SecBot SecBot
425 ·Filed Oct 27, 2026

UMBF

UMB FINANCIAL CORP
NEUTRAL
Impact 3/10
Horizonmonths Processed4d 22h ago SEC0001193125-26-434394
Rule 425 M&A communications
Actionable Insight • Neutral

Monitor for OCC regulatory approval announcement and the filing of the S-4 registration statement, which will contain the definitive prospectus and detailed financial terms of the transaction.

DirectionNeutral
Confidencehigh
Horizonmonths
Latest settled: T+1d ⚠ clustered
UMBF ▲ +2.89% at T+1d
NEUTRAL call +2.89% · α vs SPY +3.27% · entry $132.34 → $136.16
Next anchor: T+5d tomorrow
Entry = T+0 close
Oct 27, 2026
via day close
T+1d
+2.89%
call +2.89% · α +3.27%
$136.16
settled 4d ago
T+5d
Pending
tomorrow
T+20d
Pending
in 23d
T+60d
Pending
in 3mo

Price Chart

Loading chart...

Executive Summary

UMB Financial Corp filed a seventh Rule 425 communication on October 27, 2026, containing an internal presentation for employees detailing the timeline and milestones for the pending acquisition of El Dorado Savings Bank. The presentation reiterates the expected close in Q1 2027, subject to OCC approval, with systems conversion anticipated in late Q1 or early Q2 2027. No new financial terms, price per share, or deal value were disclosed.

Key Financial Metrics

Deal Type
acquisition

Key Facts

  • UMB Financial Corp announced a definitive agreement to acquire El Dorado Savings Bank on October 27, 2026.
  • The transaction is subject to OCC (Office of the Comptroller of the Currency) approval.
  • Estimated timing for close is Q1 2027.
  • Systems conversion is anticipated to occur either late in Q1 or early in Q2 2027.
  • No financial terms, price per share, or deal value were disclosed in this filing.

Financial Impact

No financial terms disclosed; deal value, price per share, and premium remain undisclosed.

Risk Factors

  • The transaction may not close if required regulatory, stockholder, or other approvals are not received or satisfied.
  • Integration risks could delay expected synergies or cost savings.
  • Forward-looking statements are subject to risks including interest rate changes, economic conditions, and regulatory actions.

Market Snapshot

Exchange
Nasdaq
Sector
National Commercial Banks
Analyst Consensus
82% bullish (22 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 4 SEC documents filed with EDGAR.

DocumentAccession Number
425 Filing (Primary)0001193125-26-434394
Document: 0001193125-26-434394-index-headers.html0001193125-26-434394
Document: 0001193125-26-434394-index.html0001193125-26-434394
Document: 0001193125-26-434394.txt0001193125-26-434394
28 reports for UMBF
Performance horizon
67% Hit rate @ T+1 2 of 3 directional calls Went positive at some point 3 of 3 best @ T+1▲ +2.89%Oct 27, 2026
Filters
Rows
Reports for UMBF, sortable and filterable
TypeNow
Oct 30, 2026
1d ago
3
NEUTRAL ★ 1/10
$134.58awaiting T+1awaiting T+1$134.47 (−0.08%)
Oct 30, 2026
1d ago
144
NEUTRAL ★ 2/10
$134.58awaiting T+1awaiting T+1$134.47 (−0.08%)
Oct 30, 2026
1d ago
144
NEUTRAL ★ 2/10
$134.58awaiting T+1awaiting T+1$134.47 (−0.08%)
Oct 30, 2026
1d ago
144
NEUTRAL ★ 1/10
$136.20awaiting T+1awaiting T+1$134.47 (−1.27%)
Oct 30, 2026
1d ago
425
NEUTRAL ★ 3/10
$136.20awaiting T+1awaiting T+1$134.47 (−1.27%)
Oct 30, 2026
2d ago
144
NEUTRAL ★ 1/10
$133.61awaiting T+1awaiting T+1$134.47 (+0.65%)
Oct 29, 2026
2d ago
425
NEUTRAL ★ 5/10
$134.58awaiting T+1awaiting T+1$134.47 (−0.08%)
Oct 29, 2026
2d ago
8-K
NEUTRAL ★ 2/10
$136.16awaiting T+1awaiting T+1$134.47 (−1.24%)
Oct 28, 2026
3d ago
425
NEUTRAL ★ 2/10
$136.16 $134.47▼ −1.24%▲ +0.53%$134.47 (−1.24%)
Oct 27, 2026
4d ago
425
NEUTRAL ★ 2/10
$132.34 $136.16▲ +2.89%▲ +3.27%$134.47 (+1.61%)
Showing 10 of 28

US Market Status

Market Closed · Opens Mon (18h 34m)

Subscribe to SecBot

Get Real-Time SEC Filing Intelligence

Comprehensive SEC filing analysis delivered the moment filings hit EDGAR. Sentiment scoring, impact analysis, and actionable insights for every material event.

Create a free account Live analysis, Telegram alerts, watchlists and the MCP server for subscribers
Report published Oct 27, 2026