Monitor the Q2 2026 earnings release on July 21 for signs of stabilizing or improving net interest margin trends, as the consecutive EPS misses may weigh on analyst sentiment. Despite 100% historical win rate on prior OZK reports, the bearish EPS trend warrants a cautious stance until a clear catalyst emerges.
Price Chart
Executive Summary
Bank OZK reported Q1 2026 earnings with EPS of $1.44, a 2.4% miss versus the consensus estimate of $1.48. Revenue of $435.7M matched expectations. While this is the third consecutive quarter of modest EPS misses, the stock has historically moved positively (+3.3% avg T+20) on prior reports of this nature, suggesting the market may be looking through near-term noise in favor of the bank's credit profile and loan growth trajectory.
Key Financial Metrics
Key Facts
- Q1 2026 EPS of $1.44 missed consensus of $1.48 (-2.4%)
- Revenue of $435.7M was in-line with the $435.7M estimate
- Third consecutive quarterly EPS miss (Q4 2025 -1.92%, Q3 2025 -4.79%)
- No guidance raised or lowered provided in the press release
- 50% of analysts rate the stock as a Hold, with only 2 Strong Buy recommendations
Financial Impact
EPS miss of $0.04 per share, roughly $23M in net income shortfall vs expectations on a weighted-average share basis
Risk Factors
- Continued EPS misses could lead to downward revisions in consensus estimates
- Potential net interest margin compression if funding costs rise faster than asset yields
- Higher credit provisions or loan loss reserve builds not yet visible in current data
Market Snapshot
Documents Analyzed
This report is based on 1 press release from GlobeNewswire.
| Document | Accession Number |
|---|---|
| PRESS-RELEASE Data (Synthetic) | press-3320092 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Jul 21, 2026 10w ago | Press Release | $50.97 $49.48 | ▲ +2.92% | ▲ +5.82% | $46.68 (+8.42%) |
Jul 1, 2026 13w ago | Press Release | $49.84 $50.99 | ▲ +2.31% | ▲ +2.72% | $46.68 (−6.34%) |
Jun 30, 2026 13w ago | Press Release | $52.85 $51.55 | ▲ +2.46% | ▲ +0.27% | $46.68 (+11.67%) |
Jun 29, 2026 13w ago | Press Release | $52.09 $50.38 | ▼ −3.28% | ▼ −2.25% | $46.68 (−10.39%) |
Jun 11, 2026 16w ago | Institutional Cluster | $51.63 $50.17 | ▲ +2.83% | ▲ +4.72% | $46.68 (+9.59%) |
Apr 21, 2026 23w ago | Press Release | $47.52 $47.03 | ▲ +1.03% | ▲ +4.20% | $46.68 (+1.77%) |
Apr 1, 2026 26w ago | Press Release | $45.86 $48.16 | ▲ +5.02% | ▼ −4.85% | $46.68 (+1.80%) |
US Market Status
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