8-K ·Filed Aug 14, 2026

PFS

PROVIDENT FINANCIAL SERVICES INC
NEUTRAL
Impact 2/10
Horizonimmediate Processed1mo ago SEC0001628280-26-056950
8-K context-dependent: Items 7.01
Actionable Insight • Neutral

This is a routine investor presentation with no new material information. Monitor for any subsequent prospectus or pricing announcement if the proposed securities offering proceeds. The presentation confirms stable credit metrics and margin expansion, but no catalyst for near-term price movement.

DirectionNeutral
Confidencehigh
Horizonimmediate
Latest settled — T+20d
PFS ▼ -5.28% at T+20d
NEUTRAL call ✗ call lost -5.28% · α vs SPY -3.28% · entry $24.64 → $23.34
Next anchor: T+60d in 5w
Latest observation: T+31 -6.14% FF3 residual α
Entry anchored
Aug 14, 2026
via day open
T+1d
-0.28%
call -0.28% · α +0.19%
$24.57
settled 7w ago
T+5d
-3.77%
call -3.77% · α -2.41%
$23.71
settled 6w ago
T+20d
-5.28%
call -5.28% · α -3.28%
$23.34
settled 18d ago
T+60d
—
call — · α —
—
in 5w

Price Chart

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Executive Summary

Provident Financial Services filed an 8-K furnishing a fixed income investor presentation dated August 14, 2026. The presentation recaps the company's financial position as of June 30, 2026 (total assets $25.7B, loans $20.0B, deposits $19.5B, YTD ROAA 1.26%) and highlights strong capital, credit quality, and a diversified business model. It also references a proposed securities offering but provides no terms, size, or pricing — this is a routine roadshow document with no material new information.

Key Facts

  • Presentation used for fixed income investor meetings during Q3 2026
  • Financial data as of June 30, 2026: total assets $25.7B, gross loans $20.0B, total deposits $19.5B
  • YTD ROAA 1.26%, YTD ROATCE 16.2% (non-GAAP), TCE ratio 8.6%
  • Net interest margin expanded to 3.48% in Q2 2026 from 3.26% in 2024
  • Non-performing assets / assets at 0.54% as of Q2 2026
  • References a proposed securities offering but no specific terms disclosed
  • Forward-looking statements disclaimers indicate no offer to sell securities

Financial Impact

No new financial data or guidance provided; presentation recaps previously reported results

Risk Factors

  • Potential dilutive impact if the proposed securities offering is executed, but terms unknown
  • Interest rate sensitivity: +200bps shock would reduce NII by 1.8% per the presentation

Market Snapshot

Exchange
NYSE
Sector
Savings Institution, Federally Chartered
Analyst Consensus
70% bullish (10 analysts)

Investment Themes

Traditional Finance

Documents Analyzed

This report is based on 5 SEC documents filed with EDGAR.

DocumentAccession Number
8-K Filing (Primary)0001628280-26-056950
Document: pfs-20260814.htm0001628280-26-056950
Document: 0001628280-26-056950-index-headers.html0001628280-26-056950
Document: 0001628280-26-056950-index.html0001628280-26-056950
Document: 0001628280-26-056950.txt0001628280-26-056950
14 reports for PFS
Performance horizon
33% Hit rate 1 of 3 directional calls best @ T+60▲ +5.20%Apr 30, 2026
Filters
Rows
Reports for PFS — sortable, filterable
TypeNow
Aug 24, 2026
5w ago
424B5
NEUTRAL ★ 4/10
$23.57 $22.65▼ −3.90%▼ −5.22%$22.58 (−4.20%)
Aug 20, 2026
6w ago
Press Release
NEUTRAL ★ 4/10
$23.71 $22.93▼ −3.29%▼ −2.76%$22.58 (−4.77%)
Aug 20, 2026
6w ago
424B5
NEUTRAL ★ 4/10
$23.69 $23.06▼ −2.66%▼ −2.66%$22.58 (−4.69%)
Aug 14, 2026
7w ago
8-K
NEUTRAL ★ 2/10
$24.64 $23.34▼ −5.28%▼ −3.28%$22.58 (−8.36%)
Jul 30, 2026
9w ago
8-K
BULLISH ★ 6/10
$24.86 $23.56▼ −5.23%▼ −9.19%$22.58 (−9.17%)
Jul 30, 2026
9w ago
8-K
BULLISH ★ 6/10
$24.86 $23.56▼ −5.23%▼ −9.19%$22.58 (−9.17%)
Jul 29, 2026
9w ago
Press Release
MIXED ★ 5/10
$24.86 $23.56▼ −5.23%▼ −9.19%$22.58 (−9.17%)
Jun 4, 2026
17w ago
8-K
NEUTRAL ★ 2/10
$22.34 $23.54▲ +5.37%▲ +6.74%$22.58 (+1.07%)
May 26, 2026
18w ago
8-K
NEUTRAL ★ 2/10
$22.43 $23.53▲ +4.88%▲ +6.83%$22.58 (+0.67%)
Apr 30, 2026
22w ago
8-K
NEUTRAL ★ 2/10
$22.14 $21.84▼ −1.34%▼ −6.60%$22.58 (+2.01%)
Showing 10 of 14

US Market Status

Market Closed — Opens Mon (38h 17m)

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