8-K ·Filed May 12, 2026

PNFP

Pinnacle Financial Partners, Inc.
NEUTRAL
Impact 3/10
Horizonweeks Processed4mo ago SEC0002082866-26-000047
8-K context-dependent: Items 8.01
Actionable Insight • Neutral

This is a routine pro forma update with no new material information. Monitor upcoming quarterly filings for actual combined operating results and integration progress, particularly loan accretion, cost synergies, and credit quality trends.

DirectionNeutral
Confidencehigh
Horizonweeks
Final — all horizons settled through T+60d
PNFP-PA ▼ -2.99% at T+60d
NEUTRAL call ✗ call lost -2.99% · α vs SPY -7.38% · entry $25.73 → $24.96
Entry anchored
May 12, 2026
via day open
T+1d
-0.08%
call -0.08% · α -0.65%
$25.71
settled 5mo ago
T+5d
-0.19%
call -0.19% · α -0.27%
$25.68
settled 5mo ago
T+20d
-3.30%
call -3.30% · α -1.58%
$24.88
settled 4mo ago
T+60d
-2.99%
call -2.99% · α -7.38%
$24.96
settled 8w ago

Price Chart

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Executive Summary

Pinnacle Financial Partners filed an 8-K with updated unaudited pro forma financial statements reflecting the completed merger with Synovus Financial Corp. on January 1, 2026. The pro forma combined entity shows total assets of $120.3 billion, net income available to common shareholders of $1.017 billion, and pro forma basic EPS of $6.80 for the year ended December 31, 2025. This is a routine post-merger disclosure filing providing illustrative financial information; no new material events or changes in guidance are reported.

Key Facts

  • Merger with Synovus completed on January 1, 2026; Synovus shareholders received 0.5237 shares of Newco common stock per Synovus share.
  • Pro forma combined total assets of $120.3 billion as of December 31, 2025.
  • Pro forma net income available to common shareholders of $1.017 billion for the year ended December 31, 2025.
  • Pro forma basic EPS of $6.80 and diluted EPS of $6.76 for the year ended December 31, 2025.
  • Preliminary purchase price consideration of approximately $7.58 billion, including $6.94 billion in common stock, $71.2 million for equity awards, and $564.3 million in preferred stock.
  • Preliminary goodwill of $1.63 billion recorded; estimated core deposit intangible of $848 million and wealth customer relationship intangible of $262 million.
  • Estimated merger-related transaction costs of $275.5 million reflected in pro forma adjustments.

Financial Impact

Pro forma combined net income available to common shareholders of $1.017 billion on $120.3 billion in assets; preliminary purchase consideration of $7.58 billion.

revenueepsassetsgoodwillintangible assets

Risk Factors

  • Pro forma adjustments are preliminary and subject to material revision within one year of closing.
  • Integration risks and potential failure to realize cost synergies or operating efficiencies.
  • Credit risk from acquired Synovus loan portfolio; $477.9 million in estimated lifetime credit losses on acquired loans.

Market Snapshot

Exchange
NYSE
Sector
National Commercial Banks

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 5 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0002082866-26-000047
Document: pnfp-20260512.htm0002082866-26-000047
Document: 0002082866-26-000047-index-headers.html0002082866-26-000047
Document: 0002082866-26-000047-index.html0002082866-26-000047
Document: 0002082866-26-000047.txt0002082866-26-000047
11 reports for PNFP
Performance horizon

Track record builds as more directional reports settle.

Filters
Rows
Reports for PNFP — sortable, filterable
TypeNow
Sep 10, 2026
22d ago
8-K
NEUTRAL ★ 2/10
$99.14 $96.77▼ −2.39%▼ −1.89%$95.53 (−3.64%)
Aug 18, 2026
6w ago
144
BEARISH ★ 5/10
$104.53 $100.77▲ +3.60%▲ +3.40%$95.53 (+8.61%)
Aug 14, 2026
6w ago
144
NEUTRAL ★ 2/10
$107.35 $101.34▼ −5.60%▼ −4.41%$95.53 (−11.01%)
Aug 14, 2026
7w ago
144
NEUTRAL ★ 3/10
$108.01 $102.26▼ −5.32%▼ −3.96%$95.53 (−11.55%)
Aug 6, 2026
8w ago
144
NEUTRAL ★ 2/10
$104.68 $108.01▲ +3.18%▲ +2.78%$95.53 (−8.74%)
Jun 8, 2026
16w ago
8-K
NEUTRAL ★ 3/10
$25.02 $25.15▲ +0.53%▼ −1.27%$95.53 (+281.85%)
May 19, 2026
19w ago
8-K
NEUTRAL ★ 4/10
$25.64 $25.69▲ +0.20%▼ −1.61%$95.53 (+272.58%)
May 14, 2026
20w ago
8-K
NEUTRAL ★ 4/10
$25.61 $25.66▲ +0.21%▼ −0.75%$95.53 (+273.09%)
May 12, 2026
20w ago
8-K
NEUTRAL ★ 3/10
$25.73 $25.68▼ −0.19%▼ −0.27%$95.53 (+271.28%)
Apr 22, 2026
23w ago
8-K
BULLISH ★ 8/10
$25.76 $25.64▼ −0.47%▼ −1.94%$95.53 (+270.85%)
Showing 10 of 11

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