS beat consensus by $0.29 (4.4%) with $111.7B revenue up 2% YoY
revenueepsguidancemarginsdilution
Risk Factors
- Medical cost trends remain elevated despite improvement
- Membership declines in key segments including Medicare Advantage
- Continued investments in AI and technology may pressure near-term margins
Market Snapshot
Price
$323.48
Change
-0.4%
Volume
9.0M
Exchange
NYSE
Sector
Hospital & Medical Service Plans
Analyst Consensus
71% bullish (34 analysts)
Investment Themes
Traditional Finance
Documents Analyzed
This report is based on 7 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000731766-26-000121 |
| Document: earningsrelease1q26press.htm | 0000731766-26-000121 |
| Document: unh-20260421.htm | 0000731766-26-000121 |
| Document: 0000731766-26-000121-index-headers.html | 0000731766-26-000121 |
| Document: 0000731766-26-000121-index.html | 0000731766-26-000121 |
| Document: 0000731766-26-000121.txt | 0000731766-26-000121 |
| 8-K Data (Synthetic) | 0000731766-26-000121 |
50 reports for UNH
85% Hit rate best @ T+60▲ +19.76%
Filters
Rows
| Type | Now | ||||
|---|---|---|---|---|---|
Sep 11, 2026 21d ago | Court Ruling | $379.09 $376.90 | ▼ −0.58% | ▼ −0.36% | $365.20 (−3.66%) |
Sep 8, 2026 23d ago | 8-K | $393.06 $378.71 | ▼ −3.65% | ▼ −3.32% | $365.20 (−7.09%) |
Sep 1, 2026 4w ago | Court Ruling | $396.30 $393.06 | ▼ −0.82% | ▼ −0.90% | $365.20 (−7.85%) |
Jul 31, 2026 9w ago | GOVT-CONTRACT | $414.40 $407.08 | ▼ −1.77% | ▼ −5.28% | $365.20 (−11.87%) |
Jul 31, 2026 9w ago | GOVT-CONTRACT | $414.40 $407.08 | ▼ −1.77% | ▼ −5.28% | $365.20 (−11.87%) |
Jul 31, 2026 9w ago | GOVT-CONTRACT | $414.40 $407.08 | ▼ −1.77% | ▼ −5.28% | $365.20 (−11.87%) |
Jul 31, 2026 9w ago | GOVT-CONTRACT | $414.40 $407.08 | ▼ −1.77% | ▼ −5.28% | $365.20 (−11.87%) |
Jul 31, 2026 9w ago | GOVT-CONTRACT | $414.40 $407.08 | ▼ −1.77% | ▼ −5.28% | $365.20 (−11.87%) |
Jul 31, 2026 9w ago | GOVT-CONTRACT | $414.40 $407.08 | ▼ −1.77% | ▼ −5.28% | $365.20 (−11.87%) |
Jul 31, 2026 9w ago | GOVT-CONTRACT | $414.40 $407.08 | ▼ −1.77% | ▼ −5.28% | $365.20 (−11.87%) |
Showing 10 of 50
US Market Status
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